Top Consumer Credit Manager jobs in Kentucky

Top Consumer Credit Manager plans and directs all aspects of an organization's consumer credit activities. Manages and leads the consumer credit underwriting function for a central processing unit. Being a Top Consumer Credit Manager requires a bachelor's degree. Demonstrates expertise in a variety of the field's concepts, practices, and procedures. Additionally, Top Consumer Credit Manager typically reports to top management. The Top Consumer Credit Manager manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Top Consumer Credit Manager typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)

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Consumer Loan Underwriter
  • Ashland Credit Union
  • Ashland, KY FULL_TIME
  • At Ashland Credit Union (ACU), we look for people who are ready to Own Their Journey! Whether you are just beginning your career or looking to achieve more along your professional journey, ACU is a great place to get you on the path that best serves you and our members. If you have a passion to serve, a desire to work in a fast-paced environment and are willing to bring enthusiasm to work with you each day, then you may just find that ACU is the right fit for you.

    Do you have a desire to reach higher and empower those around you? Then your journey brought you to the right place and we would like to meet you.

    Life is a journey…Own it!

    About Us:

    Ashland Credit Union is a non-profit and member-owned credit union that has been providing exceptional service to members for over 80 years. Continued growth and adaptability are what has allowed ACU to always be a trustworthy answer for staff and members along whatever journey in life they are on. At Ashland Credit Union, we embolden our members to achieve their financial goals. Along life's journey, it is our mission that staff, members, and the community we serve can count on ACU for guidance as they strive to achieve more in life.

    Position Summary:

    ACU has an exciting opportunity for a Consumer Loan Underwriter to join our Loan Risk Department in Ashland, KY. This position will serve as a lending underwriter with responsibility for analyzing, continuous reflection, and innovation within established underwriting guidelines so ACU’s risk tolerance remains balanced within its growing loan portfolio.

    Job Responsibilities:

    • Exercise lending authority within policy guidelines. After judging risks and mitigants, analyzing credit, reviewing collateral strength and financial worthiness of loan/transaction parties.
    • Serve as a subject matter expert for all ACU loan offerings.
    • Review all lending applications and supporting documents for accuracy, completeness, and compliance with Ashland Credit Union lending policies and procedures.
    • Analyze financial documentation such as tax returns, W2s, 1099s, paycheck advices and other forms of source documentation that provides evidence of member income.
    • Review credit reports, applicable ratios utilized to determine a member's ability to repay, and other supporting documentation needed to make an appropriate credit decision.
    • Review additional documentation such as titles, appraisals, valuation tools, and property reports that verifies collateral ownership and collateral value for the purposes of obtaining credit.
    • Ensure loan requests are decisioned within the specified time frames under applicable laws and lending regulations. Responsible for the accuracy and efficacy of adverse action, counteroffer, and withdrawn loan processes.
    • Conform to all Fair Lending and anti-discrimination laws set forth by the NCUA and other applicable regulatory bodies.
    • Other duties as requested by the Loan Risk Manager or the VP of Member Experience.

    Education & Experience Requirements:

    Experience in lending and credit analysis

    Experience in the financial services industry

    Understanding of federal laws and regulations as they apply to consumer loans, mortgage loans, visa credit cards, and business/commercial loans

    Ability to collaborate with other managers and work to create balanced processes that satisfy the interests of both parties.

    Strong analytical skills

    Ability to work Monday thru Friday 8am to 5pm EST

    Required Skills & Abilities:

    Ashland Credit Union is committed to building a team that represents a variety of backgrounds, perspectives, and skills. We are committed to diversity and inclusion in the workplace and do not discriminate on the basis of race, sex, age, handicap, religion, natural origin or any other basis of protected class or where prohibited by law.

  • 1 Month Ago

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Consumer Lending Associate- Full-Time, Louisville, KY
  • L&N Federal Credit Union
  • Louisville, KY FULL_TIME
  • Summary Reporting to the Consumer Lending Assistant Manager, this full-time, non-exempt hourly role assists members via telephone and internet by answering lending questions and solving any lending is...
  • 1 Month Ago

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Air Duct Manager
  • Top Tier Reps LLC
  • Louisville, KY FULL_TIME
  • Qualifications A great position for a field manager with leadership, enthusiasm, organizational, troubleshooting skills and multitasking ability with experience managing Commercial facility duct clean...
  • 10 Days Ago

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Sales Account Manager- Entry Level- Paid Training
  • Top Notch Marketing Solutions, Inc.
  • Lexington, KY FULL_TIME
  • Company DescriptionTop Notch Marketing Solutions, Inc. is an in-store promotional marketing and sales company. Our clients have a huge presence in some of the nation's largest retailers.We bring the t...
  • 13 Days Ago

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Credit & Collections Manager
  • Charah Solutions Inc.
  • Louisville, KY FULL_TIME
  • Overview With 30 years of experience, Charah Solutions, Inc. is a leading provider of environmental and maintenance services to the power generation industry, with operations in coal-fired and nuclear...
  • 22 Days Ago

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Branch Manager
  • LIBERTY FEDERAL CREDIT UNION
  • Louisville, KY FULL_TIME
  • Liberty FCU, a full-service credit union, is seeking a Branch Manager to be based out of our Hurstbourne office located at 1200 Forest Bridge Road, Louisville, KY 40223. Candidates must possess except...
  • 12 Days Ago

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General Manager
  • Inwood
  • Miami, FL
  • General Manager; Inwood, LLC; F/T; (Miami, FL) - Manage the day-to-day ops of wooden walls-based interior dsgn & install...
  • 3/29/2024 12:00:00 AM

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Consumer Manager
  • Oaks Integrated Care, Inc.
  • Trenton, NJ
  • Join our team today and immerse yourself in a rewarding career for years to come! As a Consumer Manager, you will work i...
  • 3/28/2024 12:00:00 AM

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Operations Manager - Customer Service
  • Nick Catone LLC
  • Brick, NJ
  • Job Description Job Description · Engage daily and continually follow up on all platforms of communication between membe...
  • 3/28/2024 12:00:00 AM

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Parts Handler- with Class A
  • PRS Holdings Inc.
  • Sacramento, CA
  • Job Description Job Description Pavement Recycling Systems is the Western United States premier provider of Recycling So...
  • 3/27/2024 12:00:00 AM

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IQOS Territory Manager, Customer Experience
  • Mosaic North America
  • Description Do you want to be a part of a big change? Are you passionate about innovation and technology? Do you enjoy d...
  • 3/26/2024 12:00:00 AM

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Territory Manager, Customer Experience
  • Mosaic
  • Austin, TX
  • Mosaic is the leading North American integrated marketing and sales agency, specializing sales, training, experiential, ...
  • 3/26/2024 12:00:00 AM

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Administrative Assistant
  • Innovative Software Solution Inc
  • Pompano Beach, FL
  • Job Description Job Description As a Consumables Coordinator, your primary responsibility is to oversee and manage the p...
  • 3/25/2024 12:00:00 AM

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LIMS Administrator – Senior Level
  • Leidos
  • Frederick, MD
  • Description Leidos has an opening for a Laboratory Information Management System (LIMS) Administrator located in Fort De...
  • 2/23/2024 12:00:00 AM

Kentucky (/kənˈtʌki/ (listen) kən-TUK-ee), officially the Commonwealth of Kentucky, is a state located in the east south-central region of the United States. Although styled as the "State of Kentucky" in the law creating it, (because in Kentucky's first constitution, the name state was used) Kentucky is one of four U.S. states constituted as a commonwealth (the others being Virginia, Pennsylvania, and Massachusetts). Originally a part of Virginia, in 1792 Kentucky became the 15th state to join the Union. Kentucky is the 37th most extensive and the 26th most populous of the 50 United States. Ke...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Consumer Credit Manager jobs
$211,795 to $379,603

Top Consumer Credit Manager in Rockford, IL
Based on our compensation data, the estimated salary potential for Top Consumer Credit Manager will increase 16 % over 5 years.
December 16, 2019