Mortgage Operations Specialist jobs in Lancaster, CA

Description

The Business Operations Specialist is responsible for reviewing Non-QM, Non-Agency, DSCR, Fannie Mae, Freddie Mac, FHA, VA, and USDA loans, working with Investor, Brokers, and internal Account Executives; and reviewing credit, capacity, compliance, and collateral characteristics of a loan file to ensure they meet investor quality standards.

Responsibilities may include, but not limited to:

• Work with clients to perform daily loan reviews, ensuring accuracy of loan findings
• Assist internal teams to resolve issues in order to keep pipeline movement and an amazing customer experience
• Participate in the remediation of identified defects with Operations
• Communicate identified defects effectively to internal and external counter parties
• Act as a resource and subject matter expert for questions 
• Analyze calculations and verifications of income & assets, and evaluations of credit reports, purchase contracts, appraisals, title commitments, and other loan pertinent documentation
• Stay current on all agency, state, and federal guidelines, and participate in on-going training as industry evolves
• Work well with others including mentoring 
• Manage time efficiently and prioritize workloads to meet strict deadlines while handling multiple tasks
• Perform other duties as assigned by supervisor

Requirements

Required Qualifications

• Associate’s degree or equivalent work Experience
• Knowledge of Non QM, Non-Agency, DSCR, FNMA, FHLMC, FHA and VA guidelines and Federal regulatory guidelines and procedures
• Minimum 3 years of relevant work experience
• Experience with Encompass preferred
• At least an Intermediate level user of Microsoft Office Suite 
• Strong oral and written communication skills
• Ability to handle multiple tasks and prioritize workloads

Cake Mortgage Corp. (hereinafter “Cake”) does not tolerate discrimination of any type.  Cake offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law.  Cake provides eligible and qualified employees with opportunities to advance.  Cake is an at will employer. Cake is committed to providing employees with a work environment free of discrimination and harassment.