Trust Officer jobs in Vermont

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Mortgage Originator
  • Manufacturers and Traders Trust Co
  • Rutland, VT FULL_TIME
  • Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer’s financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant’s credit worthiness. Has authority to issue pre-qualification statement of borrowers’ eligibility. Determines which products best meet the customer’s needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank’s mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers’ homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $24.76 - $41.27 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Rutland, Vermont, United States of America At M&T Bank, we make a difference in people’s lives. For more than 160 years, we’ve been providing our customers with guidance and financial solutions, leading our communities through challenges and growth opportunities, and empowering our employees to build purpose-driven careers. Our talent and culture set us apart. Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor. We seek to further build upon our record of success by bringing in diverse talents and fresh skill sets while supporting the growth and development of all team members. At M&T, we are a talent and people driven organization. Take a peek inside M&T’s Human Capital Report to learn how it feels to be one of our 17,000 employees. We are constantly renewing. Our future success relies on our ability to understand what’s important to our customers and use that understanding to build new and innovative customer experiences. We support our employees every step of the way. Competitive compensation Full medical & dental benefits, Heath Savings & Flexible Spending Accounts, and life/disability insurance Generous paid time off (PTO) plus 11 paid holidays and an option to buy additional PTO 401(k) match at 5% with options for Roth and discretionary employer contributions A deep commitment to equity, including 14 resource group charters, a D&I sponsorship program, 40 annual paid volunteer hours and more Various options for tuition assistance, paid parental leave, stock purchase, wellness and employee discounts We need you. Are you ready to join us? Apply today to start the journey. If you are unable to apply through this site due to technical issues or are in need of an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.
  • 11 Days Ago

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Legal Project Manager
  • Vermont Land Trust
  • Montpelier, VT FULL_TIME
  • Title: Legal Project ManagerReports to: Staff AttorneyPOSITION OVERVIEW: As part of VLT’s legal team, Legal Project Managers provide exceptional service to our communities, landowners, and donors. As ...
  • 8 Days Ago

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Asset Manager
  • Windham & Windsor Housing Trust
  • Brattleboro, VT FULL_TIME
  • Job Description ASSET MANAGER Position Title: Asset Manager Date Analyzed: March 2024 Department: Asset Management Position Status: Full-time Pay Status: Exempt Reports to: Director Finance Directly S...
  • 18 Days Ago

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Branch Relationship Manager
  • Bar Harbor Bank & Trust
  • Royalton, VT FULL_TIME
  • Description We offer a competitive salary, medical/dental/vision/life insurance, paid holidays, 401(k) plan, paid time off, incentives, wellness program, and continuing education benefits. Bar Harbor ...
  • 20 Days Ago

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Business Banking Relationship Manager
  • Manufacturers and Traders Trust Co
  • Burlington, VT FULL_TIME
  • Overview: Responsible for an assigned portfolio of loan and deposit relationships with small business clients. Solicit new business; manage risk and credit decisions; and service existing clients thro...
  • 22 Days Ago

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Mortgage Originator
  • Manufacturers and Traders Trust Co
  • Burlington, VT FULL_TIME
  • Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best me...
  • 24 Days Ago

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Trust Officer
  • ECG Resources, Inc.
  • Houston, TX
  • UHNW boutique trust company seeks Sr. Trust Administrator to service their HNW/UHNW clients. True trust administration, ...
  • 4/19/2024 12:00:00 AM

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Trust Officer
  • Sepio Capital
  • Jackson, WY
  • Sepio Trust Company (“STC”), a newly chartered trust company based in Jackson Hole, Wyoming, is seeking an experienced a...
  • 4/19/2024 12:00:00 AM

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Trust Officer
  • Cumberland Trust
  • Nashville, TN
  • Trust Officer Cumberland Trust was founded on the idea of doing things differently in the trust world. This applies to h...
  • 4/19/2024 12:00:00 AM

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Trust Officer
  • Ecg Resources Inc.
  • Houston, TX
  • UHNW boutique trust company seeks Sr. Trust Administrator to service their HNW/UHNW clients. True trust administration, ...
  • 4/19/2024 12:00:00 AM

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Trust Officer
  • CoreFirst Bank & Trust
  • Hours: 8:00am to 5:00pm Monday through Friday, other hours as needed Role: Trust Officers must achieve specific performa...
  • 4/18/2024 12:00:00 AM

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Trust Officer
  • San Pasqual Fiduciary Trust Company
  • Los Angeles, CA
  • No Recruiters or phone calls, please. We will contact you if you are a potential match for the position. Trust Officer S...
  • 4/17/2024 12:00:00 AM

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Trust Officer
  • San Pasqual Fiduciary Trust Company
  • Los Angeles, CA
  • No Recruiters or phone calls, please. We will contact you if you are a potential match for the position. Trust Officer S...
  • 4/17/2024 12:00:00 AM

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Trust Officer
  • Cetera Financial Group
  • Minneapolis, MN
  • Cetera Trust Company (CTC) is an affiliate of Cetera Financial Group, a premier wealth advisory organization specializin...
  • 4/16/2024 12:00:00 AM

Vermont is located in the New England region of the Northeastern United States and comprises 9,614 square miles (24,900 km2), making it the 45th-largest state. It is the only state that does not have any buildings taller than 124 feet (38 m). Land comprises 9,250 square miles (24,000 km2) and water comprises 365 square miles (950 km2), making it the 43rd-largest in land area and the 47th in water area. In total area, it is larger than El Salvador and smaller than Haiti. It is the only landlocked state in New England, and it is also the easternmost and the smallest in area of all landlocked sta...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Trust Officer jobs
$75,098 to $106,953