Top Mortgage Credit Manager jobs in Indiana

Top Mortgage Credit Manager manages the loan application review process to determine loan eligibility and terms. Schedules and coordinates workload to ensure timely and accurate turnaround, and adequate staffing. Being a Top Mortgage Credit Manager provides loan options or product recommendations based on qualifications and stays informed on any new products, regulations, or product changes. Assists loan underwriters with complex or unique circumstances and trains the team on all regulatory guidance to ensure compliance. Additionally, Top Mortgage Credit Manager recommends improvements to the review process and general underwriting procedures to maximize efficiency. Requires a bachelor's degree. Typically reports to a director. The Top Mortgage Credit Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. To be a Top Mortgage Credit Manager typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. (Copyright 2024 Salary.com)

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Mortgage Advisor
  • UNITED FEDERAL CREDIT UNION
  • Mishawaka, IN OTHER
  • Job Details

    Level:    Experienced
    Job Location:    Edison Lakes Branch - Mishawaka, IN
    Position Type:    Full Time
    Education Level:    High School
    Salary Range:    Undisclosed
    Travel Percentage:    Negligible
    Job Shift:    Day
    Job Category:    Sales

    Description

    United Federal Credit Union has served its Members since 1949 by helping them to build a sound financial future. United is based in St. Joseph, MI, with additional branches in Arkansas, Indiana, Michigan, Nevada, North Carolina, and Ohio. United, as a not-for-profit company, takes its commitment to both Members and the community to heart by improving lives and bettering local neighborhoods through financial tools and resources. The employees who work at United, known as Team United, are rooted in their communities as friends, family, volunteers, and mentors. For more information visit www.UnitedFCU.com. 

     

    General Summary (What is done and why)

    The Mortgage Advisor provides quality real estate lending expertise through financial counseling and product awareness to Credit Union members regarding their real estate financing needs and generates investment quality mortgage loans by taking loan applications in support of loan growth objectives.

     

    Essential Functions, in Priority Order

    (Majority of duties, but not meant to be all inclusive or prevent other duties from being assigned as necessary)

    1. Provide financial counseling through interviewing, pre-qualifying and the mortgage loan application process.  Time: 50%
    2. Monitor and manage sales pipeline consisting of mortgage applications taken but not yet closed; follow-up with mortgage operations personnel as necessary to obtain loan status and outstanding conditions; assist with clearing of underwriting conditions as necessary; re-structure loan terms and programs as necessary; monitor interest rate lock periods to ensure that locked rates are not allowed to expire; verify closing figures with operations personnel prior to loan closing.  Time: 20%
    3. Develop and maintain relationships with the real estate/builder community to promote real estate loan programs. Represent the Credit Union at community real estate functions. Give educational presentations within the community.  Time: 20%
    4. Work with branch lending personnel regarding real estate programs. Provide educational support to branches and members.  Time: 10%

    Qualifications


    Education (Minimum education required to perform the duties of this position)

    • High school diploma or equivalent.

     

    Experience (Minimum experience required to perform the duties of this position)

    In addition to the education requirement:

    • Three years real estate lending experience desired.
    • NMLS registration required upon hire.

     

    Knowledge, Skills and Abilities (Minimum technical and communication skill levels and licenses/certificates normally required to perform the duties of this position)

    • Thorough business knowledge of the real estate lending industry.
    • Demonstrated secondary market skills and knowledge.
    • Excellent communication skills.
    • Knowledge of real estate laws, regulations, policies and compliance.
    • Ability to develop or improve loan products.
    • Ability to develop strategy for seminars, presentations and trade shows.
    • Strong mathematical skills and ability to perform complex financial calculations with a financial calculator.
    • Strong proficiency with sales systems, including CRM, Origination Software, and other common Microsoft office applications. Specific knowledge or ability with Ellie Mae Encompass origination software preferred.

     

    Required Competencies

    • Problem Solving
    • Dealing with Ambiguity
    • Time Management
    • Demonstrates Courage
    • Drive for Results
    • Interpersonal Savvy
    • Customer Focus
    • Integrity and Trust
    • Self-Development
    • Business Acumen

     

    Mental Requirements

    • Ability to analyze and evaluate information.
    • Ability to use good judgment and make sound decisions quickly.
    • Ability to work and reason under pressure.
    • Ability to prioritize in a multi-task environment.
    • Ability to maintain a positive attitude and professional image.
    • Ability to interpret lending guidelines and regulations
    • Demonstrated understanding of guidelines necessary to generate real estate loans.

     

    Tools and Equipment Used

    • All available general office equipment as needed.
    • All available computer software and hardware as needed.

     

    Working Relationships/Contacts (Positions with which incumbent has frequent contact)

    • Daily, personal/written/phone contact with Credit Union staff.
    • Daily, personal/written/phone contact with Credit Union management.
    • Daily, personal/written/phone contact with Real Estate community.
    • Daily, personal/written/phone contact with Credit Union members.
    • Daily, personal/written/phone contact with vendors.

     

    Physical Demands (Physical effort generally associated with this position)

    Work involves standing and walking for brief periods of time, but most work is done from a seated position.  There is potential for eyestrain from reading detailed reports and computer screens.  Deadlines, workloads and pressure to achieve goals may cause increased stress levels.

     

    Working Conditions (Typical working conditions with this type of work and environment hazards, if any, that may be encountered in performing the duties of this position)

    Internal – Work is normally performed in climate controlled office environment, where exposure to conditions of extreme heat/cold, poor ventilation, fumes and gases is very limited.  Noise level is moderate and includes sounds of normal office equipment (computers, telephones, etc).  No known environmental hazards are encountered in normal performance of duties.  Length of day is unpredictable; long hours may be required to accommodate deadlines or special meetings.

     

    External – Some overnight travel may be required; however, information on environmental conditions is not available.

     

    EEO/AA Employer/VET/Disabled

  • 1 Month Ago

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Internal Mortgage Loan Officer (Mortgage Advisor)
  • FORUM Credit Union
  • Fishers, IN OTHER
  • Overview Helping Members Live Their Financial Dreams FORUM Credit Union is a member focused, results driven financial institution who strives to provide the best customer service and financial advice ...
  • 20 Days Ago

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External Mortgage Loan Originator
  • FORUM Credit Union
  • Fishers, IN OTHER
  • Overview Helping Members Live Their Financial Dreams FORUM Credit Union is a member focused, results driven financial institution who strives to provide the best customer service and financial advice ...
  • 18 Days Ago

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Mortgage Loan Originator
  • LIBERTY FEDERAL CREDIT UNION
  • Evansville, IN FULL_TIME
  • Liberty FCU is currently seeking applicants to fill a Mortgage Loan Originator role at our Main office located at 4401 Theater Drive, Evansville, IN 47716. The successful candidate must have excellent...
  • 4 Days Ago

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External Mortgage Officer
  • INOVA Federal Credit Union
  • Elkhart, IN FULL_TIME
  • Would you like to work for a fun organization where you can make a difference? Join our team as an External Mortgage Officer. The External Mortgage Officer's responsibility is to continually identify,...
  • 10 Days Ago

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External Mortgage Loan Originator
  • Teachers Credit Union
  • Fishers, IN FULL_TIME
  • External Mortgage Loan Originator We are searching for an experienced External Mortgage Loan Originator. Fishers, Indiana Essential Function Works externally within assigned markets to create new lead...
  • 10 Days Ago

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Mortgage Loan Officer
  • Royal Business Bank
  • Honolulu, HI
  • JOB SUMMARY Responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in comp...
  • 3/28/2024 12:00:00 AM

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Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

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Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

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Director, Allowance for Credit Loss
  • Hilltop Holdings
  • Dallas, TX
  • Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgag...
  • 3/28/2024 12:00:00 AM

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Sales Director, Banking
  • Trepp, Inc.
  • New York, NY
  • Trepp, Inc is the leading provider of CMBS and commercial mortgage information, analytics and technology to the global s...
  • 3/28/2024 12:00:00 AM

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Assistant Vice President of Credit Policy
  • Emporium TPO
  • Frisco, TX
  • Emporium is a wholesale origination platform that is dedicated to servicing professional mortgage brokers and non-delega...
  • 3/28/2024 12:00:00 AM

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Risk & Asset Management and COO Associate
  • Russell Tobin
  • New York, NY
  • Job Description Description: FID Secured Lending group (“FSL”) is seeking an associate / VP to be part of its lending ri...
  • 3/28/2024 12:00:00 AM

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Table Funding Mortgage Underwriter
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our cli...
  • 3/28/2024 12:00:00 AM

Indiana /ˌɪndiˈænə/ (listen) is a U.S. state located in the Midwestern and Great Lakes regions of North America. Indiana is the 38th largest by area and the 17th most populous of the 50 United States. Its capital and largest city is Indianapolis. Indiana was admitted to the United States as the 19th U.S. state on December 11, 1816. Indiana borders Lake Michigan to the northwest, Michigan to the north, Ohio to the east, Kentucky to the south and southeast, and Illinois to the west. Before becoming a territory, various indigenous peoples and Native Americans inhabited Indiana for thousands of ye...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Mortgage Credit Manager jobs
$132,266 to $193,386

Top Mortgage Credit Manager in Utica, NY
Based on our compensation data, the estimated salary potential for Top Mortgage Credit Manager will increase 16 % over 5 years.
January 06, 2020