Top Credit Executive jobs in Albuquerque, NM

Top Credit Executive leads the overall credit function. Responsible for creating and implementing policies regarding the review of customers credit history and the granting and/or extension of credit lines. Being a Top Credit Executive ensures that research of credit worthiness is effective and complies with all applicable laws and regulations. May lead a loan review or other internal committee that has oversight on credit policy. Additionally, Top Credit Executive may require an advanced degree. Typically reports to top management. The Top Credit Executive manages a business unit, division, or corporate function with major organizational impact. Establishes overall direction and strategic initiatives for the given major function or line of business. Has acquired the business acumen and leadership experience to become a top function or division head. (Copyright 2024 Salary.com)

S
CREDIT BUYER
  • SANDIA AREA FEDERAL CREDIT UNION
  • Albuquerque, NM OTHER
  • Job Details

    Job Location:    Rutledge Operations Center - Albuquerque, NM
    Position Type:    Full Time
    Salary Range:    Undisclosed
    Job Shift:    Day

    Description

    OVERALL JOB PURPOSE

     

    Responsible for reviewing, analyzing, and acting on indirect credit applications. Analyzes and underwrites applications using background information and applicant’s credit history. Approve or deny credit applications based on analysis and policy guidelines.

     

    DUTIES AND RESPONSIBILITIES

    • Gathers background information on credit applications by reviewing credit requests, collateral offered, credit reports, and any other pertinent information.
    • Verifies debts, estimates monthly payments for any outstanding debts not listed, and adds them to debts on applications.
    • Calculate debt-to-income ratios and discretionary income on loan applications.
    • Calculates the loan applicant’s secured and unsecured debt.
    • Calculates buy downs.
    • Determines the strength of collateral and payment plan for applicants.
    • Determines eligibility of loan co-maker from co-maker application, relationship to applicant, and credit report.
    • Approves or denies automobile credit applications within Credit Union parameters and authority given.
    • Contact the dealership in a timely manner, clearly stating the approval/denial decision, with or without conditions.
    • Proactively manages dealer relationships to develop additional business and generate loan volume for the Credit Union. Maintains positive and professional relationships with dealer contacts, positively promoting Sandia Area and its Dealer Finance Program. Conducts monthly phone calls and performs consistent dealer visits as directed.
    • Manages portfolio consistently and diligently to ensure minimal Credit Union losses. Portfolio management includes but is not limited to: weekly collection on delinquent loans, performing extension agreements as needed, preparing recommendations for work-out loans as required, and counseling members by helping them appraise and understand their current financial condition while helping resolve current economic problems.
    • Assists in the training and development of Indirect Loan Processors.
    • Returns dealer and member phone calls in a timely manner.
    • Ensures that the Indirect Lending Manager is kept fully informed regarding any problems or potential problems.
    • Meets deadlines as assigned and directed.

    Qualifications


    KNOWLEDGE, SKILLS, AND ABILITIES

    • Requires excellent analytical skills where lending decisions are complex.
    • Requires excellent interpersonal communication skills to relay positive or negative lending decisions to members.
    • Solid understanding of National Credit Union Administration (NCUA) lending regulations and credit union lending policies and procedures.
    • Productive initiative to manage the large volume of incoming loan applications.
    • Flexible in judgment making.
    • Excellent oral and written communication skills.
    • Ability to set priorities to meet deadlines.
    • High level of organizational skills.
    • Must be able to lift up to 10 lbs.

     

    EDUCATION AND EXPERIENCE REQUIREMENTS

    • Underwriting experience preferred.
    • General knowledge of credit unions is desirable.
    • Business or equivalent degree or two year’s experience in a lending role.

     

    *** Please submit an employment application to www.sandia.org/careers ***

     

    Sandia Area Federal Credit Union (SAFCU) is an Equal Opportunity Employer.

    SAFCU provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

  • 1 Month Ago

L
Top Secret Cleared ISSO
  • Latitude, Inc.
  • Albuquerque, NM FULL_TIME
  • Due to Federal Government regulations to acquire a security clearance US Citizenship is required Position Overview: The Information Systems Security Officer (ISSO) will be responsible for implementing...
  • 24 Days Ago

T
NAVWAR Engineer with Top Secret
  • T|2|04|, CACI
  • Albuquerque, NM FULL_TIME
  • NAVWAR Engineer with Top SecretJob Category: EngineeringTime Type: Full timeMinimum Clearance Required to Start: Top SecretEmployee Type: RegularPercentage of Travel Required: Up to 10%Type of Travel:...
  • 5 Days Ago

C
Sr Credit Analyst
  • Century Bank
  • Albuquerque, NM FULL_TIME
  • REPORTS TO:SVP, Commercial Credit Underwriting DirectorMAJOR DUTIES AND RESPONSIBILITIES:1. Develops credit information for use by lending officers or committees in making lending decisions on new, re...
  • 5 Days Ago

U
Non Credit Teacher - ESL
  • University of New Mexico
  • Los Lunas, NM FULL_TIME
  • Requisition ID req26189 Working Title Non Credit Teacher - ESL Position Grade 99 Position Summary The Next Steps Adult Education Program of The University of New Mexico-Valencia is seeking candidates ...
  • 1 Month Ago

U
Non Credit Teacher - ESL
  • unm
  • Los Lunas, NM FULL_TIME
  • The Next Steps Adult Education Program of The University of New Mexico-Valencia is seeking candidates for an English as a Second Language (ESL) Instructor. This position will provide English language ...
  • 1 Month Ago

Filters

Clear All

  • Filter Jobs by companies
  • More

0 Top Credit Executive jobs found in Albuquerque, NM area

D
Internal Revenue Agent (Fed State Local Gvmt Spec - Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Albuquerque, NM
  • Duties WHAT IS THE TAX EXEMPT & GOVERNMENT ENTITIES (TE/GE) DIVISION? A description of the business units can be found a...
  • 3/28/2024 12:00:00 AM

B
Host
  • Bosque Brewing
  • Albuquerque, NM
  • Job Type Part-time Description The Host contributes to the success of Bosque Brewing Co. locations by controlling the fl...
  • 3/28/2024 12:00:00 AM

D
Internal Revenue Agent (Senior Employee Plans Agent-Examiner) 12-MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Albuquerque, NM
  • Duties WHAT IS THE TAX EXEMPT/GOVERNMENT ENTITIES (TEGE) DIVISION? A description of the business units can be found at: ...
  • 3/27/2024 12:00:00 AM

D
Internal Revenue Agent (Examiner) 12 MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Albuquerque, NM
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I) DIVISION? A description of the business units can be found at: ...
  • 3/27/2024 12:00:00 AM

D
Internal Revenue Agent (Examiner) 12 MONTH ROSTER 'AMENDED'
  • Department Of The Treasury
  • Albuquerque, NM
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

D
Internal Revenue Agent (Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Albuquerque, NM
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I)DIVISION? A description of the business units can be found at: h...
  • 3/27/2024 12:00:00 AM

D
Supervisory Internal Revenue Agent (12 month roster) AMENDED
  • Department Of The Treasury
  • Albuquerque, NM
  • Duties WHAT IS THE LBI - LARGE BUSINESS AND INTERNATIONAL DIVISION? A description of the business units can be found at:...
  • 3/27/2024 12:00:00 AM

D
Supervisor Internal Revenue Agent- Team Manager (Financial Products Examiner), 12-month Roster
  • Department Of The Treasury
  • Albuquerque, NM
  • Duties WHAT IS THE LARGE BUSINESS AND INTERNATIONAL (LB&I) - DIVISION? A description of the business units can be found ...
  • 3/26/2024 12:00:00 AM

According to the United States Census Bureau, Albuquerque has a total area of 189.5 square miles (490.9 km2), of which 187.7 square miles (486.2 km2) is land and 1.8 square miles (4.7 km2), or 0.96%, is water. Albuquerque lies within the northern, upper edges of the Chihuahuan Desert ecoregion, based on long-term patterns of climate, associations of plants and wildlife, and landforms, including drainage patterns. Located in central New Mexico, the city also has noticeable influences from the adjacent Colorado Plateau semi-desert, Arizona-New Mexico Mountains, and Southwest plateaus and plains ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Credit Executive jobs
$217,195 to $366,821
Albuquerque, New Mexico area prices
were up 2.5% from a year ago

Top Credit Executive in Birmingham, AL
Credit Suisse said Monday in a memo to employees that its board launched a “detailed inquiry” following Swiss and German media reports that the bank put former wealth-management head Iqbal Khan under surveillance, leading to a confrontation with three unidentified men last week outside a restaurant in Zurich.
February 09, 2020