Top Mortgage Credit Manager jobs in Rhode Island

Top Mortgage Credit Manager manages the loan application review process to determine loan eligibility and terms. Schedules and coordinates workload to ensure timely and accurate turnaround, and adequate staffing. Being a Top Mortgage Credit Manager provides loan options or product recommendations based on qualifications and stays informed on any new products, regulations, or product changes. Assists loan underwriters with complex or unique circumstances and trains the team on all regulatory guidance to ensure compliance. Additionally, Top Mortgage Credit Manager recommends improvements to the review process and general underwriting procedures to maximize efficiency. Requires a bachelor's degree. Typically reports to a director. The Top Mortgage Credit Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. To be a Top Mortgage Credit Manager typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. (Copyright 2024 Salary.com)

W
Vice President of Consumer & Mortgage Lending
  • Westerly Community Credit Union
  • Wakefield, RI OTHER
  • $1,000 Sign-on Bonus 

    *Paid out after 90 days with a satisfactory review*

     

    ESSENTIAL FUNCTIONS AND BASIC DUTIES
    1.Branch Strategy.

    Provide vision, leadership, and direction in the planning and implementation of organizational goals and priorities, effective processes and technology that support the branch operations and contributes to improved overall operational excellence and business development.

    •Collaborate with CMO, COO, Branch Manager and other any stakeholders to develop a long-term branch expansion and transformation strategy including Pod based lobbies, technology (CoreIQ & ITMs), building designs and staffing models.

    •Stay involved in the branch expansion process during all phases of development and construction. This includes scheduling regular meetings or updates with the CMO, and other key project stakeholders as needed.

     

    2.Branch Performance.

    •Initiate, coach and guide the implementation of projects and activities to achieve a high level of results, and in support of WCCU's strategic plan.

    •Participate with the CMO in the development and execution of deposit and loan growth strategies to meet or exceed established goals and budget objectives. Works with CMO and Operations to track relevant metrics, deposit/loan growth, credit union-wide promotions, etc. to measure effectiveness.

    •Identify key areas of focus where product development and/or process improvement is needed in support of a positive member experience.

    •Instill, support and maintain a positive member experience and member engagement environment through activities such as member journey mapping, process improvement, and proactive offering of additional products and services that benefit the member.

    •Develop and maintain an effective organizational structure that supports the needs of the business and ensures resources are allocated in alignment with the strategic focus of the credit union.

    •Participate in and hold branch leadership accountable for community outreach to increase the credit union's visibility and enhance new and existing business opportunities.

    •Provide leadership, oversight and support of all aspects of the retail operations, member service, retail delivery, leader and staff development, and compliance with credit union policies and procedures as well as state and federal regulations.

    •Responsible for maintaining and updating WCCU policies and procedures as related to the branch operations.

    3.Team Development and Leadership.

    •Provide effective leadership, mentoring and coaching to team members in order to assist them in reaching their career goals, increase their competency and promote team depth and unity.

    •Communicate and interact regularly with branch leadership and employees through branch visits, calls, and in-person meetings and training.

    •Oversee the identification and development of high potential leader candidates throughout the branch system to ensure a robust leader pipeline is available to support internal promotion into leader positions.

    •Provides leadership to Branch Managers and personnel through effective objective setting, delegation, and communication.

     

    PERFORMANCE MEASUREMENTS
    • Weekly stat reports show all branch goals being met or exceeded. If not met- plans are in place to focus on
    achieving goals.
    • Staff Training deadlines are being met if not completed earlier than scheduled.
    • CoreIQ insights showing staff participation and outreach call results.

    •Branch services are efficiently and effectively delivered in accordance with established Credit Union policies and procedures and applicable laws and regulations. Adequate, updated policies, procedures, and internal controls are in place.

    •5 star experiences exist with members and their needs are properly anticipated and satisfied.

    •Branch Managers and personnel are well trained, and effective, and their activities are well coordinated. Assistance and support are provided as needed.

    •Required reports and records are accurate and timely.

    •Senior Management is appropriately informed of Branch activities and of any significant problems. Suggestions for improved efficiency or effectiveness are provided and integrated into planning processes.

  • 21 Days Ago

L
Wholesale Mortgage - Account Executive (inside)
  • Lendsure Mortgage
  • Warwick, RI FULL_TIME
  • LendSure Mortgage, a National leader in Wholesale Non-QM Mortgages is hiring Inside Sales Account Executives for our Warwick RI Production Office. The ideal candidate will have a Mortgage experience. ...
  • 23 Days Ago

P
Mortgage Post Closer
  • Province Mortgage Associates, Inc.
  • East Providence, RI FULL_TIME
  • Growing regional lender Province Mortgage Associates is actively interviewing candidates for a Mortgage Post Closer opportunity. First and foremost the ideal candidate must be a team player and have t...
  • 29 Days Ago

M
Retail Mortgage Loan Officer
  • Mutual of Omaha Mortgage
  • Providence, RI FULL_TIME
  • Are you currently a productive loan officer wanting to take your business to the next level? If so, join the team at Mutual of Omaha Mortgage. We are part of the iconic brand and nationally recognized...
  • 1 Month Ago

C
Branch Manager
  • COASTAL1 CREDIT UNION
  • Pawtucket, RI FULL_TIME
  • Coastal1 Credit Union is seeking to hire a Branch Manager for our Smithfield Avenue location in Pawtucket! The ideal candidate will have strong leadership skills and prior banking experience. The Bran...
  • 25 Days Ago

N
VP, Relationship Manager
  • Navigant Credit Union
  • Smithfield, RI FULL_TIME
  • ABOUT: People helping people. That's what a credit union, and in particular Navigant Credit Union, is all about. Our mission is to improve the financial well-being of the families, businesses, and com...
  • 17 Days Ago

Rhode Island (/ˌroʊd -/ (listen)), officially the State of Rhode Island and Providence Plantations, is a state in the New England region of the United States. It is the smallest state in area, the seventh least populous, the second most densely populated, and it has the longest official name of any state. Rhode Island is bordered by Connecticut to the west, Massachusetts to the north and east, and the Atlantic Ocean to the south via Rhode Island Sound and Block Island Sound. It also shares a small maritime border with New York. Providence is the state capital and most populous city in Rhode Is...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Mortgage Credit Manager jobs
$142,033 to $207,671

Top Mortgage Credit Manager in Utica, NY
Based on our compensation data, the estimated salary potential for Top Mortgage Credit Manager will increase 16 % over 5 years.
January 06, 2020