Mortgage Credit Analyst jobs in Richmond, CA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Reporting Analyst
  • National Mortgage Insurance Corporation
  • Emeryville, CA FULL_TIME
  • (Position is open to remote)

    POSITION SUMMARY

    The Reporting Analyst is part of the Corporate Analytics team with responsibility for owning and developing reporting and analysis tools. The Analyst will have broad organizational access to support the analytic and reporting needs at all levels of Finance, Insurance Operations, Sales and Risk Management.  The Analyst prepares and sends daily, monthly and quarterly reports with a focus on sales performance and analytics. In addition, the position will have guided responsibility of the maintenance and preparation of variable compensation plans on a monthly, quarterly and annual basis.

    JOB DUTIES & RESPONSIBILITIES

    • Support organizational-wide activities, both internally facing and in support of customer requests.
    • Measure and report on both production volume and productivity goals.
    • Support Accounting team’s month-end close process through reporting and analysis of production volumes and activities, as well as understanding potential upstream and downstream impacts of results.
    • Lead development of presentations for varied audiences; could include internal executive management; state/federal regulatory agencies; investment community.
    • Lead development of New Insurance Written (new business) forecast model, understanding inputs and variables and impact on overall model results.
    • Contribute to development and maintenance of large analytic datasets, both internal and externally sourced.
      Develop operational workflow reporting as well as risk-based analysis. Add insight to help drive decisions and process improvements.
    • Create new reports and metrics as needed under the guidance of manager.
    • Assist in implementation of new systems/software, as needed.
    • Provide analytics, insight, and opinion on trends and issues affecting National MI, its customers, and mortgage industry; may include customer benchmarking, competitor and industry analyses, and landscape changes impacting National MI relative to Federal Housing Administration (FHA), Fannie Mae, Freddie Mac, and Federal Housing Finance Agency (FHFA). 
    • Perform ad hoc responsibilities, as needed.

    SKILLS & KNOWLEDGE

    • Bachelor’s in Business, Accounting, Economics, Math, a related field, or equivalent work experience. Master’s degree in Finance, Economics, Advanced Mathematics or similar discipline are a plus, but not required.
    • Minimum of three years in an analytic and reporting capacity, preferably in support of an Operational, Accounting, or Finance group in a financial services industry-related role (Credit, Risk, Insurance, Mortgage, Real Estate).
    • Proficiency in developing transact structured query language (T-SQL) scripting.
    • Understanding of stored procedures (MS SQL Server or comparable) is a plus.
    • Advanced user of Microsoft Office suite tools for productivity, analytics and presentation.
    • Advanced level in Excel pivot tables, charts, and graphs.
    • Executive-quality PowerPoint presentations and interactive slideshows.
    • Microsoft Access reporting capabilities and application development.
    • Experience utilizing online analytical processing (OLAP) business intelligence tools such as DOMO, Microsoft BI, IBM/Cognos Analysis Studio, or MicroStrategy is a plus. Ability to design and build interactive dashboards is also a plus.
    • Familiarity with SharePoint, including the ability to capitalize on advanced features of cross-platform integration is a plus.
    • Experience using Salesforce.com or comparable customer relationship management (CRM) solution is a plus.
    • Ability to work independently with support and guidance of manager.
    • Detail- and results-oriented.
    • Skill in written and verbal communication.
    Base Salary Range: $57,000 - $73,00/year
    *Posted Base Salary Range applies to current posting and may change in the future. The posted Base Salary Range may vary for key factors including, but not limited to, location, experience and skill set. Benefit eligibility includes healthcare, life and disability insurance, 401(k), monthly allowance, 20 days of PTO,  10 paid Holidays ,and bonus and equity potential. Additional benefit offerings may be found at https://www.nationalmi.com/career-benefits/.

    National MI is an Equal Employment Opportunity employer and is committed to a diverse workforce. We value and actively seek to recruit, develop, and retain individuals with varied backgrounds and experiences reflecting the full diversity of the communities that we serve. It is the policy of the National MI to comply with all applicable laws concerning the employment of persons with disabilities.
  • 1 Month Ago

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Mortgage Loan Originator-Bilingual
  • DHI Mortgage
  • San Ramon, CA FULL_TIME
  • D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality ...
  • 20 Days Ago

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Mortgage Loan Originator
  • USA Mortgage
  • Richmond, CA FULL_TIME
  • DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
  • 1 Month Ago

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Mortgage Loan Officer
  • Major Mortgage Lender
  • Walnut Creek, CA FULL_TIME
  • Job Summary:Major California based nationwide mortgage lender with offices in Walnut Creek, Pleasant Hill, San Francisco, San Jose, Chico and other locations seeks experienced Loan Officers in each of...
  • 2 Days Ago

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Mortgage Loan Officer
  • Paramount Residential Mortgage Group
  • Walnut Creek, CA FULL_TIME
  • Paramount Residential Mortgage Group, INC Mortgage Loan Originator Overview: With over 240 locations and well over 2,700 employees, PRMG is one of the largest independently owned Mortgage Banks in the...
  • 7 Days Ago

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Loan Originator Assistant-UnLic
  • Envoy Mortgage
  • Walnut Creek, CA FULL_TIME
  • General Summary The Loan Originator Assistant (LOA) is a key front-line sales support branch employee with direct communication with Clients and Realtors. The LOA is responsible for assisting with loa...
  • 1 Month Ago

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0 Mortgage Credit Analyst jobs found in Richmond, CA area

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Commercial Loan Closer
  • SLATT CAPITAL
  • Burlingame, CA
  • Job Description Job Description Job Summary Slatt Capital seeks a deadline-driven transaction manager with close attenti...
  • 4/26/2024 12:00:00 AM

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Accounting and Financial Analyst
  • Onpoint Analytics Inc.
  • Emeryville, CA
  • About OnPoint Located in the San Francisco Bay Area, OnPoint Analytics (http://www.onpointanalytics.com) provides econom...
  • 4/25/2024 12:00:00 AM

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Early Careers | Sales | San Francisco
  • Goldman Sachs
  • San Francisco, CA
  • Please note division and function examples are representative of opportunities common for this skill-set. The list is no...
  • 4/24/2024 12:00:00 AM

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Assistant Branch Manager & Management Hire
  • Under Armour
  • Berkeley, CA
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/24/2024 12:00:00 AM

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Associate, Production Support
  • Jones Lang Lasalle Ip Inc.
  • Menlo Park, CA
  • JLL supports the Whole You, personally and professionally.Our people at JLL are shaping the future of real estate for a ...
  • 4/23/2024 12:00:00 AM

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Financial Analyst
  • Grocery Outlet
  • Emeryville, CA
  • About Grocery Outlet: Our Mission: Touching lives for the better Our Vision: Touching lives by being the first choice fo...
  • 4/23/2024 12:00:00 AM

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Accounting and Financial Analyst
  • OnPoint Analytics, Inc.
  • Emeryville, CA
  • About OnPoint Located in the San Francisco Bay Area, OnPoint Analytics (http://www.onpointanalytics.com) provides econom...
  • 4/22/2024 12:00:00 AM

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Branch Office Administrator
  • Edward Jones
  • Berkeley, CA
  • Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
  • 1/8/2024 12:00:00 AM

Richmond is located at 37°56′09″N 122°20′52″W / 37.93583°N 122.34778°W / 37.93583; -122.34778. According to the United States Census Bureau, the city has a total area of 52.5 square miles (136 km2), of which 30.1 square miles (78 km2) is land and 22.4 square miles (58 km2) (42.71%) is water. The city sits on 32 miles (51 km) of waterfront, more than any other city in the Bay Area. The city borders San Francisco Bay to the southwest and San Pablo Bay to the northwest, and includes Brooks Island and the Brother Islands entirely, and half of Red Rock Island. There are several cities and uninco...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$62,644 to $89,485
Richmond, California area prices
were up 4.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020