Mortgage Credit Manager jobs in Maryland

Mortgage Credit Manager manages a group of mortgage credit supervisors and monitors application procedures to ensure assignments meet established processes/standards. Oversees analysis of current, new and renewed residential loans. Being a Mortgage Credit Manager provides recommendations for improvement to top management. Requires a bachelor's degree. Additionally, Mortgage Credit Manager typically reports to head of a unit/department. The Mortgage Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a Mortgage Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)

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Mortgage Loan Officer
  • Lafayette Federal Credit Union
  • Rockville, MD FULL_TIME
  • Description

    *ONLY HIRING IN DC, MARYLAND AND VIRGINIA*

    Welcome to Lafayette Federal Credit Union Careers! Our organization is growing, and we are seeking top-notch individuals to provide support to our members. Our employees are a critical component in in our endeavor to be the premier financial partner for every one of our members.

    • Are you a Mortgage and/or sales professional who is ready to succeed in a conducive yet face-paced work environment with a pool of leads at your fingertips? Looking for competitive compensation structures and endless sales opportunities?

    If you are and have the credentials we’re looking for, you may be our next Mortgage Loan Officer. This is a truly unique opportunity offers a competitive commission plan and excellent benefits!


    About us:


    Our Difference: What makes Lafayette Federal cutting-edge? Lafayette Federal Credit Union is not only a great place to bank, but also a great place to work! We have been recognized nationally by (1) Newsweek’s America’s Best Bank’s list, (2) we’ve received a 5-star rating from Bauer financial, and (3) we’ve also ranked #12 in S&P Global’ s Top Performing Credit Union’s in 2022 for the second year in a row!


    Our Culture: Lafayette Federal is about inclusion, diversity, high performance, and new opportunities. Teamwork and our sense of community also make Lafayette Federal a great place to work. Each person is valued for his or her unique set of skills. We share a common devotion to the people we serve, participating in charity events throughout each year and giving back to the community.


    Our Opportunities: Professional development, training, and certification is a priority for our employees. We want you to reach your career goals and provide support that leads to opportunities of advancement within the industry.


    A day in the life of a Mortgage Loan Officer will include:

    • Proactively solicit new residential mortgage business and sell our mortgage products to meet established loan quality and ongoing production goals.
    • Develop and maintain a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
    • Conducts interviews with prospective borrowers in order to determine the appropriate lending product that meets their needs. Reviews initial application submission, i.e. income assets and credit for accuracy and completeness. Analyzes financial and credit data, determines financing objectives and advises borrowers of product/pricing policies and guidelines. Informs borrower of lending process and provides applicable contact information of lending staff.


    Lafayette Federal offers an array of mortgage loan products, including fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. What sets us apart as a lender of choice is our ability to offer dependable services that meet our members’ needs. With finance options designed to meet the financial needs of our borrowers such as products that do not require PMI and offer up to 95% financing, No Closing Costs options, Lender Credits, a First Time Homebuyer program offering up to 97% LTV and many more, our MLOs have all the tools they need to succeed. With our ability to lend anywhere in the United States and a no hassle membership field, your success can begin immediately. We also provide you with a full range of technology solutions and resources to get the job done.

    Requirements

    Education & Experience

    • High school diploma or equivalent (GED)
    • Three to Five years of experience locally (DC, MARYLAND, AND VIRGINIA) and currently employed in the mortgage industry
    • Active relationships with referral partners and an existing customer database is preferred
    • Experience originating FHA/VA/USDA loans is preferred
    • Working knowledge of MS Office applications including but not limited to Outlook, Word, Excel and other applications.


    Top benefits or perks:

    Joining Lafayette Federal comes with perks to support you in your personal and professional journey.

    We provide employees with a generous benefits package including:

    • Employer paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
    • Fully funded deductible (HMO Plan)
    • 401k employer matching contribution
    • Income protection with life insurance, short and long-term disability
    • Paid time off & holiday leave
    • Educational assistance
    • Commuter benefits program and more!


    Location:

    We are headquartered in the heart of Rockville, MD where career growth meets urban vitality. Experience the perfect balance of professional opportunity and a lively community, creating a unique environment for success and fulfillment.



    The job posting highlights the most critical responsibilities and requirements of the job. It is not all-inclusive. There may be additional duties, responsibilities, and qualifications for this job.


    *Lafayette Federal Credit Union is an Equal Opportunity and E-Verify Employer

    *EOE/AA/DISABILITY/VETERAN

  • 23 Days Ago

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Mortgage Loan Processor (FT)
  • Lafayette Federal Credit Union
  • Rockville, MD FULL_TIME
  • Welcome to Lafayette Federal Credit Union Careers! We are excited you have decided to browse our current career opportunities. Teamwork and a sense of community make Lafayette Federal Credit Union a g...
  • Just Posted

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Mortgage loan consultant
  • Tower Federal Credit Union
  • Laurel, MD FULL_TIME
  • SUMMARY OF POSITION : The Mortgage Loan Consultant (MLC) is the primary contact for all members who apply for mortgage loans using all methods, including Tower’s Alternate Delivery Systems. The MCL is...
  • 1 Month Ago

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Sales Manager
  • USA Mortgage
  • Saint Michaels, MD FULL_TIME
  • DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
  • 13 Days Ago

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Mortgage Loan Servicing Representative (Remote-Hybrid)
  • NASA Federal Credit Union
  • Upper Marlboro, MD FULL_TIME
  • NASA Federal Credit Union is in search of a Mortgage Loan Servicing Representative responsible for delivering exceptional customer service via telephone, mail, and email while assisting members with N...
  • 1 Month Ago

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Credit Manager
  • Impact Solutions Inc
  • Point Of Rocks, MD FULL_TIME
  • Senior Credit Manager JOB SUMMARY: Reports to the Director of Credit and responsible for all credit & collections activities for the company in accordance with the established policies, practices and ...
  • 19 Days Ago

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Mortgage Loan Officer
  • Royal Business Bank
  • Honolulu, HI
  • JOB SUMMARY Responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in comp...
  • 3/28/2024 12:00:00 AM

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Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

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Regional Sales Manager
  • Guaranteed Rate Affinity
  • Who we are: Guaranteed Rate Affinity, LLC (“Guaranteed Rate Affinity”) is a joint venture between Guaranteed Rate, Inc (...
  • 3/28/2024 12:00:00 AM

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Director, Allowance for Credit Loss
  • Hilltop Holdings
  • Dallas, TX
  • Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgag...
  • 3/28/2024 12:00:00 AM

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Sales Director, Banking
  • Trepp, Inc.
  • New York, NY
  • Trepp, Inc is the leading provider of CMBS and commercial mortgage information, analytics and technology to the global s...
  • 3/28/2024 12:00:00 AM

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Assistant Vice President of Credit Policy
  • Emporium TPO
  • Frisco, TX
  • Emporium is a wholesale origination platform that is dedicated to servicing professional mortgage brokers and non-delega...
  • 3/28/2024 12:00:00 AM

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Risk & Asset Management and COO Associate
  • Russell Tobin
  • New York, NY
  • Job Description Description: FID Secured Lending group (“FSL”) is seeking an associate / VP to be part of its lending ri...
  • 3/28/2024 12:00:00 AM

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Table Funding Mortgage Underwriter
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Underwriter to join our cli...
  • 3/28/2024 12:00:00 AM

Maryland (US: /ˈmɛrələnd/ (listen) MERR-əl-ənd) is a state in the Mid-Atlantic region of the United States, bordering Virginia, West Virginia, and the District of Columbia to its south and west; Pennsylvania to its north; and Delaware to its east. The state's largest city is Baltimore, and its capital is Annapolis. Among its occasional nicknames are Old Line State, the Free State, and the Chesapeake Bay State. It is named after the English queen Henrietta Maria, known in England as Queen Mary. Sixteen of Maryland's twenty-three counties border the tidal waters of the Chesapeake Bay estuary and...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Manager jobs
$90,241 to $152,740

Mortgage Credit Manager in Nashville, TN
That said, it’s not impossible to get a home loan if you have less-than-optimal credit.
January 06, 2020
Mortgage Credit Manager in Waco, TX
To facilitate homeownership, there are different types of mortgage programs available for almost all levels of credit scores.  Of course, the higher your credit score, the better chance you have of qualifying for a lower interest rate.
February 14, 2020
These borrowers whose incomes, credit ratings and savings are not good enough to qualify for conventional loans, can only get loans from finance companies that charge much higher interest rates -- anywhere from three to four percentage points higher than conventional loans.
January 25, 2020
Mortgage Credit Manager in Sioux City, IA
The MCC Credit can be used with Conventional/Conforming, FHA, USDA and VA home loans.
December 18, 2019