Mortgage Credit Supervisor jobs in South Dakota

Mortgage Credit Supervisor supervises mortgage credit analysts and monitors application procedures to ensure assignments meet established processes/standards. Reviews the analysis of current, new and renewed residential loans. Being a Mortgage Credit Supervisor ensures processing timelines and production targets are met. Makes recommendations for process improvement. Additionally, Mortgage Credit Supervisor requires a bachelor's degree. Typically reports to a manager or head of a unit/department. The Mortgage Credit Supervisor supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. Thorough knowledge of functional area under supervision. To be a Mortgage Credit Supervisor typically requires 3 years experience in the related area as an individual contributor. (Copyright 2024 Salary.com)

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Mortgage Loan Officer
  • Voyage Federal Credit Union
  • Sioux Falls, SD FULL_TIME

  • The Mortgage Loan Officer is responsible for developing mortgage loan business. Responsible for interviewing and evaluating applicants for loans and processing various loan applications. Gather background information and analyze loan applicants’ credit history. Work closely with VP of Mortgage and Business Lending to approve or deny mortgage loans based on mortgage loan policy. Operate with moderate credit authority.

    What you would do:
               
    Lending


    • Gather background information on loan applicants by interviewing loan applicants and obtaining credit bureau reports. Verify employment of persons applying for loans. Handle loan of highest complexity, value, or risk.
    • Assist members with the loan application process to ensure completeness of information.
    • Answer questions for members throughout the process. Explain the loan process to include loan options, insurance required on credit union loan products, loan policies, interest rates, payoffs etc.
    • Pull credit reports for all accounts, verify debts, estimate monthly payments for any outstanding debts not listed and add them to the debts on application.
    • Calculate debt to income ratio on loan applicants and calculate how much of a loan applicant’s debt is secured or unsecured.
    • Complete applications over the phone and/or electronically.
    • Determine collateral needs and payment plans for member applying for loan. Determine eligibility of loan co-maker from co-maker’s statement and credit rating.
    • Approve or deny applications. When a loan is denied, explain reasons for denial in a professional, courteous manner. Work with member to provide recommendations or alternative options for other possible ways to secure a loan in the future.
    • Verify the accuracy of loan amounts and repayment terms on approved loan application.
    • Complete loan documents and disburse loans when approved.
    • Handle and pay third parties for duties, such as appraisers, title companies, surveyors, etc.
    • Cross-sell lending and other credit union products.
    • Complete denial forms for all loans that are declined.
    • File and maintain loan records on the computer. Ensure accuracy and completeness of work
    • Support the vision of the Board of Directors and President/CEO by working cooperatively and cohesively with all fellow employees
     
    Production


    • Develop mortgage loan business through member seminars and calls to realtors, contractors and other institutions.
    • Develop programs and relationships with mortgage brokers, realtors, builders and others for loan production
    • Originate 1st and 2nd mortgage loans and develop plans for marketing.
    • Maintain membership in at least one professional organization such as Home Builders Association, Mortgage brokers association or South Dakota Mortgage Bankers

    Why Work at Voyage FCU?


    • Competitive Pay Incentive pay Eligibility Annual Bonus Eligibility
    • Comprehensive Benefits Package, including Medical, Vision, Free Dental, Life, Short Term Disability, and Long Term Disability
    • Profit Share and 401(k) matching up to 4%
    • Paid Time Off (annual accrual starting at 13 days) 11 Paid Holidays
    • Business Casual (Yep – you can wear jeans!)
    • Progressive and inclusive work culture in which our team has the flexibility, support, and resources to be successful in their careers!

    Salary:

    • $19-30 per hour, depending on experience
    • base pay PLUS monthly incentive bonus pay (no limit)




    We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
  • 1 Month Ago

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Vice President, Mortgage Lending
  • Black Hills Federal Credit Union
  • Rapid, SD FULL_TIME
  • We have the fundamental belief that we, as an organization, can and will improve lives. Rooted in the centuries-old credit union philosophy of people helping people, we maintain a simple premise. Thos...
  • Just Posted

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Mortgage Consultant
  • Prosperity Home Mortgage, LLC
  • Sioux Falls, SD FULL_TIME
  • Job Summary: Under the supervision of the Regional Sales Leader, the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from various sou...
  • 9 Days Ago

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Mortgage Loan Originator
  • CrossCountry Mortgage LLC
  • Sioux Falls, SD FULL_TIME
  • Are you a determined sales professional who wants to tap into your ultimate potential? Are you wanting to hit your long-term goals and establish a career, not just a job? If so, we’d love to talk with...
  • 22 Days Ago

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Mortgage Loan Officer Retail
  • Castle & Cooke Mortgage
  • Sioux Falls, SD FULL_TIME
  • Ready To Take Your Mortgage Lending Career to New Heights? At Castle & Cooke Mortgage, where we're not just building strong futures for our clients but empowering YOU to thrive and grow your business ...
  • 27 Days Ago

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Mortgage Branch Manager
  • Castle & Cooke Mortgage
  • Sioux Falls, SD FULL_TIME
  • Ready to Take Your Mortgage Lending Career to New Heights? At Castle & Cooke Mortgage, where we're not just building strong futures for our clients but empowering YOU to thrive and grow your business ...
  • 27 Days Ago

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Inside Sales Specialist - Mortgage Loan Coordinator
  • Top Flite Financial, Inc.
  • Pittsburgh, PA
  • Who should apply? Qualified applicants would be local to the Pittsburgh Metropolitan area as this is an on-site position...
  • 4/26/2024 12:00:00 AM

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Asset Management Analyst
  • TruAmerica Multifamily
  • Arlington, VA
  • About TruAmerica Founded in July 2013, TruAmerica Multifamily is a partnership between industry veteran Robert E. Hart a...
  • 4/26/2024 12:00:00 AM

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Loan/Mortgage Product Manager
  • Yoh, A Day & Zimmermann Company
  • Irving, TX
  • Loan/Mortgage Product Manager - Direct Hire Location: Irving, TX (Hybrid) The Product Manager spearheads the exploration...
  • 4/26/2024 12:00:00 AM

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Property Manager
  • Pangea Properties
  • Baltimore, MD
  • Pangea Properties is a privately held real estate investment trust (REIT) headquartered in Chicago. We specialize in the...
  • 4/26/2024 12:00:00 AM

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Inside Sales Specialist - Mortgage Loan Coordinator
  • Top Flite Financial Inc.
  • Pittsburgh, PA
  • Who should apply? Qualified applicants would be local to the Pittsburgh Metropolitan area as this is an on-site position...
  • 4/26/2024 12:00:00 AM

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Business Development Officer (SBA)
  • Valley Bank
  • Fort Lauderdale, FL
  • The Small Business Administration (SBA) Business Development Officer will identify, market, and sell SBA Products in the...
  • 4/26/2024 12:00:00 AM

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Senior Personal Banker
  • Dubuque Bank & Trust, a division of HTLF Bank
  • Farley, IA
  • Under direction, the Senior Personal Banker will be responsible for assisting customers in a dual role function. The rol...
  • 4/26/2024 12:00:00 AM

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Salesperson
  • Clayton
  • Lafayette, LA
  • We are looking for a Sales Consultant to join our team at Clayton Homes of Lafayette! If you are self-motivated, energet...
  • 4/26/2024 12:00:00 AM

South Dakota (/- dəˈkoʊtə/ (listen)) is a U.S. state in the Midwestern region of the United States. It is named after the Lakota and Dakota Sioux Native American tribes, who compose a large portion of the population and historically dominated the territory. South Dakota is the seventeenth largest by area, but the fifth smallest by population and the 5th least densely populated of the 50 United States. As the southern part of the former Dakota Territory, South Dakota became a state on November 2, 1889, simultaneously with North Dakota. Pierre is the state capital and Sioux Falls, with a populat...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Supervisor jobs
$70,194 to $91,067

Mortgage Credit Supervisor in Santa Ana, CA
Many people might start by asking, “Why a credit union?” Huegel says that there are many advantages to getting a mortgage through a credit union rather than a bank.
January 25, 2020
Mortgage Credit Supervisor in Somerset, NJ
Based on our compensation data, the estimated salary potential for Mortgage Credit Supervisor will increase 16 % over 5 years.
December 21, 2019
Mortgage Credit Supervisor in Columbus, MS
Brad Huegel, mortgage supervisor at SharePoint Credit Union, with locations throughout the metro including one in St.
December 25, 2019