Mortgage Credit Analyst jobs in Salinas, CA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Loan Originator
  • USA Mortgage
  • Monterey, CA FULL_TIME
  • Description

    Who We Are

    At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work!


    What You'll Do

    Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience!


    Responsibilities

    • Provide every client the best service in the industry
    • Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines
    • Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages
    • Own and build your business within USA Mortgage with the support of our team

    Requirements

    • 2 to 4-year college curriculum preferred, or equivalent industry experience
    • Ability to work in a fast-paced, challenging sales environment
    • Encompass experience or equivalent
    • Basic computer skills
    • Knowledge of various residential mortgage loan products
    • Demonstrated ability to work both independently and as a team player
    • Passion, great communication skills, self-motivation, positive attitude, and competitive spirit
    • MLO approved license in NMLS

    Compensation

    · State Minimum Hourly - $15.50 (Recoverable)

    · Commissions on personal production

    · Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K

    · Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP)

  • 4 Days Ago

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Mortgage Field Services Inspector
  • FAR Inspections
  • Hollister, CA CONTRACTOR
  • FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
  • 23 Days Ago

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Mortgage Field Services Inspector
  • FAR Inspections
  • Salinas, CA CONTRACTOR
  • FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
  • 24 Days Ago

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Collections Specialist
  • Credit Consulting Services, Inc.
  • Salinas, CA FULL_TIME
  • Position:Consumer Financial Counselor (Collections Specialist) Full Time Location:Salinas, CA Reports to:Collections Supervisor Description: A nationally recognized, well established and highly respec...
  • 4 Days Ago

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Financial Analyst
  • Robert Half
  • Salinas, CA PER_DIEM
  • Robert Half is working with a fast-growing, dynamic team looking for a Financial Analyst who will be a key business partner in forecasting, performance reporting, and expense management. Located in th...
  • 20 Days Ago

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Intelligence Analyst
  • FresnoArmy Recruiting Cntr,
  • Marina, CA FULL_TIME
  • ***NO EXPERIENCE NEEDED*** Overview:The intelligence analyst is primarily responsible for the analysis, processing and distribution of strategic and tactical intelligence. They are integral to providi...
  • 21 Days Ago

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0 Mortgage Credit Analyst jobs found in Salinas, CA area

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Bilingual Financial Representative
  • New York Life Insurance Company - Santa Clara General Office
  • Santa Clara, CA
  • Are you seeking a fulfilling career with a lasting influence? New York Life is actively recruiting a Bilingual Financial...
  • 3/28/2024 12:00:00 AM

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Expression of Interest: Financial Manager
  • Fingerprint For Success
  • San Jose, CA
  • We are inviting professionals in high-growth industries who are thinking about their next move or looking for a new oppo...
  • 3/28/2024 12:00:00 AM

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Compliance Lead, Token Listing
  • Okcoin
  • San Jose, CA
  • Who We Are OKX is revolutionising world systems through our cutting-edge digital asset exchange, Web3 portal and blockch...
  • 3/28/2024 12:00:00 AM

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Compliance Lead, Token Listing
  • OKX
  • San Jose, CA
  • Who We Are OKX is revolutionizing world systems through our cutting-edge digital asset exchange, Web3 portal and blockch...
  • 3/28/2024 12:00:00 AM

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Trade Compliance Coordinator / Documentation Specialist
  • Careerbuilder
  • Watsonville, CA
  • Superior Foods International (SFI) is a global importer, distributor, and manufacturer of frozen fruits, vegetables, and...
  • 3/27/2024 12:00:00 AM

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Branch Office Administrator
  • Edward Jones
  • Soquel, CA
  • Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
  • 1/16/2024 12:00:00 AM

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Financial Advisor - Salinas, CA - Area 20, Region 067
  • Edward Jones
  • Salinas, CA
  • The freedom and flexibility of an entrepreneur. Backed by our vast resources. It's the best of both worlds. While Edward...
  • 9/28/2023 12:00:00 AM

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Financial Advisor - Watsonville, CA - Market 31, Region 067
  • Edward Jones
  • Watsonville, CA
  • The freedom and flexibility of an entrepreneur. Backed by our vast resources. It's the best of both worlds. While Edward...
  • 9/28/2023 12:00:00 AM

According to the United States Census Bureau, the city has a total area of 23.2 square miles (60 km2), 99.84% of it land and 0.16% of it water. Prior to mass agricultural and urban development, much of the city consisted of rolling hills bisected by wooded creeks and interspersed with marsh land. Today, the city is located mostly on leveled ground, with some rolling hills and wooded gulches with creeks remaining in the north-eastern Creekbridge and Williams Ranch neighborhoods, as well as the Laurel Heights section of East Salinas. The natural ecosystems accompanying the area's topography and ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$57,796 to $82,552
Salinas, California area prices
were up 2.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020