Mortgage Credit Analyst jobs in Toms River, NJ

FNB of Absecon - Credit Assistant/Analyst

Entry level position for a qualified applicant who will be trained in underwriting and assigning risk assessment for moderately complex commercial real estate, C & I loans as well as underwriting consumer residential mortgage and home equity loans.

Requirements:

• College Degree in accounting or finance preferred
• Minimum 5 years banking experience preferred
• Strong communication skills both verbal and written
• Strong knowledge of Microsoft word and excel
• Must be Detail Oriented

Responsibilities

• Prepare financial statement spreads and review the adequacy of supporting financial information.
• Gather and analyze all information necessary pertaining to the loan request.
• Ensure compliance with the bank’s lending policy.
• Develop and maintain knowledge of financial industry, economy, market conditions, rates and competition.
• Provide administrative assistance to Credit Manager, including preparing and sending out financial request letters, managing the financial tracking for current borrowers and guarantors and updating annual loan review tracking.
• Creating Credit Files for new borrowers
• Filing of financials, memos, letters and other credit file correspondence.
• Scanning of borrower’s financials
• Assist with external/internal audits.
• Gathering of customer data needed to underwrite loan request.

Position Information:

• Employee will work in a typical office environment with co-workers and occasional in-person customers.
• Working hours for the lending department staff range from 8:00 AM through 4:30 PM Monday through Friday.
• Minimum education - High School diploma or GED required.

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday
• No weekends

Work Location: In person