Mortgage Credit Manager jobs in Texas

Mortgage Credit Manager manages a group of mortgage credit supervisors and monitors application procedures to ensure assignments meet established processes/standards. Oversees analysis of current, new and renewed residential loans. Being a Mortgage Credit Manager provides recommendations for improvement to top management. Requires a bachelor's degree. Additionally, Mortgage Credit Manager typically reports to head of a unit/department. The Mortgage Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a Mortgage Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)

F
Mortgage Sales Manager
  • FIRST SERVICE CREDIT UNION
  • HOUSTON, TX FULL_TIME
  • Address: 16430 Park Ten Place, Houston, Texas 77084

    Role: The Mortgage Sales Manager (SM) provides professional mortgage services to borrowers and members related to financing the purchase of residential real property and the refinancing of existing mortgages secured by residential real property. SMs work independently training MLOs on making sales calls to Members, Realtors, Builders, Financial Planners, or other sources including referrals from members of FSCU clients. Other typical referral sources with whom the SM will direct MLOs to develop business relationships with include land developers, real estate attorneys, accountants, insurance agents, financial consultants, real estate appraisers, and banks. Employee will be hired as a FSCU employee and become licensed with NMLS and State of Texas within 60 days from start date.

    Essential Functions & Responsibilities:

    • Manage and oversee activities of MLOs, train on sales calls and sales process, direct outside activities for SEGs, First Tim Home Buyer events, and other regular marketing events as  directed.
    • Recruit, interview, recommend additional MLOs to continuously improve the production of the mortgage origination.
    • Performs other job duties as assigned.
    • Coordinates mortgage loan training and education for the staff.
    • Works with the marketing staff in developing mortgage loan promotions.
    • Develop referral contacts (realtors, builders, professional and personal contacts).
    • Maintain knowledge of available loan products, processing procedures, and underwriting and general department guidelines.
    • Manage pipeline for MLOs originated loans through closing and complete required management reports.
    • Communicate with branches and/or applicants (upon need) of providing timely updates and progress reports.

    Performance Measurements:

    1. Ensure the department is providing professional, timely, personal service to all members and associates by responding to all messages and correspondence within 4 hours.

    2. Develop and maintain a highly qualified staff possessing maintaining knowledge of all mortgage products and rates both with the credit union and the industry as a whole, sufficient to meet the daily lending demands for members.

    3. Ensure all mortgage lending activity is in compliance with established policies, procedures, rules and regulations.

    4. Ensure the department meets or exceeds 100% of established goals.

    Knowledge and Skills:

    Experience - One year to three years of similar or related experience.

    Education - NMLS required training and licensed in the state of Texas and perhaps other states as company expands.(1) A two year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program.

    Interpersonal Skills - Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.

    Other Skills:

     1. Knowledge of the secondary market and experience with first and second mortgage residential real estate lending; must have proven track record of selling and servicing loans.

    2. Must have working knowledge of regulations affecting mortgage lending.

    3. Must have good communication skills.

    4. Must have working knowledge of Loan Origination Systems in general, as well as spreadsheets and word processing software; be able to use PC and general office equipment including 10-key calculator

    Physical Requirements:

    While performing the duties of the job, the employee is regularly required to:

    -position self to move about the work area

    -reach, grab, sort

    -communicate in person and via telephone with others

    -identify and recognize small font communication

    -ability to transport a minimum of 10 pounds.





    • 1 Month Ago

    E
    Mortgage Compliance Manager
    • Efinity Mortgage
    • Austin, TX FULL_TIME
    • The Compliance Manager is responsible for managing all aspects of Compliance for the company while being the subject matter expert: Subject Matter Expert for all compliance matters with state and fede...
    • 4 Days Ago

    E
    Mortgage Compliance Manager
    • Efinity Mortgage
    • Dallas, TX FULL_TIME
    • The Compliance Manager is responsible for managing all aspects of Compliance.5 years of demonstrated Mortgage Compliance Experience is necessary to be successful in this positionIn carrying out the re...
    • 10 Days Ago

    D
    Jr. Credit Underwriter
    • DHI Mortgage
    • Austin, TX FULL_TIME
    • D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality ...
    • 6 Days Ago

    M
    Mortgage Branch Manager
    • Mutual of Omaha Mortgage
    • Houston, TX FULL_TIME
    • Calling all Top Producers or Current Branch Managers! Are you a top producer waiting for your chance to run your own office, or an established Branch Manager looking for stability in uncertain times? ...
    • 23 Days Ago

    S
    Mortgage Branch Manager
    • SUCCESS MORTGAGE PARTNERS
    • Austin, TX FULL_TIME
    • Join SMP & The Loop as a Mortgage Branch Manager - A Career Leap Awaits! Seeking a dynamic Mortgage Branch Manager to join SMP & The Loop, where elite coaching by Adam Reynolds, Tony Jeary, Dale Vermi...
    • 8 Days Ago

    R
    Mortgage Loan Officer
    • Royal Business Bank
    • Honolulu, HI
    • JOB SUMMARY Responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in comp...
    • 3/28/2024 12:00:00 AM

    G
    Regional Sales Manager
    • Guaranteed Rate Affinity
    • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
    • 3/28/2024 12:00:00 AM

    G
    Regional Sales Manager
    • Guaranteed Rate Affinity
    • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
    • 3/28/2024 12:00:00 AM

    H
    Director, Allowance for Credit Loss
    • Hilltop Holdings
    • Dallas, TX
    • Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgag...
    • 3/28/2024 12:00:00 AM

    T
    Sales Director, Banking
    • Trepp, Inc.
    • New York, NY
    • Trepp, Inc is the leading provider of CMBS and commercial mortgage information, analytics and technology to the global s...
    • 3/28/2024 12:00:00 AM

    E
    Assistant Vice President of Credit Policy
    • Emporium TPO
    • Frisco, TX
    • Emporium is a wholesale origination platform that is dedicated to servicing professional mortgage brokers and non-delega...
    • 3/28/2024 12:00:00 AM

    R
    Risk & Asset Management and COO Associate
    • Russell Tobin
    • New York, NY
    • Job Description Description: FID Secured Lending group (“FSL”) is seeking an associate / VP to be part of its lending ri...
    • 3/28/2024 12:00:00 AM

    W
    Table Funding Mortgage Underwriter
    • Wheeler Staffing Partners
    • Tampa, FL
    • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our cli...
    • 3/28/2024 12:00:00 AM

    Texas (/ˈtɛksəs/, locally /ˈtɛksɪz/; Spanish: Texas or Tejas Spanish pronunciation: [ˈtexas] (listen)) is the second largest state in the United States by both area and population. Geographically located in the South Central region of the country, Texas shares borders with the U.S. states of Louisiana to the east, Arkansas to the northeast, Oklahoma to the north, New Mexico to the west, and the Mexican states of Chihuahua, Coahuila, Nuevo León, and Tamaulipas to the southwest, while the Gulf of Mexico is to the southeast. Houston is the most populous city in Texas and the fourth largest in the...
    Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
    Income Estimation for Mortgage Credit Manager jobs
    $86,035 to $145,620

    Mortgage Credit Manager in Nashville, TN
    That said, it’s not impossible to get a home loan if you have less-than-optimal credit.
    January 06, 2020
    Mortgage Credit Manager in Waco, TX
    To facilitate homeownership, there are different types of mortgage programs available for almost all levels of credit scores.  Of course, the higher your credit score, the better chance you have of qualifying for a lower interest rate.
    February 14, 2020
    These borrowers whose incomes, credit ratings and savings are not good enough to qualify for conventional loans, can only get loans from finance companies that charge much higher interest rates -- anywhere from three to four percentage points higher than conventional loans.
    January 25, 2020
    Mortgage Credit Manager in Sioux City, IA
    The MCC Credit can be used with Conventional/Conforming, FHA, USDA and VA home loans.
    December 18, 2019