Mortgage Credit Manager jobs in Indiana

Mortgage Credit Manager manages a group of mortgage credit supervisors and monitors application procedures to ensure assignments meet established processes/standards. Oversees analysis of current, new and renewed residential loans. Being a Mortgage Credit Manager provides recommendations for improvement to top management. Requires a bachelor's degree. Additionally, Mortgage Credit Manager typically reports to head of a unit/department. The Mortgage Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a Mortgage Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)

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Mortgage Lending Underwriter (onsite) IU Credit Union
  • IU Credit Union
  • Bloomington, IN FULL_TIME
  • Not your typical financial institution, 
    IU Credit Union blends leading-edge business practices with a family
    atmosphere. We take pride in our Best Places to Work in Indiana and 
    Best Places to Work in Bloomington designations, and in being voted 
    Bloomington's Best Financial Institution for fifteen years. 

    We invite you to visit our CAREER PAGE 
    to learn why we think you will love working here.

    Some highlights of IUCU's generous benefit package include: 
    comprehensive, affordable health insurance (medical, prescription, dental, 
    vision, Teledoc); outstanding 401(k) plan with 10% employer contribution;
    hundreds of professional development opportunities throughout the year,
    every year; plenteous paid time off (20 paid vacation/holidays your first year),
    paid parental leave and paid time off to volunteer in the community, company-
    provided mental health offerings (in-person, virtually, electronically), up to $250
    reimbursement for diversified wellness options; annual performance incentive
    (up to 5% of your annual salary); tuition reimbursement up to $3,200 annually;
    company-paid life insurance...and the opportunity for meaningful work
    in a not-for-profit organization. 

    Peruse our generous benefit offerings at:
    https://www.iucu.org/careers/index.html




    Join IU Credit Union as a Mortgage Loan Underwriter!
      

    As a mortgage loan underwriter, you are responsible for analyzing loan requests and making credit decisions based on lending policy and sound risk principles.

    RESPONSIBILITIES:

    • Underwriting and decisioning residential mortgage loans including purchase, refinance, construction, home equity installment and HELOC applications.
    • Analyzing a wide variety of documents (i.e. credit reports, appraisals, income/asset documents, tax returns, purchase agreements, trust agreements and legal documents) to determine eligibility.
    • Understanding and applying secondary market and PMI guidelines.
    • Participating in and contributing meaningfully to the Loan Evaluation Group.
    • Exhibiting sound judgement in structuring routine and non-conforming loan requests.
    • Effectively transitioning between underwriting of loans for sale in secondary market and IUCU in-house products.
    • Recommending to originators cross-selling opportunities of IUCU products and services, including loan steals and payment protection.
    • Professionally communicating lending decisions to employees and members.
    • Protecting member data and handling confidential documents in a professional and ethical manner.
            Other support duties as required by business needs may include:
    • Reviewing PMI cancellation & modification requests
    • Reviewing subordination agreements
    • Reviewing deceased accounts

    QUALIFICATIONS:

    • Two or more years of mortgage experience preferred.
    • Strong computer skills including proficiency in Microsoft Office applications
    • Ability to quickly develop proficiency in MortageBot LOS, MortgageBot POS and Epysis
    • Demonstrated success in delivering high quality personal service to membership and internal stakeholders
    • Strong analytical, critical thinking and deductive reasoning skills with high attention to detail and accuracy.
    • Excellent verbal, written and interpersonal communication skills.
    • Ability to work in a rapidly changing, dynamic and deadline-driven environment.
           

    Please Note: To verify eligibility to work in the United States. IU Credit Union participates in E-Verify, an internet-based employment verification system, administered by the U.S. Department of Homeland Security, USCIS, Verification Division and the Social Security Administration.


    WHAT WE DO

    At IU Credit Union, we're passionate about helping our members and the communities where we live and work. For the past 67 years, our mission has remained the same: Creating value for our members, promoting financial well-being and contributing to the betterment of our community. We take pride in being voted Bloomington's Best Financial Institution for fifteen years, and in our Best Places to Work in Indiana and Best Places to Work in Bloomington designations.IUCU is a full-service, not-for-profit financial institution serving more than 70,000 members via nine branches across the state. With assets of $1.5 billion, we are among Indiana's largest credit unions.

    IUCU AND YOU
    A career at IUCU can take many different paths. An entry level position can lead to opportunities in branch management, IT, accounting, marketing, lending, account & card services, contact center, human resources, investment services, administration, risk management, training, compliance and more. We offer extensive, year-round online and onsite training opportunities and we have a long history of promoting from within the company.If you enjoy the satisfaction that comes from worthwhile work and take pride in a job well done, we invite you to consider a career with us. A position with IU Credit Union is an opportunity to impact lives in a positive and lasting way. We're a member-owned, cooperative financial services company, and everything we do is geared toward improving the lives of our members and community. We help them buy homes, grow businesses, send kids to college and build their futures. At the end of the day, we can feel good about the work we've done.  

    Peruse our generous benefit offerings at:
    https://www.iucu.org/careers/pdf/BENEFITS_OVERVIEW.pdf 

  • 5 Days Ago

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Mortgage Lending Underwriter (onsite) IU Credit Union
  • IU Credit Union
  • Bloomington, IN FULL_TIME
  • Not your typical financial institution, IU Credit Union blends leading-edge business practices with a family atmosphere. We take pride in our Best Places to Work in Indiana and Best Places to Work in ...
  • 5 Days Ago

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Mortgage Advisor
  • UNITED FEDERAL CREDIT UNION
  • Mishawaka, IN OTHER
  • Job Details Level: Experienced Job Location: Edison Lakes Branch - Mishawaka, IN Position Type: Full Time Education Level: High School Salary Range: Undisclosed Travel Percentage: Negligible Job Shift...
  • 7 Days Ago

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Mortgage Loan Officer
  • 3Rivers Federal Credit Union
  • Muncie, IN FULL_TIME
  • Position: Mortgage Loan Officer Reports To: Mortgage Sales Manager Position Type: Exempt Highly Specialized POSITION SUMMARY The Mortgage Loan Officer establishes trusting relationships with members a...
  • 10 Days Ago

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External Mortgage Officer
  • INOVA Federal Credit Union
  • Elkhart, IN FULL_TIME
  • Would you like to work for a fun organization where you can make a difference? Join our team as an External Mortgage Officer. The External Mortgage Officer's responsibility is to continually identify,...
  • 3 Days Ago

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Mortgage Closing Document Specialist
  • LIBERTY FEDERAL CREDIT UNION
  • Evansville, IN FULL_TIME
  • Liberty FCU, a full-service credit union, is currently seeking a Mortgage Closing Document Specialist to join our team. The successful candidate must be detailed-oriented and possess excellent organiz...
  • 3 Days Ago

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Technical Business Data Analyst - Banking - W2 Only
  • Mitchell Martin Inc.
  • Plano, TX
  • Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
  • 4/18/2024 12:00:00 AM

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MLO/Wholesale Account Executive
  • Royal Business Bank
  • Los Angeles, CA
  • JOB SUMMARY Responsible for business development from retail clients and mortgage brokers. The MLO/Wholesale Account Exe...
  • 4/18/2024 12:00:00 AM

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Wealth Advisor
  • Cetera Investment Services LLC
  • Smyrna, GA
  • We are looking for a motivated individual to fill the role of a Wealth Advisor for Regions Wealth Management located at ...
  • 4/18/2024 12:00:00 AM

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CRE ORIGINATOR
  • The Horizon Group
  • OVERVIEW Our client is seeking to hire experienced Loan Originators to join its Multifamily lending platform in the Unit...
  • 4/18/2024 12:00:00 AM

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Travel/Expense and Procurement Administrator
  • Hilltop Holdings
  • Dallas, TX
  • Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgag...
  • 4/18/2024 12:00:00 AM

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Senior Asset Manager
  • NewPoint Real Estate Capital
  • Plano, TX
  • This position is responsible for the oversight of his/her assigned commercial mortgage loans, focusing on multi-family h...
  • 4/18/2024 12:00:00 AM

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Director of Commerical Loan, Asset Management
  • AmeriNat
  • Tampa, FL
  • The Director of Commercial Loan, Asset Management manages and directs commercial loan asset management efforts associate...
  • 4/18/2024 12:00:00 AM

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Mortgage Loan Officer
  • Tabor Mortgage Group
  • Charleston, SC
  • Mortgage Loan Originator Tabor Mortgage Group is a high-volume mortgage company in Charleston, SC that works alongside s...
  • 4/18/2024 12:00:00 AM

Indiana /ˌɪndiˈænə/ (listen) is a U.S. state located in the Midwestern and Great Lakes regions of North America. Indiana is the 38th largest by area and the 17th most populous of the 50 United States. Its capital and largest city is Indianapolis. Indiana was admitted to the United States as the 19th U.S. state on December 11, 1816. Indiana borders Lake Michigan to the northwest, Michigan to the north, Ohio to the east, Kentucky to the south and southeast, and Illinois to the west. Before becoming a territory, various indigenous peoples and Native Americans inhabited Indiana for thousands of ye...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Manager jobs
$84,897 to $143,694

Mortgage Credit Manager in Nashville, TN
That said, it’s not impossible to get a home loan if you have less-than-optimal credit.
January 06, 2020
Mortgage Credit Manager in Waco, TX
To facilitate homeownership, there are different types of mortgage programs available for almost all levels of credit scores.  Of course, the higher your credit score, the better chance you have of qualifying for a lower interest rate.
February 14, 2020
These borrowers whose incomes, credit ratings and savings are not good enough to qualify for conventional loans, can only get loans from finance companies that charge much higher interest rates -- anywhere from three to four percentage points higher than conventional loans.
January 25, 2020
Mortgage Credit Manager in Sioux City, IA
The MCC Credit can be used with Conventional/Conforming, FHA, USDA and VA home loans.
December 18, 2019