Top Mortgage Credit Manager jobs in Delaware

About Us

DEXSTA Federal Credit Union is a not-for-profit full service financial institution that exists to serve its members. “Since 1937, our credit union has maintained our commitment of ‘people helping people.’ If our members have a need, we find the solution. Be sure to visit any of our branches and see the difference a credit union makes.”

Jerry King | PRESIDENT, CEO

Our Communities

Fulfilling the credit union movement’s mission of “people helping people” is always at the heart of DEXSTA Federal Credit Union’s community efforts. We lean upon the old adage of “actions speak louder than words” to bring that philosophy to life in our communities. DEXSTA has been a long-time supporter of Children’s Miracle Network (CMN) Hospitals, Ronald McDonald House, and Sunday Breakfast Mission. We also support the Boys & Girls Clubs of Delaware and are always looking for new ways to get involved! Any time the DEXSTA team comes together for a good cause, some fun and laughs always seem to follow!

DEXSTA Federal Credit Union is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, compensation, benefits, training, and apprenticeship. DEXSTA Federal Credit Union makes hiring decisions based solely on qualifications, merit, and business needs at the time.

Our full time positions come with the following benefits that are paid by the company for employees:

• Medical and prescription plan
• Vision Plan
• Life Insurance
• AD&D Insurance
• Money Purchase Plan(Pension plan)
• Short Term Disability
• Long Term Disability
• Paid Time Off

Additional Benefits:

• Dental Insurance
• AFLAC Insurance
• 401k Plan with company match
• Incentive plans for certain positions
• Membership to the Credit Union

Position Summary:

Responsible for the smooth operation of a large, complex branch. This includes member service, staffing, personnel issues, and computer and equipment problems. The office may have additional services and functions such as an ATM, Drive-up Window, Saturday hours, shift operation, mail processing, phone operation, a satellite office, larger staff, etc. Cross sell credit union loan products and services to achieve established goals set by management.

Duties/Responsibilities:

• Follow all credit union policies, procedures, and requirements in addition to all state and federal laws and regulations, including Regulation CC, the Bank Secrecy Act, OFAC and USA Patriot Act/Customer Identification Act (CIP). Educate members on various credit union policies, procedures and related laws and regulations where applicable.
• Must be eligible to register and maintain active status with the Nationwide Mortgage Licensing System and Registry in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act (the “SAFE ACT”). Any discrepancies in the background check could include disciplinary action up to and including separation from employment.
• Assure that the branch office operates effectively to provide a high level of member service and oversee the smooth operation of the facility and equipment.
• Handle all branch personnel issues including staffing, scheduling, hiring, training, disciplinary actions and performance evaluations.
• Develop and maintain a high level of member service through training.
• Resolve member complaints and concerns. Approve member exceptions, and authorize service fee refunds when appropriate.
• Maintain operating and security procedures that are consistent with other offices.
• Cross sell credit union loan products and services to achieve established goals set by management.
• Provide periodic reports of Branch Office activity.
• Assist marketing department with administration of special promotions and incentives for staff.
• Perform each job function in office when necessary.
• Perform the duties of a Loan Officer.
• Other duties as assigned.

Essential Functions:

• Extended sitting up to 70% of the time.
• Lifting up to 35 pounds occasionally required
• Bending, squatting, climbing, twisting, kneeling, reaching above or below shoulder level is occasionally to frequently required.
• Sound perception/discrimination and verbal speech ability are frequently to continuously required.
• Intermediate mathematical skills (calculations/concepts involving decimals and percentages).
• Ability to use PC software and provide assistance to staff.
• Strong verbal and written communication skills.
• Ability to analyze and collect data.
• Knowledge of credit union regulations.
• Strong leadership, supervisory, and problem-solving skills.
• Occasional travel and irregular hours are required.
• Must be bondable.

Education, Training and Experience:

• High school diploma or the equivalent and post secondary course work in a business-related field.
• Minimum three years’ supervisory experience preferred. Experience in financial services or a customer service environment is a plus.

DISCLAIMER

The information in this position description has been designed to illustrate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all the duties and responsibilities and/or qualifications required of any employee assigned to this position.