Mortgage Operations Specialist jobs in Visalia, CA

Mortgage Operations Specialist coordinates the company's entire mortgage lending operations and activities. Reviews, analyzes and modifies overall operational systems and procedures relating to the mortgage lending function. Being a Mortgage Operations Specialist develops activities within the mortgage lending operations area and coordinates those activities with other functional areas. Monitors operations to ensure they are within budget. Additionally, Mortgage Operations Specialist provides recommendations for improvements in processes. Requires a bachelor's degree. Typically reports to a manager or head of a unit/department. The Mortgage Operations Specialist has gained full proficiency in a broad range of activities related to the job. Independently performs a wide range of complex duties under general guidance from supervisors. To be a Mortgage Operations Specialist typically requires 5-7 years of related experience. (Copyright 2024 Salary.com)

G
Mortgage Loan Originator
  • GEM Mortgage
  • Visalia, CA FULL_TIME
  • Overview

    GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for over 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.

     

    Golden Empire Mortgage isn't just about mortgages and home lending - GEM is about people, and building lasting customer relationships.

     

    At GEM we understand that the lending process can be intimidating, that’s why we ensure that all of our employees hold to the highest level of client satisfaction. We pride ourselves on integrity, knowledge and state of the art technology all in an effort to provide our customers with excellent customer service and the best rates possible.

     

    Under general supervision of the Branch Manager, the Mortgage Loan Originator is responsible for origination of mortgage loans. This position conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation. The Loan Originator also conveys policies for extension of credit in accordance with Company and investor guidelines, serves customers, prospective customers, builders, developers and realtors promptly and professionally.

    Responsibilities

    Essential job functions

    • Responsible for originating own sales by contacting prospective clients and by developing and maintaining referral sources.
    • Spend over 50% of time away from employer’s place of business in performing principal duty of selling loan productsoffered by company.
    • Interviews, takes applications, and processes preliminary documentation on loan requests. Discuses loan alternatives,credit criteria, interest rates, and loan documentation with customers.
    • Assesses customer’s applications and evaluates products, pricing, and other variables in order to determine whichmortgage products might best serve customer’s needs.
    • Submits, within company designated time frames, all files to operations staff for processing, underwriting, closing, andfunding.
    • Performs follow-up work to achieve conditional loan approval within established time frames.
    • Locks in rates and programs for customers when reasonably requested and in a timely manner.
    • Completes lending operations in accordance with established Company policies and legal requirements.
    • Assumes responsibility for establishing and maintaining effective and professional business relations with customers,realtors, building professionals, and referral partners.
    • Maintains current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements.

    FLSA Status: Commission Only

    Qualifications

    Minimum requirements

    • High School or GED required.
    • NMLS MLO License.

    Knowledge, Skills and Abilities

    • Ability to prioritize and multi-task, while working in a fast paced environment.
    • Exceptionally detailed, focused and motivated professional.
    • Excellent communication skills.
    • Pleasant with customers, business partners and colleagues.
    • Knowledge of automated underwriting systems (DU/LP), HUD and RESPA Regulations.
    • Comprehensive understanding of legal, compliance and Investor requirements.

    Min

    USD $1.00/Yr.

    Max

    USD $1.00/Yr.
  • 22 Days Ago

G
Mortgage Loan Originator
  • GEM Mortgage
  • Fresno, CA FULL_TIME
  • Overview GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for over 30 years. The GEM business philosoph...
  • 23 Days Ago

G
Mortgage Loan Processor
  • GEM Mortgage
  • Fresno, CA FULL_TIME
  • Overview GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for over 30 years. The GEM business philosoph...
  • 1 Month Ago

G
Mortgage Funding Coordinator
  • GEM Mortgage
  • Visalia, CA FULL_TIME
  • Overview GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for over 30 years. The GEM business philosoph...
  • 1 Month Ago

G
Mortgage Loan Originator
  • GEM Mortgage
  • Madera, CA FULL_TIME
  • Overview ZABE Mortgage Group is looking to expand and add a full-time Mortgage Loan Officer to our team! As one of the top loan origination teams in the Central Valley, we at ZABE Mortgage Group have ...
  • Just Posted

P
Mortgage Consultant
  • Prosperity Home Mortgage, LLC
  • Fresno, CA FULL_TIME
  • Job Summary: Under the general supervision of an Area Manager, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sourc...
  • 25 Days Ago

Filters

Clear All

Filter Jobs By Location
  • Filter Jobs by companies
  • More

0 Mortgage Operations Specialist jobs found in Visalia, CA area

A
Maintenance Mechanic II
  • Ace Hardware
  • Visalia, CA
  • Compensation Details: $20.40 - $25.50 Why should you join our team? We live our values - W.E.L.I.G.H.T (Winning, Excelle...
  • 3/29/2024 12:00:00 AM

P
Financial Analyst
  • PrideStaff
  • Visalia, CA
  • Financial Analyst Accountant - Accounting and Finance Job Description We are seeking an experienced and hard-working Fin...
  • 3/29/2024 12:00:00 AM

A
Experienced Construction Project Manager
  • American Incorporated
  • Visalia, CA
  • Job Description Job Description PROJECT MANAGER We are looking for an experienced Construction Project Manager to plan a...
  • 3/27/2024 12:00:00 AM

W
Pharmacist - Sign-On Bonus and Relocation Available
  • WALGREENS
  • Visalia, CA
  • Job Objectives Provides pharmacy consulting services with empathy to patients regarding the effective usage of medicatio...
  • 3/27/2024 12:00:00 AM

A
Laser Operator
  • American Incorporated
  • Visalia, CA
  • Job Description Job Description Shop Laser Operator American Incorporated is looking for a hard-working individual who w...
  • 3/27/2024 12:00:00 AM

A
ARCHITECTURAL SHEET METAL/ IMP PANEL INSTALLER
  • American Incorporated
  • Visalia, CA
  • Job Description Job Description Architectural Sheet Metal/ IMP Panel Installer American Inc is looking for individuals t...
  • 3/27/2024 12:00:00 AM

T
General Manager
  • The Zafar Hospitality Group
  • Visalia, CA
  • Job Description Job Description Job description Our Delano location is now hiring immediately for experienced Managers t...
  • 3/27/2024 12:00:00 AM

A
Maintenance Mechanic II
  • Ace Hardware
  • Visalia, CA
  • Compensation Details: $20.40 - $25.50 Why should you join our team? We live our values - W.E.L.I.G.H.T (Winning, Excelle...
  • 2/28/2024 12:00:00 AM

Visalia (/vaɪˈseɪliə/ vy-SAYL-ee-ə) is a city situated in the agricultural San Joaquin Valley of California, approximately 230 miles (370 km) southeast of San Francisco, 190 miles (310 km) north of Los Angeles, 36 miles (58 km) west of Sequoia National Park and 43 miles (69 km) south of Fresno. The population was 130,104 as of a 2015 U.S. Census Bureau estimate. Visalia is the 5th largest city in the San Joaquin Valley after Fresno, Bakersfield, Stockton and Modesto; the 44th most populous in California; and 198th in the United States. As the county seat of Tulare County, Visalia serves as the...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Operations Specialist jobs
$101,032 to $178,500
Visalia, California area prices
were up 2.7% from a year ago

Mortgage Operations Specialist in Middlesex, NJ
Mortgage Business Development and Customer Acquisition.
February 18, 2020
Mortgage Operations Specialist in Terre Haute, IN
Provide mortgage staff with solutions related to navigation of mortgage applications, ongoing defect fix releases, product guidelines, system outages, hardware/software issues, password resets and login issues.
January 12, 2020
Mortgage Operations Specialist in San Jose, CA
To support Mortgage Bankers in ordering of services for mortgage loans.
January 06, 2020