Mortgage Underwriter jobs in Maryland

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Mortgage Underwriter
  • Capital Bank MD
  • Rockville, MD FULL_TIME
  • Description

    About Us
    Capital Bank N.A. is the fifth largest bank headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states.

    Capital Bank Home Loans, a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers.

    For the second year in a row, American Banker named Capital Bank one of the "Best Banks to Work For" in the U.S. Come join a bank where our employees thrive and are engaged in meaningful work.

    Position Responsibilities

    • Underwrite Conventional HFA, FHA, VA, and USDA loans
    • Ensure compliance with state and federal regulations, in addition to underwriting guidelines from FHLMC, FNMA, MI Companies, DPA agencies and other conduits.
    • Review and analyze appraisal, credit, income, purchase contracts and DPA requirements
    • Secure MI when required
    • Issue loan approval, counter offer, or denial
    • Serve as a subject matter expert to processors and originators
    • Keep current with changes in underwriting standards and maintain up to date information
    • Other duties as assigned

    Minimum Education and Experience

    • Five years' experience underwriting Conventional, FHA, VA and USDA loans.
    • DE certification required, VA LAAP certification required.
    • Experience working with DU, LPA, GUS and other applicable automated underwriting engines

    Preferred Qualifications and Skills

    • In Depth knowledge of Fannie Mae, Freddie Mac, FHA, VA
    • Strong knowledge of State and Federal laws pertaining to the mortgage banking industry (RESPA, TILA, ECOA, etc.)
    • Strong working experience with FNMA, FHLMC, VA, and FHA underwriting guidelines
    • Experience with non-conforming loans would be a plus
    • Prior experience with government based underwriting preferred
    • Working knowledge of the Encompass origination platform.
    • A team player with the ability to work independently
    • Excellent customer service skills
    • Attention to detail with a high degree of accuracy
    • Excellent written and verbal communication skills
    • Proficient in Microsoft Office Suite including Word, Excel, and Outlook.

    Additional Details
    This position will be a remote role.

    Supporting Businesses. Helping People. Strengthening Communities.
    Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.



    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

    We’re looking for talented individuals who can be creative at finding the right solution for our customers and our employees. Capital Bank is an Equal Opportunity Employer and is committed to hiring well qualified people without discrimination because of race, color, religion, national origin, sex, age, veteran status, disability, sexual orientation or gender identity.


     

  • 14 Days Ago

C
Mortgage Underwriter
  • Capital Bank, N.A.
  • Rockville, MD FULL_TIME
  • About Us Capital Bank N.A. is the fifth largest bank headquartered in Maryland, serving our communities since 1999. We offer commercial and consumer banking services to clients in the DC metro area, a...
  • 18 Days Ago

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Entry Level Mortgage Underwriter
  • Latitude, Inc.
  • Fredrick, MD FULL_TIME
  • Loan Processor Salary: 50-60k Looking for NO prior Loan experienceType of Person we are looking for:Looking for recent college graduatesFinance or Econ majorsFormer athletesLove for mathMain PointsExc...
  • 23 Days Ago

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On-Site CRE Underwriter/Sr CRE Analyst
  • National Mortgage Staffing
  • Kensington, MD FULL_TIME
  • This is an in office only job The Commercial Real Estate Loan Underwriter must be able to evaluate loan opportunities, including, the real estate collateral securing the proposed loan, the surrounding...
  • 21 Days Ago

D
Underwriter
  • Dominion Financial Services
  • Baltimore, MD FULL_TIME
  • Job Description:Dominion Financial Services (DFS) is a single-family investment real estate mortgage originator. DFS originates two main loan products – a short term bridge loan for fix & flip investo...
  • 7 Days Ago

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Mortgage Sales Development Program
  • Freedom Mortgage
  • Columbia, MD FULL_TIME
  • The Freedom Accelerated Sales Training Program, (F.A.S.T.) is a pathway to becoming a customer focused Loan Advisor and sales professional within the Call Center department. Employees will provide hig...
  • 4 Days Ago

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Rural 1st Mortgage Underwriter
  • The Judge Group
  • Louisville, KY
  • Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Ar...
  • 3/28/2024 12:00:00 AM

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Table Funding Mortgage Underwriter
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our cli...
  • 3/28/2024 12:00:00 AM

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Mortgage Underwriting Specialist - Staunton, VA
  • The Caton Companies
  • Staunton, VA
  • Job Description Job Description Park Lane Finance Solutions, one of The Caton Companies, provides affordable financing f...
  • 3/28/2024 12:00:00 AM

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Mortgage Underwriter II
  • Frost Bank
  • San Antonio, TX
  • Job Description It's about interactions more than transactions. Have others complimented you on your attention to detail...
  • 3/27/2024 12:00:00 AM

A
Quality Control Mortgage Underwriter
  • AMERICAN FINANCIAL RESOURCES LLC
  • Parsippany, NJ
  • Job Details Level Experienced Position Type Full Time Education Level 2 Year Degree Quality Control Mortgage Underwriter...
  • 3/26/2024 12:00:00 AM

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Mortgage Underwriter
  • SolomonEdwards
  • Plano, TX
  • Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
  • 3/25/2024 12:00:00 AM

S
Mortgage Underwriter
  • SolomonEdwards
  • Tampa, FL
  • Position Summary The Mortgage Fulfillment Underwriter ensures that the assets reviewed meet all applicable investor guid...
  • 3/25/2024 12:00:00 AM

C
Mortgage Underwriter
  • CLM Mortgage, Inc.
  • The Woodlands, TX
  • Company Description CLM Mortgage, Inc. (NMLS# 215239) is a Houston-based mortgage company specializing in financing new ...
  • 3/25/2024 12:00:00 AM

Maryland (US: /ˈmɛrələnd/ (listen) MERR-əl-ənd) is a state in the Mid-Atlantic region of the United States, bordering Virginia, West Virginia, and the District of Columbia to its south and west; Pennsylvania to its north; and Delaware to its east. The state's largest city is Baltimore, and its capital is Annapolis. Among its occasional nicknames are Old Line State, the Free State, and the Chesapeake Bay State. It is named after the English queen Henrietta Maria, known in England as Queen Mary. Sixteen of Maryland's twenty-three counties border the tidal waters of the Chesapeake Bay estuary and...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Underwriter jobs
$66,616 to $89,673

Mortgage Underwriter
Planning/Organization – Ability to prioritize and plan work activities, use time efficiently and develop realistic action plans, work independently, and set expectations.
March 15, 2023
Mortgage Underwriter in Springfield, IL
Complete a thorough analysis of moderate to complex first- and second-lien loan packages to determine compliance with company and investor guidelines.
April 06, 2023
Mortgage Underwriter in Southfield, MI
Lead efforts to follow up and obtain items need to clear underwriting conditions.
May 09, 2023