Top Mortgage Credit Manager jobs in Texas
Top Mortgage Credit Manager manages the loan application review process to determine loan eligibility and terms. Schedules and coordinates workload to ensure timely and accurate turnaround, and adequate staffing. Being a Top Mortgage Credit Manager provides loan options or product recommendations based on qualifications and stays informed on any new products, regulations, or product changes. Assists loan underwriters with complex or unique circumstances and trains the team on all regulatory guidance to ensure compliance. Additionally, Top Mortgage Credit Manager recommends improvements to the review process and general underwriting procedures to maximize efficiency. Requires a bachelor's degree. Typically reports to a director. The Top Mortgage Credit Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. To be a Top Mortgage Credit Manager typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. (Copyright 2024 Salary.com)
Recently Added Top Mortgage Credit Manager jobs
- FIRST SERVICE CREDIT UNION
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HOUSTON, TX
FULL_TIME
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Address: 16430 Park Ten Place, Houston, Texas 77084
Role: The Mortgage Sales Manager (SM) provides professional mortgage services to borrowers and members related to financing the purchase of residential real property and the refinancing of existing mortgages secured by residential real property. SMs work independently training MLOs on making sales calls to Members, Realtors, Builders, Financial Planners, or other sources including referrals from members of FSCU clients. Other typical referral sources with whom the SM will direct MLOs to develop business relationships with include land developers, real estate attorneys, accountants, insurance agents, financial consultants, real estate appraisers, and banks. Employee will be hired as a FSCU employee and become licensed with NMLS and State of Texas within 60 days from start date.
Essential Functions & Responsibilities:
- Manage and oversee activities of MLOs, train on sales calls and sales process, direct outside activities for SEGs, First Tim Home Buyer events, and other regular marketing events as directed.
- Recruit, interview, recommend additional MLOs to continuously improve the production of the mortgage origination.
- Performs other job duties as assigned.
- Coordinates mortgage loan training and education for the staff.
- Works with the marketing staff in developing mortgage loan promotions.
- Develop referral contacts (realtors, builders, professional and personal contacts).
- Maintain knowledge of available loan products, processing procedures, and underwriting and general department guidelines.
- Manage pipeline for MLOs originated loans through closing and complete required management reports.
- Communicate with branches and/or applicants (upon need) of providing timely updates and progress reports.
Performance Measurements:
1. Ensure the department is providing professional, timely, personal service to all members and associates by responding to all messages and correspondence within 4 hours.
2. Develop and maintain a highly qualified staff possessing maintaining knowledge of all mortgage products and rates both with the credit union and the industry as a whole, sufficient to meet the daily lending demands for members.
3. Ensure all mortgage lending activity is in compliance with established policies, procedures, rules and regulations.
4. Ensure the department meets or exceeds 100% of established goals.
Knowledge and Skills:
Experience - One year to three years of similar or related experience.
Education - NMLS required training and licensed in the state of Texas and perhaps other states as company expands.(1) A two year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program.
Interpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Other Skills:
1. Knowledge of the secondary market and experience with first and second mortgage residential real estate lending; must have proven track record of selling and servicing loans.
2. Must have working knowledge of regulations affecting mortgage lending.
3. Must have good communication skills.
4. Must have working knowledge of Loan Origination Systems in general, as well as spreadsheets and word processing software; be able to use PC and general office equipment including 10-key calculator
Physical Requirements:
While performing the duties of the job, the employee is regularly required to:
-position self to move about the work area
-reach, grab, sort
-communicate in person and via telephone with others
-identify and recognize small font communication
-ability to transport a minimum of 10 pounds.
- 25 Days Ago
- Efinity Mortgage
-
Dallas, TX
FULL_TIME
- The Compliance Manager is responsible for managing all aspects of Compliance.5 years of demonstrated Mortgage Compliance Experience is necessary to be successful in this positionIn carrying out the re...
- 12 Days Ago
- DHI Mortgage
-
Austin, TX
FULL_TIME
- D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality ...
- 1 Month Ago
- First Community Mortgage
-
El Paso, TX
FULL_TIME
- Job Description * Responsible for supervision, management and training of all Mortgage Loan Processors* Responsible for all Mortgage Loan Processor positions and adequate staff coverage for the depart...
- 20 Days Ago
- Mutual of Omaha Mortgage
-
Houston, TX
FULL_TIME
- Calling all Top Producers or Current Branch Managers! Are you a top producer waiting for your chance to run your own office, or an established Branch Manager looking for stability in uncertain times? ...
- 1 Month Ago
- Mutual of Omaha Mortgage
-
Dallas, TX
FULL_TIME
- Join the winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years!Mutual of Omaha Mortgage is inspired by hometown values and committed to being respo...
- 24 Days Ago
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-
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-
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-
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-
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- Primary Residential Mortgage
-
Towson, MD
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- 4/26/2024 12:00:00 AM