Mortgage Credit Analyst jobs in Topeka, KS
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Credit Analyst
- HR Partners
-
Topeka, KS
FULL_TIME
-
Company: Kaw Valley Bank
Title: Credit Analyst
Job Classification: Non-Exempt, Full-Time
Primary Accountabilities:
The Credit Analyst is responsible for administering Kaw Valley Bank’s (“Bank’s”) entire loan portfolio by ensuring sound credit practices, proper documentation, analysis and adherence to credit policies. Position will provide ongoing credit training and development.
Major Duties:- Provides credit analysis for the lending activities of the Bank by analyzing financial information on borrowers and guarantors. Performs global cash flow analysis when necessary
- Underwrites, analyzes and prepares loan presentations for Commercial and Business banking loans.
- Analyzes the credit and collateral aspects of business and individual loans both secured and unsecured.
- Ensures overall bank loan documentation and credit file administration is complete and consistent with loan policy. Directs and oversees processes to ensure loans comply with contractual and legal terms of the credit (i.e. financial covenant tracking, borrowing base certification, lien/collateral perfection, and related terms.)
- Monitors loans to ensure proper documentation with respect to items such as periodic calculation of ratios to determine financial compliance. Provides accurate financial analysis.
- Conducts financial analyses to support lending guidelines (i.e. LTV, Debt Service Coverage, Credit Ratios) for impact on credit quality and efficiency, or other analytical projects as assigned.
- Validates credit risk ratings and loan structure (i.e. pricing, credit compliance & appropriate accounting treatment such as TDR/Non-Accrual).
- Ensures credit systems are designed based on current credit risk profile and ensure confirmations are delivered and analyzed for Asset-Based (Account Receivable) loans.
- Performs additional duties as assigned.
- Undergraduate degree in a business or finance related field. In lieu of degree, equivalent experience may be accepted.
- Three (3) to five (5) years of experience in credit risk management, internal/external loan review, and/or previous credit analyst experience. One (1) to three (3) years previous lending experience is preferred but not required.
- Experience with quantitative analysis methods such as stress testing, regression, loss forecasting, global cash flow analysis, etc.
- Knowledge of loan documentation, appraisal analysis.
- Must possess discretion, good judgment, and organizational and analytical skills and able to make reliable and prompt decisions using available information.
- Must have strong experience with Excel, Word, and KVB core systems.
- Must have thorough understanding of financial data such as tax returns, accountant prepared documents, cash flow, balance sheet, profit & loss, and collateral dynamics of customer’s properties and geographic area.
- Excellent communications skills, both written and verbal and must be able to read, write, speak, and otherwise communicate with customers in English.
- Must demonstrate good work habits, maintain a professional appearance and attitude, and follow policies and procedures.
- Ability to sit for extended periods of time.
- Work normally requires finger dexterity and eye-hand coordination to operate computer keyboard at a moderate skill level.
- Ability to read computer screens and email, mail and talk on the phone.
- Ability to lift up to twenty-five (25) pounds.
- Professional and deadline-oriented environment in an office setting.
- Interacts frequently with senior management, customers, prospects, operations and technical staff. When needed and in conjunction with loan officers will meet with current and potential customers to obtain information needed for loan requests.
- Potential exposure to dangerous criminal activity.
Employee Benefits Include: Paid Sick/Vacation Time, Paid Holidays, Health & Dental Insurance, Short- & Long-Term Disability, 401(K) with a Match plus more.
Please apply at: https://www.kawvalleybank.com/about/careers We are an Equal Opportunity Employer. - 5 Days Ago
Senior credit analyst
- Career 1 Source
-
Topeka, KS
FULL_TIME
- Senior Commercial Credit Analyst Opportunity Career 1 Source is looking for an experienced commercial credit analyst or underwriter to join one of the best banks in Northeast Kansas! What’s in it for ...
- 2 Months Ago
Mortgage Processor
- Kaw Valley State Bank
-
Wamego, KS
FULL_TIME
- Kaw Valley State Bank & Trust’s mission is to provide the most efficient and professional banking services, as well as provide the most courteous and prompt customer service. To enhance our services, ...
- 21 Days Ago
Credit and Collections Administrator
- Focus Workforce Management
-
Emporia, KS
FULL_TIME
- Promptly resolve disputed accounts Obtain credit information on new and existing customers Determine the credit limits of assigned customers Review suspended orders and release for shipment as...
- 8 Days Ago
Mortgage Loan Originator
- Sunflower Bank NA
-
Manhattan, KS
FULL_TIME
- DescriptionGuardian Mortgage, a division of Sunflower Bank, N.A. is looking for a motivated individual to fill the full-time position of Mortgage Loan Originator! Individuals will be required to devel...
- 17 Days Ago
Mortgage Occupancy Field Inspector
- GIS Field Services
-
Topeka, KS
FULL_TIME
- GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
- 26 Days Ago
Filters
- Current Active Filter
- Topeka, KS
Clear All
- Filter Jobs By posted time
- Within 1 Day
- Within 2-7
- Within 1 Month
- Within 3 Months
0 Mortgage Credit Analyst jobs found in Topeka, KS area
Associate Financial Representative
- Modern Woodmen of America
-
Topeka, KS
- The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
- 4/19/2024 12:00:00 AM
Financial Services Professional
- Bankers Life
-
Topeka, KS
- Bankers Life, one of the most respected brands in the Financial Services industry, is seeking ambitious individuals to g...
- 4/19/2024 12:00:00 AM
Associate Financial Representative
- Modern Woodmen Of America
-
Topeka, KS
- The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
- 4/19/2024 12:00:00 AM
Event Staff
- Oak View Group
-
Topeka, KS
- Oak View Group is the global leader in venue development, management, and premium hospitality services for the live even...
- 4/19/2024 12:00:00 AM
Trust Officer & Wealth Advisor - Lawrence, KANSAS
- The Trust Co
-
Lawrence, KS
- Job Classification:Exempt Work Schedule: Monday through Friday 8:00 a.m. to 5:00 p.m. Reporting Structure:Advisor Team L...
- 4/18/2024 12:00:00 AM
Financial Services Professional
- Bankers Life
-
Topeka, KS
- Bankers Life®, one of the most respected brands in the Financial Services industry, is seeking ambitious individuals to ...
- 4/17/2024 12:00:00 AM
Internal Revenue Agent (Reviewer - Examiner) 12 MONTH ROSTER - AMENDED
- Department Of The Treasury
-
Topeka, KS
- Duties WHAT IS THE WHISTLEBLOWER OFFICE (WBO) DIVISION? A description of the business units can be found at: https://www...
- 4/16/2024 12:00:00 AM
Financial Services Professional
- Bankers Life
-
Topeka, KS
- Bankers Life®, one of the most respected brands in the Financial Services industry, is seeking ambitious individuals to ...
- 4/16/2024 12:00:00 AM
About Topeka, Kansas
Topeka (/toʊˈpiːkə/; Kansa: Tó Pee Kuh) is the capital city of the U.S. state of Kansas and the seat of Shawnee County. It is situated along the Kansas River in the central part of Shawnee County, in northeast Kansas, in the Central United States. As of the 2010 census, the city population was 127,473. The Topeka Metropolitan Statistical Area, which includes Shawnee, Jackson, Jefferson, Osage, and Wabaunsee counties, had a population of 233,870 in the 2010 census.
The name Topeka is a Kansa-Osage sentence that means "place where we dug potatoes", or "a good place to dig potatoes". As a plac...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$48,368 to $69,093
Topeka, Kansas area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020