Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
We believe that strong businesses mean strong communities. Our business lending team provides exceptional, personalized service to the local business community. As our commercial loan Credit Analyst, you’ll analyze financial statements, business histories, and loan requests to support the business lending team in preparing loan presentations for review, renewal, and approval. At Community First, relationships matter – and that’s never more apparent than when we’re working with our business members. If you thrive in fast-paced environments, enjoy juggling multiple priorities, and want to make a difference in the communities we serve – we should talk!
As our Credit Analyst, you will:
An ideal candidate will have a combination of: