Mortgage Underwriter jobs in Wisconsin

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Mortgage Underwriter
  • BARABOO STATE BANK
  • Baraboo, WI FULL_TIME
  • MORTGAGE LOAN UNDERWRITER

    JOB DESCRIPTION

    Baraboo State Bank has served the people of Baraboo and its surrounding communities since 1857. The bank is locally owned and operated. We are a member of The Baraboo Bancorporation, Inc. holding company. We take pride in providing our customers with excellent customer service.

    SUMMARY:

    Underwrites residential loans while ensuring compliance with appropriate company standards, secondary market Investor standards, and all applicable laws. The Underwriter will be responsible for examining loan documentation for accuracy and completeness; is involved in one or several types of mortgage lending including, but not limited to, conventional program loans. Must be able to underwrite retail loans within the company and industry guidelines. The Underwriter will also be working with Loan Officers and Processors to secure all required documents.

    This is a local, in-office position, at our Main location in Baraboo, WI.

    RESPONSIBILITIES:

    • Underwrites loans to verify for completeness, accuracy, and compliance.
    • Develops and maintains an up-to-date and sound knowledge of multiple loan product guidelines offered by the company, Freddie Mac & Federal Home Loan Bank guidelines, and risk assessment tools used to decision mortgage loans.
    • Adheres to policies and procedures.
    • Revises loans to new terms and identifies additional conditions as needed to ensure a viable credit decision.
    • Reviews and evaluates borrower(s) profile including, but not limited to, all income documentation, tax returns, credit reports, and appraisals.
    • Analyzes and calculates income documentation and ensures all necessary documentation is requested to support final loan decisions.
    • Ensures loans meet the Ability to Repay (ATR) rules established by the Consumer Financial Protection Bureau (CFPB).
    • Exercises good judgment, conducts reasonableness tests, and issues quality decisions.
    • Determines the accuracy and completeness of files; ensures processes are consistent.
    • Communicates regularly with the team.
    • Reviews all documentation submitted in a file for compliance with product and investor guidelines, borrower validation, Ability to Repay, and risk mitigation.
    • Performs other duties as assigned.

    REQUIREMENTS:

    • A minimum of two years of current frontline mortgage Underwriting is required.
    • Appraisal review and tax return analysis skills required.
    • Strong analytical and decision-making/problem-solving skills
    • Possess a keen eye for accuracy, attention to detail, and the ability to handle a high-volume workload.
    • Proficient in computers, including LOS systems (Finastra MortgagebotLos).
    • Ability to deliver effective results and to meet deadlines with minimal supervision.
    • High School diploma or equivalent.

    Education:

    Required

    • High School or better

    Baraboo State Bank is an Equal Opportunity Employer.

    Job Type: Full-time

    Pay: $16.00 - $20.00 per hour

    Expected hours: 40 per week

    Benefits:

    • 401(k) matching
    • Dental insurance
    • Flexible spending account
    • Health insurance
    • Life insurance
    • Paid time off
    • Profit sharing
    • Referral program
    • Vision insurance

    Schedule:

    • Monday to Friday
    • No nights
    • No weekends

    Ability to Relocate:

    • Baraboo, WI 53913: Relocate before starting work (Required)

    Work Location: In person

  • 1 Month Ago

B
Underwriter
  • Berkley
  • Appleton, WI OTHER
  • Company Details Berkley Fire & Marine Underwriters was launched in 2013 and is a W. R. Berkley operating unit offering preferred inland marine and related property risks and services. Headquartered in...
  • 2 Months Ago

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Mortgage Loan Originator
  • CrossCountry Mortgage
  • Madison, WI FULL_TIME
  • Would you like to have free access to over 400 quality leads/month from one of the top real estate teams in the state? Do you have a proven track record of creating lending solutions for your clients ...
  • 19 Days Ago

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Mortgage Loan Originator
  • GO Mortgage
  • Eau Claire, WI FULL_TIME
  • Mortgage Loan OriginatorsAs a Loan Originator at GO, you’ll have everything you need to succeed and unlimited opportunities. Why Join GO-We live by our Values- Courageous, Collaborative, Considerate a...
  • 2 Days Ago

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Mortgage Loan Originator
  • USA Mortgage
  • Green, WI FULL_TIME
  • DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
  • 4 Days Ago

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Mortgage Loan Originator
  • USA Mortgage
  • Madison, WI FULL_TIME
  • DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
  • 7 Days Ago

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Rural 1st Mortgage Underwriter
  • The Judge Group
  • Louisville, KY
  • Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Ar...
  • 3/28/2024 12:00:00 AM

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Table Funding Mortgage Underwriter
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our cli...
  • 3/28/2024 12:00:00 AM

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Mortgage Underwriting Specialist - Staunton, VA
  • The Caton Companies
  • Staunton, VA
  • Job Description Job Description Park Lane Finance Solutions, one of The Caton Companies, provides affordable financing f...
  • 3/28/2024 12:00:00 AM

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Mortgage Underwriter II
  • Frost Bank
  • San Antonio, TX
  • Job Description It's about interactions more than transactions. Have others complimented you on your attention to detail...
  • 3/27/2024 12:00:00 AM

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Quality Control Mortgage Underwriter
  • AMERICAN FINANCIAL RESOURCES LLC
  • Parsippany, NJ
  • Job Details Level Experienced Position Type Full Time Education Level 2 Year Degree Quality Control Mortgage Underwriter...
  • 3/26/2024 12:00:00 AM

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Mortgage Underwriter
  • SolomonEdwards
  • Plano, TX
  • Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
  • 3/25/2024 12:00:00 AM

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Mortgage Underwriter
  • SolomonEdwards
  • Tampa, FL
  • Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
  • 3/25/2024 12:00:00 AM

C
Mortgage Underwriter
  • CLM Mortgage, Inc.
  • The Woodlands, TX
  • Company Description CLM Mortgage, Inc. (NMLS# 215239) is a Houston-based mortgage company specializing in financing new ...
  • 3/25/2024 12:00:00 AM

Wisconsin is bordered by the Montreal River; Lake Superior and Michigan to the north; by Lake Michigan to the east; by Illinois to the south; and by Iowa to the southwest and Minnesota to the northwest. A border dispute with Michigan was settled by two cases, both Wisconsin v. Michigan, in 1934 and 1935. The state's boundaries include the Mississippi River and St. Croix River in the west, and the Menominee River in the northeast. With its location between the Great Lakes and the Mississippi River, Wisconsin is home to a wide variety of geographical features. The state is divided into five dist...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Underwriter jobs
$63,640 to $85,667

Mortgage Underwriter
Planning/Organization – Ability to prioritize and plan work activities, use time efficiently and develop realistic action plans, work independently, and set expectations.
March 15, 2023
Mortgage Underwriter in Springfield, IL
Complete a thorough analysis of moderate to complex first- and second-lien loan packages to determine compliance with company and investor guidelines.
April 06, 2023
Mortgage Underwriter in Southfield, MI
Lead efforts to follow up and obtain items need to clear underwriting conditions.
May 09, 2023