Top Mortgage Credit Manager jobs in South Dakota

Top Mortgage Credit Manager manages the loan application review process to determine loan eligibility and terms. Schedules and coordinates workload to ensure timely and accurate turnaround, and adequate staffing. Being a Top Mortgage Credit Manager provides loan options or product recommendations based on qualifications and stays informed on any new products, regulations, or product changes. Assists loan underwriters with complex or unique circumstances and trains the team on all regulatory guidance to ensure compliance. Additionally, Top Mortgage Credit Manager recommends improvements to the review process and general underwriting procedures to maximize efficiency. Requires a bachelor's degree. Typically reports to a director. The Top Mortgage Credit Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. To be a Top Mortgage Credit Manager typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. (Copyright 2024 Salary.com)

V
Mortgage Loan Officer
  • Voyage Federal Credit Union
  • Sioux Falls, SD FULL_TIME

  • The Mortgage Loan Officer is responsible for developing mortgage loan business. Responsible for interviewing and evaluating applicants for loans and processing various loan applications. Gather background information and analyze loan applicants’ credit history. Work closely with VP of Mortgage and Business Lending to approve or deny mortgage loans based on mortgage loan policy. Operate with moderate credit authority.

    What you would do:
               
    Lending


    • Gather background information on loan applicants by interviewing loan applicants and obtaining credit bureau reports. Verify employment of persons applying for loans. Handle loan of highest complexity, value, or risk.
    • Assist members with the loan application process to ensure completeness of information.
    • Answer questions for members throughout the process. Explain the loan process to include loan options, insurance required on credit union loan products, loan policies, interest rates, payoffs etc.
    • Pull credit reports for all accounts, verify debts, estimate monthly payments for any outstanding debts not listed and add them to the debts on application.
    • Calculate debt to income ratio on loan applicants and calculate how much of a loan applicant’s debt is secured or unsecured.
    • Complete applications over the phone and/or electronically.
    • Determine collateral needs and payment plans for member applying for loan. Determine eligibility of loan co-maker from co-maker’s statement and credit rating.
    • Approve or deny applications. When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with member to provide recommendations or alternative options for other possible ways to secure a loan in the future.
    • Verify the accuracy of loan amounts and repayment terms on approved loan application.
    • Complete loan documents and disburse loans when approved.
    • Handle and pay third parties for duties, such as appraisers, title companies, surveyors, etc.
    • Cross-sell lending and other credit union products.
    • Complete denial forms for all loans that are declined.
    • File and maintain loan records on the computer. Ensure accuracy and completeness of work
    • Support the vision of the Board of Directors and President/CEO by working cooperatively and cohesively with all fellow employees
     
    Production


    • Develop mortgage loan business through member seminars and calls to realtors, contractors and other institutions.
    • Develop programs and relationships with mortgage brokers, realtors, builders and others for loan production
    • Originate 1st and 2nd mortgage loans and develop plans for marketing.
    • Maintain membership in at least one professional organization such as Home Builders Association, Mortgage brokers association or South Dakota Mortgage Bankers

    Why Work at Voyage FCU?


    • Competitive Pay Incentive pay Eligibility Annual Bonus Eligibility
    • Comprehensive Benefits Package, including Medical, Vision, Free Dental, Life, Short Term Disability, and Long Term Disability
    • Profit Share and 401(k) matching up to 4%
    • Paid Time Off (annual accrual starting at 13 days) 11 Paid Holidays
    • Business Casual (Yep – you can wear jeans!)
    • Progressive and inclusive work culture in which our team has the flexibility, support, and resources to be successful in their careers!

    Salary:

    • $19-30 per hour, depending on experience
    • base pay PLUS monthly incentive bonus pay (no limit)




    We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
  • 10 Days Ago

C
Sales Manager
  • CrossCountry Mortgage LLC
  • Sioux Falls, SD FULL_TIME
  • Position Overview: The Sales Manager is responsible for managing all active loans and leads. This position will manage NOI, total revenue, and origination quality. The Sales Manager is expected to ide...
  • Just Posted

C
Sales Manager (On-Site)
  • CrossCountry Mortgage, LLC.
  • Sioux Falls, SD FULL_TIME
  • CrossCountry Mortgage (CCM) is one of the nation’s top 3 retail mortgage lenders with more than 7,000 employees operating nearly 600 branches across all 50 states. We have been recognized nine times o...
  • Just Posted

P
Mortgage Consultant
  • Prosperity Home Mortgage, LLC
  • Sioux Falls, SD FULL_TIME
  • Job Summary: Under the supervision of the Regional Sales Leader, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sou...
  • 9 Days Ago

C
Market Area Manager - Sioux Falls, SD
  • Credit Acceptance
  • Sioux Falls, SD FULL_TIME
  • Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a ...
  • 16 Days Ago

F
Mortgage Underwriting Manager
  • First Bank and Trust
  • Sioux Falls, SD FULL_TIME
  • Overall Functions This position shall be responsible for managing the mortgage underwriting function for the organization, including providing required mortgage underwriting in accordance with both in...
  • 16 Days Ago

R
Mortgage Loan Officer
  • Royal Business Bank
  • Honolulu, HI
  • JOB SUMMARY Responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in comp...
  • 3/28/2024 12:00:00 AM

G
Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

G
Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

H
Director, Allowance for Credit Loss
  • Hilltop Holdings
  • Dallas, TX
  • Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgag...
  • 3/28/2024 12:00:00 AM

T
Sales Director, Banking
  • Trepp, Inc.
  • New York, NY
  • Trepp, Inc is the leading provider of CMBS and commercial mortgage information, analytics and technology to the global s...
  • 3/28/2024 12:00:00 AM

E
Assistant Vice President of Credit Policy
  • Emporium TPO
  • Frisco, TX
  • Emporium is a wholesale origination platform that is dedicated to servicing professional mortgage brokers and non-delega...
  • 3/28/2024 12:00:00 AM

R
Risk & Asset Management and COO Associate
  • Russell Tobin
  • New York, NY
  • Job Description Description: FID Secured Lending group (“FSL”) is seeking an associate / VP to be part of its lending ri...
  • 3/28/2024 12:00:00 AM

W
Table Funding Mortgage Underwriter
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our cli...
  • 3/28/2024 12:00:00 AM

South Dakota (/- dəˈkoʊtə/ (listen)) is a U.S. state in the Midwestern region of the United States. It is named after the Lakota and Dakota Sioux Native American tribes, who compose a large portion of the population and historically dominated the territory. South Dakota is the seventeenth largest by area, but the fifth smallest by population and the 5th least densely populated of the 50 United States. As the southern part of the former Dakota Territory, South Dakota became a state on November 2, 1889, simultaneously with North Dakota. Pierre is the state capital and Sioux Falls, with a populat...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Mortgage Credit Manager jobs
$119,516 to $174,746

Top Mortgage Credit Manager in Utica, NY
Based on our compensation data, the estimated salary potential for Top Mortgage Credit Manager will increase 16 % over 5 years.
January 06, 2020