Mortgage Credit Analyst jobs in Petaluma, CA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

A
External Mortgage Loan Originator
  • AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY
  • Petaluma, CA OTHER
  • Job Details

    Job Location:    5005 Santa Rosa (Petaluma) - Petaluma, CA
    Position Type:    Full Time
    Education Level:    High School
    Salary Range:    Undisclosed
    Travel Percentage:    Road Warrior
    Job Category:    Sales

    Description

    AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following:

    • Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgage’s places of business. Work done at AnnieMac Home Mortgage’s offices is related and supplemental to outside sales.
    • Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
    • Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
    • Take information from the borrower and fill out the loan application.
    • Develop relationships with referral partners such as realtors to generate new customers.
    • Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
    • Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
    • Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
    • Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
    • Counsel and advise the borrower in understanding and clearing credit problems.
    • Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
    • Order legal documents.
    • Review HUDS prior to closing.

    Qualifications


    • Must have appropriate state license or certificate (varies by state).
    • Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
    • Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.
    • Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
    • Must have excellent communication skills and the ability to analyze financial information.
    • Must be a sales-oriented self-starter.

    Work Environment/Physical Demands: Travel is required 80% of the time.

    ***AnnieMac Home Mortgage is an Equal Opportunity Employer***

  • 15 Days Ago

R
Member Relationship Specialist
  • Redwood Credit Union
  • Rohnert Park, CA FULL_TIME
  • At Redwood Credit Union we are on a journey to reimagine the way we do business, and we can’t do it without you - our next great hire! Since 1950, Redwood Credit Union has been helping people reach th...
  • 21 Days Ago

R
Member Relationship Specialist
  • Redwood Credit Union
  • Petaluma, CA PART_TIME
  • At Redwood Credit Union we are on a journey to reimagine the way we do business, and we can’t do it without you - our next great hire! Since 1950, Redwood Credit Union has been helping people reach th...
  • 14 Days Ago

C
Financial Analyst
  • Clover Sonoma
  • Petaluma, CA FULL_TIME
  • About the roleAn exciting and challenging position exists as a Financial Analyst. Reporting to the Financial Planning and Controller, the selected individual will provide critical support in the creat...
  • 10 Days Ago

T
HRIS Analyst (Administrative Analyst/Specialist, Exempt II)
  • The California State University
  • Sonoma, CA FULL_TIME
  • Application Process This position is open until filled. For full consideration, please submit application, along with cover letter and resume, by 8am on Friday, February 9, 2024. In your cover letter,...
  • Just Posted

S
HRIS Analyst (Administrative Analyst/Specialist, Exempt II)
  • Sonoma State University
  • Rohnert Park, CA FULL_TIME
  • HRIS Analyst (Administrative Analyst/Specialist, Exempt II)Job No: 533304Work Type: StaffLocation: SonomaCategories: Unit 9 - CSUEU - Technical Support Services, Probationary, Full Time, Information S...
  • Just Posted

Filters

Clear All

Filter Jobs By Location
  • Filter Jobs by companies
  • More

0 Mortgage Credit Analyst jobs found in Petaluma, CA area

R
Senior Manager- Global Pricing Administration
  • Randstad North America, Inc.
  • San Rafael, CA
  • The Senior Manager- Global Price Administration is responsible for managing the pricing information for all products acr...
  • 3/28/2024 12:00:00 AM

C
Financial Analyst / Inventory Planner
  • Carve Designs
  • Sausalito, CA
  • Carve Designs is a rapidly growing women’s beach lifestyle apparel brand based in Sausalito, California. We are seeking ...
  • 3/27/2024 12:00:00 AM

D
Internal Revenue Agent (Examiner-Joint Committee Specialist) 12 MONTH ROSTER 'AMENDED'
  • Department Of The Treasury
  • San Rafael, CA
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I)DIVISION? A description of the business units can be found at: h...
  • 3/27/2024 12:00:00 AM

P
Director of Clinical Compliance and Risk Management (RN)
  • Petaluma Health Center
  • Petaluma, CA
  • The Petaluma Health Center's mission is to provide high quality health care with access for all in Southern Sonoma Count...
  • 3/26/2024 12:00:00 AM

W
Personal Banker - Roving Napa Sonoma District
  • WELLS FARGO BANK
  • Petaluma, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/26/2024 12:00:00 AM

W
Personal Banker - Roving Napa Sonoma District
  • WELLS FARGO BANK
  • Rohnert Park, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/25/2024 12:00:00 AM

W
Personal Banker - Roving Napa Sonoma District
  • WELLS FARGO BANK
  • Sonoma, CA
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/25/2024 12:00:00 AM

C
Deputy Director of Finance
  • City of Novato, CA
  • Novato, CA
  • Salary : $134,202.24 - $163,123.56 Annually Location : Novato, CA Job Type: Full-Time Job Number: 2024-08 Department: Ad...
  • 3/25/2024 12:00:00 AM

Petaluma /pɛtəˈluːmə/ is a city in Sonoma County, in California's Wine Country, part of the North Bay sub-region of the San Francisco Bay Area, located 37 mi (60 km) north of San Francisco. Its population was 57,941 according to the 2010 Census. The Rancho Petaluma Adobe, located in Petaluma, is a National Historic Landmark. Its construction started in 1836 by order of General Mariano Guadalupe Vallejo, then Commandant of the San Francisco Presidio. It was the center of a 66,000 acre (270-km²) ranch stretching from Petaluma River to Sonoma Creek. The adobe is considered one of the best preserv...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$58,487 to $83,540
Petaluma, California area prices
were up 2.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020