Mortgage Credit Analyst jobs in Texas
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Mortgage Credit Analyst
- IBC Bank
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Austin, TX
FULL_TIME
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IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's "We Do More" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience.Time Type:Full timeDepartment:1010 Mortgage Credit OperationsJob Summary:The Document Review Specialist is primarily responsible for performing Loan Set Up, Loan Reviews and Loan Documentation Reviews for Portfolio loans, as well as other routine audits to ensure the accuracy and completeness of bank records and to support the bank in ensuring compliance with all State and Federal regulationsJob Description:ESSENTIAL JOB FUNCTIONSThe statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents.
- Performs data entry for Set Up of new loan application received by the Submission process
- Responds to emails from brokers and other business partners
- Performs audits of preliminary disclosures, re-disclosures, and final disclosures for adherence to federal and state compliance regulations for all mortgage divisions.
- Communicates and follows up on any corrections needed to disclosures.
- Provides accurate disclosures/re-disclosures to applicants via DocuSign and/or U.S. mail.
- Uploads accurate disclosures/re-disclosures and audit forms into IMS.
- Processes requests for resending of disclosures via DocuSign and routes any correspondence from applicants and/or brokers to appropriate party for follow-up.
- Performs monthly self-audits on various regulations as required by IBC Compliance Department.
- Completes mandatory compliance trainings by due date.
- Daily pre & post-Closing audits.
- Prepares Excel reports.
- Works with team members from Underwriting, Processing, Closing, and Post-Closing Departments.
- Other duties as assigned.
SKILLS- Excellent Verbal and Written Communication Skills
- Ability to Multitask
- Superior Time Management Skills
- Attention to Detail and Highly Organized
EDUCATION- High School diploma or GED equivalent.
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- 25 Days Ago
Jr. Credit Underwriter
- DHI Mortgage
-
Austin, TX
FULL_TIME
- D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality ...
- 28 Days Ago
Credit Analyst II
- RALLY CREDIT UNION
-
Allen, TX
OTHER
- Job Details Job Location: Northgate Branch - McAllen, TX Salary Range: Undisclosed DescriptionPRIMARY OBJECTIVE OF POSITION The primary objective of this position is commercial business credit underwr...
- 12 Days Ago
Senior Commercial Credit Analyst
- Primeway Federal Credit Union
-
Houston, TX
FULL_TIME
- Department: Credit DepartmentReport To: Sr. Vice President of LendingEmployment Status: Full TimeClassification: ExemptPosition Summary:The Commercial Credit Analyst role at PrimeWay is very important...
- 7 Days Ago
Senior Credit Analyst
- TEXELL CREDIT UNION
-
Temple, TX
OTHER
- Job Details Job Location: Temple Headquarters - Temple, TX Salary Range: Undisclosed DescriptionTexell, named one the of BEST credit unions to work for in the NATION by the Credit Union Journal, is se...
- 1 Month Ago
Senior Credit Analyst
- Advancial Federal Credit Union
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Dallas, TX
FULL_TIME
- Responsibilities SUMMARY Examines, evaluates, and approves or recommends approval of member applications for lines or extension of lines of credit, home equity, collection workouts, consumer credit lo...
- 2 Months Ago
Mortgage Credit Analyst jobs at Popular Companies
Technical Business Data Analyst - Banking - W2 Only
- Mitchell Martin Inc.
-
Plano, TX
- Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
- 4/18/2024 12:00:00 AM
Salesforce Project Manager
- Mutual of Omaha Reverse Mortgage
-
Irvine, CA
- Job Title: Salesforce Project Manager Location: CA- Irvine/Hybrid Job Type: Full-Time Mutual of Omaha is a Fortune 300 C...
- 4/18/2024 12:00:00 AM
Mortgage Trailing Document Specialist
- Ultimate Staffing
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- Mortgage Trailing Document Specialist Pay range: $17.00 hourly Schedule: Monday - Friday 7:30 AM - 4:00 PM Location: St ...
- 4/18/2024 12:00:00 AM
Mortgage Analyst
- Aptask
-
Irving, TX
- Position: Insurance Specialist/ Commercial Loan Specialist Contract: 3-6 months Contract with possibility to convert Ful...
- 4/18/2024 12:00:00 AM
Travel/Expense and Procurement Administrator
- Hilltop Holdings
-
Dallas, TX
- Hilltop Holdings Inc. (NYSE:HTH) is a Texas-based diversified financial holding company specializing in banking, mortgag...
- 4/18/2024 12:00:00 AM
Senior Insurance Analyst
- NewPoint Real Estate Capital
-
Plano, TX
- The Senior Insurance Analyst will work with borrowers and their brokers/agents to ensure that the property and casualty ...
- 4/18/2024 12:00:00 AM
Collateral Analyst
- Russell Tobin
-
Dallas, TX
- Russell Tobin & Associates is looking for a Collateral Analyst to work for one of our clients, a Tier 1 Bank out of Dall...
- 4/18/2024 12:00:00 AM
Mortgage Analyst
- ApTask
-
Irving, TX
- Position: Insurance Specialist/ Commercial Loan Specialist Contract: 3-6 months Contract with possibility to convert Ful...
- 4/16/2024 12:00:00 AM
About Texas
Texas (/ˈtɛksəs/, locally /ˈtɛksɪz/; Spanish: Texas or Tejas Spanish pronunciation: [ˈtexas] (listen)) is the second largest state in the United States by both area and population. Geographically located in the South Central region of the country, Texas shares borders with the U.S. states of Louisiana to the east, Arkansas to the northeast, Oklahoma to the north, New Mexico to the west, and the Mexican states of Chihuahua, Coahuila, Nuevo León, and Tamaulipas to the southwest, while the Gulf of Mexico is to the southeast.
Houston is the most populous city in Texas and the fourth largest in the...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$51,192 to $73,127
Most Popular Cities in Texas for Mortgage Credit Analyst Jobs
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019