Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Job Title: Analyst – Credit
Location: Cranbury, NJ
JOB SUMMARY:
This is a role within the Accounts Receivable Department with the ultimate objective of ensuring that Customers adhere to the payment terms and Credit Procedures. This position is tasked with driving changes and improvements to the supply chain with respect to the Credit department by identifying issues; and then collaborating with both internal and external business partners towards resolution. An important aspect of this role is discerning when issues escalate and providing appropriate summarized information to enable management to make informed business decisions.
This position will have a significant portion of their time dedicated to the day-to-day management of credit for the assigned accounts.
TASKS, DUTIES & RESPONSIBILITIES
Credit - Day-to-Day responsibilities (~65%):
Credit – Additional Responsibilities (~35%)
JOB REQUIREMENTS
Education, Experience and Skills
Specific Designations, Certifications or Licenses
Competencies
Analytical
Interacts effectively:
Displays sensitivity to the L’Oreal Métier and demonstrates excellence:
Achieves results:
Manages complexity and demonstrates entrepreneurship:
What’s In It For You:
Don’t meet every single requirement? At L'Oréal, we are dedicated to building a diverse, inclusive, and innovative workplace. If you’re excited about this role but your past experience doesn’t align perfectly with the qualifications listed in the job description, we encourage you to apply anyways! You may just be the right candidate for this or other roles!
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0 Mortgage Credit Analyst jobs found in Sayreville, NJ area