Mortgage Underwriter jobs in South Carolina

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Mortgage Loan Underwriter
  • Palmetto Citizens Federal Credit Union
  • Columbia, SC OTHER
  • Salary Min

    Salary Max

    Overview

    The Mortgage Loan Underwriter will ensure the member follows all requirements of the mortgage application procedure.  The Mortgage Loan Underwriter duties and responsibilities include, but not limited to the following:

    Responsibilities

     

  • Underwrites ethical and salable real estate and residential mortgage loans and evaluates risk while ensuring the quality of each loan submitted.
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  • Approves loans, issues alternative options, or adverse action accordingly using sound judgment while applying Credit Union loan policies and procedures. Validates the data entry to the appropriate Loan Operating System and evaluates all applicable documentation as required by job function.
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  • Evaluates all documents and conditions loan accordingly and identifies loans for exceptions while ensuring proper procedures are followed for approval and documentation.
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  • Clears or resolves any issues and escalates integrity issues as appropriate and ensures files are compliant with internal guidelines and external regulatory requirements.
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  • Maintains knowledge of loan product guidelines, internal loan policies and procedures, and regulatory requirements. Coaches and mentors assigned operations staff and assists with training and guidance as assigned.
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  • Underwrites and evaluates Home Equity and Residential Mortgage Loan transactions. Underwrites conventional, FHA, VA, and CRA Residential Mortgage applications in compliance with credit union loan policies and procedures.
  • Qualifications

    • Effective mortgage loan document and product/parameter expertise.
    • Must be able to work in a fast-paced environment, accountable and responsible, detail oriented, organized, proactive and self-motivated.
    • Ability to learn quickly in an environment of constant change and effectively apply knowledge.
    • Proficiency with automated underwriting systems (Desktop Underwriter & Loan Prospector)
    • Pass all annual training requirements.
    • Excellent attention to detail.
    • Well versed in mortgage loan process flow.
    • Highly skilled on the telephone, organized and able to handle overall member experience with outstanding service.
    • Prior experience 5 years of mortgage loan underwriting or similar position.
    • Ability to read, analyze and interpret government regulations, agency guideline update and interpret internal lending policy.
    • Ability to effectively present information and respond to questions from groups of managers, clients, members, and the gen1eral public.
    • Ability to calculate figures and amounts such as discounts, interest, debt-to-income, cash flow analysis.
    • Ability to add, subtract, multiply and divide in all units of measure using whole numbers, common fractions, and decimals.
    • Ability to carry out detailed written and/or verbal instructions.
    • Ability to solve problems involving concrete variables in standard situations.
    • The employee must occasionally lift and/or move up to 25 lbs.

    Palmetto Citizens is an Affirmative Action and Equal Opportunity Employer. Minority/Female/Disabled/Veteran

  • 2 Months Ago

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MORTGAGE LOAN ORIGINATOR - Remote
  • Towne Mortgage
  • Columbia, SC FULL_TIME
  • Towne Mortgage Family of Companies has more than 40 years of experience in the mortgage industry; as a multi-channel, a national mortgage lender. We are continuously looking for talented team members ...
  • 1 Day Ago

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Mortgage Loan Originator
  • DHI Mortgage
  • Myrtle, SC FULL_TIME
  • D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality ...
  • 2 Days Ago

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Mortgage Loan Originator
  • DHI Mortgage
  • Greenville, SC FULL_TIME
  • D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality ...
  • 3 Days Ago

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Mortgage Loan Officer
  • Sword Mortgage
  • Aiken, SC FULL_TIME
  • Mortgage Loan Officer/Sales Team LeaderIf it’s time to take your Mortgage Career to the next level or maybe your current company is cutting back or even shutting down, There’s never been a better time...
  • 11 Days Ago

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Mortgage Operations Manager (Assumptions)
  • RoundPoint Mortgage Servicing LLC
  • Fort Mill, SC FULL_TIME
  • Position Summary The Mortgage Operations Manager is responsible for overseeing mortgage operations. The Mortgage Operations Manager is a detail-oriented professional with a passion for operational exc...
  • 19 Days Ago

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Rural 1st Mortgage Underwriter
  • The Judge Group
  • Louisville, KY
  • Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Ar...
  • 3/28/2024 12:00:00 AM

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Table Funding Mortgage Underwriter
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our cli...
  • 3/28/2024 12:00:00 AM

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Mortgage Underwriting Specialist - Staunton, VA
  • The Caton Companies
  • Staunton, VA
  • Job Description Job Description Park Lane Finance Solutions, one of The Caton Companies, provides affordable financing f...
  • 3/28/2024 12:00:00 AM

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Mortgage Underwriter II
  • Frost Bank
  • San Antonio, TX
  • Job Description It's about interactions more than transactions. Have others complimented you on your attention to detail...
  • 3/27/2024 12:00:00 AM

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Quality Control Mortgage Underwriter
  • AMERICAN FINANCIAL RESOURCES LLC
  • Parsippany, NJ
  • Job Details Level Experienced Position Type Full Time Education Level 2 Year Degree Quality Control Mortgage Underwriter...
  • 3/26/2024 12:00:00 AM

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Mortgage Underwriter
  • SolomonEdwards
  • Plano, TX
  • Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
  • 3/25/2024 12:00:00 AM

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Mortgage Underwriter
  • SolomonEdwards
  • Tampa, FL
  • Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
  • 3/25/2024 12:00:00 AM

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Mortgage Underwriter
  • CLM Mortgage, Inc.
  • The Woodlands, TX
  • Company Description CLM Mortgage, Inc. (NMLS# 215239) is a Houston-based mortgage company specializing in financing new ...
  • 3/25/2024 12:00:00 AM

South Carolina (/ˌkærəˈlaɪnə/ (listen)) is a state in the Southeastern United States and the easternmost of the Deep South. It is bordered to the north by North Carolina, to the southeast by the Atlantic Ocean, and to the southwest by Georgia across the Savannah River. South Carolina became the eighth state to ratify the U.S. Constitution on May 23, 1788. South Carolina became the first state to vote in favor of secession from the Union on December 20, 1860. After the American Civil War, it was readmitted into the United States on June 25, 1868. South Carolina is the 40th most extensive and 23...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Underwriter jobs
$60,998 to $82,111

Mortgage Underwriter
Planning/Organization – Ability to prioritize and plan work activities, use time efficiently and develop realistic action plans, work independently, and set expectations.
March 15, 2023
Mortgage Underwriter in Springfield, IL
Complete a thorough analysis of moderate to complex first- and second-lien loan packages to determine compliance with company and investor guidelines.
April 06, 2023
Mortgage Underwriter in Southfield, MI
Lead efforts to follow up and obtain items need to clear underwriting conditions.
May 09, 2023