Retail Area Manager jobs in Valdosta, GA

The Area Manager: Agricultural/Commercial Lending position is a critical role within the institution, as it is responsible for growing a successful location while expanding the ARM brand. A deep understanding of the agricultural market and the corresponding network within your local area is essential. To meet the ever-increasing demands of the farmer, while also increasing ARM’s market-share, the goals will be centered around formulating business-development strategies to ensure the long-term success of the location.

Job Duties and Responsibilities

• Meeting the growth objectives of the location
• Adherence to ARM policies and procedures
• Responsible for managing risk and collection activities of the portfolio
• Hiring / development of Location employees
• Optimizing and overseeing loan operations to ensure efficiency.
• Assist in loan and marketing efforts within the area / region.
• Formulating business development strategies to ensure long-term success.
• Works in conjunction with Corporate on all legal, accounting, human resources, facilities, and corporate procedure compliance matters.
• Provides written and oral reports on location operation. Identifies performance gaps and mobilizes efforts to minimize them.
• Conducts regular and frequent visits with clients to build relationships resulting in the generation of new loans.
• Interprets and understands all loan reporting and utilizes them to train and equip their team toward location achievement and profitability.

Experience, Qualifications and Requirements

• Strong agriculture background with community development experience
• 7 years of experience of credit and underwriting.
• Leadership experience required
• Ability to build relationships to promote loan volume and credit quality.
• Must be self-motivating and driven.
• Excellent communication skills.
• Experience with loan documentation.

• Generally required to stand, walk, sit, use hands, handle documents, bend and stoop as needed, and reach with hands and arms
• Required to use a keyboard and computer regularly
• Specific vision abilities required, including that required to perform extensive computer-related work
• Must be able to verbally communicate with others and exchange accurate information
• Ability to receive detailed information through oral communication, and to distinguish sound and perceive the nature of sounds at normal speaking levels with or without correction

Work Environment

• Moderate noise (i.e., home office with computer, phone, and printers)
• Ability to sit at a computer for an extended period

• Must be able to perform all the essential duties of the job with or without reasonable accommodation.

About Ag Resource Management

• 401(k) (Roth and Traditional options) with employer match and vesting
• Paid Time Off (PTO)
• Competitive compensation and benefits package