Top Mortgage Credit Manager jobs in Alabama

**THIS ROLE IS NOT ELIGIBLE FOR REMOTE WORK. THE WORK LOCATION FOR THIS POSITION WILL BE IN DOTHAN, AL.**

ROLE:

Responsible for loan closing document preparation. This includes preparing closing instructions, following CU procedures required to close and fund residential mortgage loans in accordance with investor requirement. May require extended hours during peak workloads or special projects.

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES:

• Maintain regular consistent attendance, personal appearance, punctuality, and adherence to applicable health and safety procedures.
• Establish and maintain efficient working relationships with supervisors, co-workers and customers.
• Coordinate all aspects of the closing process and ensure that all terms of the loan approval are met.
• Recognize and correct insufficient or incorrect information quickly in order to meet strict closing deadlines.
• Review closing stipulations, request verbal verification of employment, review title for outstanding property taxes and liens.
• Prepare closing instructions, issue mortgage disbursement checks or prepare wiring instructions. Be able to recognize a closing issue and stop a closing if the stipulations are not cleared or a compliance issue exists.
• Communicate with originators, managers and title agents on status of files, request follow-up on outstanding documents if required.
• Balance loan transactions, prepare and coordinate approval of closing statement/disclosure with title companies, send mortgage loan closing documents electronically prior to the closing deadline.
• Attend training to remain current on all investor, PMI, appraisal, or corporate requirements that impact loan closing and ensure loans are processed following these guidelines and requirements.
• Effectively communicate with other departments of the CU as required for timely and efficient loan closing.
• Works in collaboration with AVP of Mortgage Lending to minimize financial risk and negative customer impact.
• Monitors and reviews daily production reports.
• Provides additional support for department processing as needed and other duties as assigned.

Experience: Two (2) years mortgage closing experience preferred, personal computer using Windows based system.

All In Credit Union is willing to accommodate handicaps to the extent a financial services organization can without impacting financial control or member service. All In Credit Union is an Equal Opportunity Employer of Females, Minorities, Veterans and Disabled/Drug Free Workplace.