Top Credit Executive jobs in New Mexico

Top Credit Executive leads the overall credit function. Responsible for creating and implementing policies regarding the review of customers credit history and the granting and/or extension of credit lines. Being a Top Credit Executive ensures that research of credit worthiness is effective and complies with all applicable laws and regulations. May lead a loan review or other internal committee that has oversight on credit policy. Additionally, Top Credit Executive may require an advanced degree. Typically reports to top management. The Top Credit Executive manages a business unit, division, or corporate function with major organizational impact. Establishes overall direction and strategic initiatives for the given major function or line of business. Has acquired the business acumen and leadership experience to become a top function or division head. (Copyright 2024 Salary.com)

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CREDIT BUYER
  • SANDIA AREA FEDERAL CREDIT UNION
  • Albuquerque, NM OTHER
  • Job Details

    Job Location:    Rutledge Operations Center - Albuquerque, NM
    Position Type:    Full Time
    Salary Range:    Undisclosed
    Job Shift:    Day

    Description

    OVERALL JOB PURPOSE

     

    Responsible for reviewing, analyzing, and acting on indirect credit applications. Analyzes and underwrites applications using background information and applicant’s credit history. Approve or deny credit applications based on analysis and policy guidelines.

     

    DUTIES AND RESPONSIBILITIES

    • Gathers background information on credit applications by reviewing credit requests, collateral offered, credit reports, and any other pertinent information.
    • Verifies debts, estimates monthly payments for any outstanding debts not listed, and adds them to debts on applications.
    • Calculate debt-to-income ratios and discretionary income on loan applications.
    • Calculates the loan applicant’s secured and unsecured debt.
    • Calculates buy downs.
    • Determines the strength of collateral and payment plan for applicants.
    • Determines eligibility of loan co-maker from co-maker application, relationship to applicant, and credit report.
    • Approves or denies automobile credit applications within Credit Union parameters and authority given.
    • Contact the dealership in a timely manner, clearly stating the approval/denial decision, with or without conditions.
    • Proactively manages dealer relationships to develop additional business and generate loan volume for the Credit Union. Maintains positive and professional relationships with dealer contacts, positively promoting Sandia Area and its Dealer Finance Program. Conducts monthly phone calls and performs consistent dealer visits as directed.
    • Manages portfolio consistently and diligently to ensure minimal Credit Union losses. Portfolio management includes but is not limited to: weekly collection on delinquent loans, performing extension agreements as needed, preparing recommendations for work-out loans as required, and counseling members by helping them appraise and understand their current financial condition while helping resolve current economic problems.
    • Assists in the training and development of Indirect Loan Processors.
    • Returns dealer and member phone calls in a timely manner.
    • Ensures that the Indirect Lending Manager is kept fully informed regarding any problems or potential problems.
    • Meets deadlines as assigned and directed.

    Qualifications


    KNOWLEDGE, SKILLS, AND ABILITIES

    • Requires excellent analytical skills where lending decisions are complex.
    • Requires excellent interpersonal communication skills to relay positive or negative lending decisions to members.
    • Solid understanding of National Credit Union Administration (NCUA) lending regulations and credit union lending policies and procedures.
    • Productive initiative to manage the large volume of incoming loan applications.
    • Flexible in judgment making.
    • Excellent oral and written communication skills.
    • Ability to set priorities to meet deadlines.
    • High level of organizational skills.
    • Must be able to lift up to 10 lbs.

     

    EDUCATION AND EXPERIENCE REQUIREMENTS

    • Underwriting experience preferred.
    • General knowledge of credit unions is desirable.
    • Business or equivalent degree or two year’s experience in a lending role.

     

    *** Please submit an employment application to www.sandia.org/careers ***

     

    Sandia Area Federal Credit Union (SAFCU) is an Equal Opportunity Employer.

    SAFCU provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

  • 1 Month Ago

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RN Cath Lab
  • Top Tier Reps LLC
  • Las Cruces, NM FULL_TIME
  • Responsibilities:Performs plan of care intervention, including medication administration, specimen collection, clinical treatments, as well as other medical care treatment.Documents patient care given...
  • 16 Days Ago

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Director - Cardiovascular Services - Las Cruces, NM
  • Top Tier Reps LLC
  • , NM FULL_TIME
  • POSITION SUMMARYCardiovascular Service Line Director is responsible for directing all aspects of Cardiovascular operations including managing and mentoring staff, developing and enforcing policies and...
  • 16 Days Ago

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Credit Analyst
  • New Mexico Finance Authority
  • Santa Fe, NM FULL_TIME
  • Credit AnalystThe New Mexico Finance Authority (NMFA) in Santa Fe is seeking a Commercial Credit Analyst to join our team responsible for public and private lending activities as legislated by the Sta...
  • 2 Days Ago

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Credit Analyst
  • WestStar Bank
  • Las Cruces, NM FULL_TIME
  • SummaryResponsible for analyzing financial information, communicating findings through concise, well-written analysis reports as well as verbal recommendations to management. Essential FunctionsPerfor...
  • 1 Month Ago

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TOP GOLF ATTENDANT
  • Inn of the Mountain Gods Resort & Casino
  • Mescalero, NM FULL_TIME
  • Position Title: Top Golf Attendant Reports To: Manager, Supervisor Supervises: N/A Summary of Position The Top Golf Attendant will assist in Bar, Busser, Drink Runner, Guest Service and Host duties. K...
  • 19 Days Ago

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Sr. Credit Representative
  • Manpower
  • Fairhaven, MA
  • Job Title: Senior Credit Representative Location: Fairhaven Pay: $30/hr Schedule: Hybrid, Monday - Friday The Senior Cre...
  • 3/28/2024 12:00:00 AM

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Credit Clerk
  • Eastern Metal Supply
  • Lake Worth, FL
  • ABOUT US: Eastern Metal Supply has earned a reputation as a first class supplier of aluminum products in the thirty plus...
  • 3/28/2024 12:00:00 AM

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Credit Officer
  • SoHo Dragon
  • New York, NY
  • Job Description Job Description SoHo Dragon represents an investment bank with offices in New York, NY that needs to hir...
  • 3/26/2024 12:00:00 AM

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Senior Credit Officer
  • City National Bank
  • Los Angeles, CA
  • Senior Credit Officer WHAT IS THE OPPORTUNITY? This position will be responsible for evaluating and approving/declining ...
  • 3/26/2024 12:00:00 AM

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Credit Clerk
  • System One Holdings, LLC
  • Edison, NJ
  • Credit Clerk Temp to Perm Opportunity! Hours: 9am to 5pm (30 mins to 1 hour for lunch-flexible) Rate: up to $24.00/hr. (...
  • 3/25/2024 12:00:00 AM

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Credit Administration Assistant
  • Citizens Bank & Trust
  • Auburndale, FL
  • Job Description Job Description Citizens Bank & Trust POSITION DESCRIPTION POSITION TITLE: Credit Administration Assista...
  • 3/25/2024 12:00:00 AM

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Credit Administrator
  • Sonepar
  • Irving, TX
  • Your next career opportunity At Crawford, the #1 electrical distributor across Texas and Louisiana, successful associate...
  • 3/24/2024 12:00:00 AM

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CASINO CREDIT - ADMINISTRATIVE SUPERVISOR
  • Seminole Gaming
  • Fort Lauderdale, FL
  • Overview: About Seminole Hard Rock Hotel & Casino Hollywood Seminole Hard Rock Hotel & Casino Hollywood is the flagship ...
  • 3/24/2024 12:00:00 AM

New Mexico (Spanish: Nuevo México Spanish pronunciation: [ˈnweβo ˈmexiko] (listen), Navajo: Yootó Hahoodzo pronounced [jòːtxó xɑ̀xʷòːtsò]) is a state in the Southwestern region of the United States of America; its capital and cultural center is Santa Fe, which was founded in 1610 as capital of Nuevo México (itself established as a province of New Spain in 1598), while its largest city is Albuquerque with its accompanying metropolitan area. It is one of the Mountain States and shares the Four Corners region with Utah, Colorado, and Arizona; its other neighboring states are Oklahoma to the north...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Credit Executive jobs
$213,074 to $359,861

Top Credit Executive in Birmingham, AL
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