Trust Officer jobs in Joplin, MO

Availability: Monday – Friday 8:00am – 5:00pm - Springfield

Essential Job Functions

• Initial set-up of construction loan files including review of approval documents, contracts, commitment letters, construction loan agreements, budgets, draw schedules, etc. Establishes necessary controls to properly monitor progress of construction and disbursement of funds including customized spreadsheets to track Loan to Value, equity contributions, costs, disbursements, change orders, and remaining funds available.
• Check project tracking to ensure it is reconciled as appropriate to the loan system.
• Verify all necessary documentation is received prior to disbursement of draws including but not limited to; Notice of Commencement, Notice to Owners, surveys, proof of insurance, inspections, partial lien releases, draw requests, etc.
• Review, analyze and process loan draws for commercial and consumer construction projects; evaluate property inspection reports, invoices, lien waivers, and construction budgets to assure they support the amount of funding requested.
• Collaborate with commercial and consumer teams to set up loan budgets that comply with the loan approval.
• Work directly with the bank customer to resolve budget, documentation, or payout concerns.
• Check Loan Disbursement schedules for any pre-draw contingencies and monitor submissions.
• Communicate with commercial lenders, builders, and others in order to resolve disputes and problems.
• Assist in maintaining department procedures, production and maintenance of appropriate reports, audit, and compliance follow-up.
• Perform other related duties and responsibilities as assigned.

Knowledge, Skills, Abilities, Competencies

• Confidentiality
• Excellent verbal skills
• The ability to handle multiple functions at the same time.
• Quick independent decision-making skills
• Positive attitude and highly motivated
• Microsoft Word, Excel, and Outlook experience

Physical Requirements

• Seeing: Must be able to see well enough to see computer screen and read documents (75-100% of work time spent on activity).

• Hearing: Must be able to hear well enough to communicate with customers, vendors, and employees (75-100% of work time spent on activity).

• Sitting: Must be able to sit for long periods of time (75-100% of work time spent on activity).

• Standing/Walking: Must be able to move about office (50-74% of work time spent on activity).

• Climbing/Stooping/Kneeling: Must be able to stoop or kneel to pick up paper products or materials (25-49% of work time spent on activity).

• Lifting/Pulling/Pushing: Must be able to lift up to 10 pounds (0-24% of work time spent on activity).

• Grasping/Feeling: Must be able to write, type and use technical equipment (75-100% of work time spent on activity).

Benefits

• 401(k)

• 401(k) matching

The statements herein are intended to describe the general nature and level of work being performed but are not to be seen as a complete list of responsibilities, duties, and skills required of personnel so classified. Also, they do not establish a contract for employment and are subject to change at the discretion of the employer.

Legacy Bank and Trust is an Equal Opportunity Employer.