Mortgage Credit Analyst jobs in Palmdale, CA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • Westlake Financial Services
  • Los Angeles, CA FULL_TIME
  • Credit Analyst
    Los Angeles, CA | On-site role

     

    Job Description:

    Responsible for all aspects of underwriting in the Originations unit to affect maximum possible profitability on a Westlake Direct deal. Focus on process and performance improvement and assume leadership responsibilities of the team as needed.  Reports to the Director of Operations and Vice President.

    All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the Buy Program, analyzing stips for validity (not fraudulent) and in general assuring that the deal “makes sense” for Westlake to put on the books.

    • Interacts with customers, dealers, field reps, and various other outside entities (employers, other creditors, etc.) to fully investigate and disposition the deal. Investigate any potential fraudulent stipulations or applications as needed.
    • Accountable for deal performance through tracking of early charge offs in buyer’s portfolio. Return on Asset will be measured for all deals booked.
    • Providing excellent customer service to all dealers and sales reps
    • Making and receiving a large volume of calls
    • Calling Westlake dealerships for a variety of support- and sales and credit related issues.
    • Managing e-mails & faxes, inbound and outbound calls effectively.
    • Generating and distributing reports

     

    Work Experience Requirements:

    • Automotive, Finance, Sales and Lending Experience; beneficial
    • Previous Loan Processing, Credit Analyst or Loan Office Experience; preferred

     

    Knowledge, Skills, Licenses:

    • Must have excellent communication/interpersonal skills
    • Solid Critical thinking abilities
    • Able to problem solve
    • Supervision/leadership abilities
    • Ability to work under pressure and in a fast-paced environment
    • Ability to adapt to change
    • Strong communications skills (Written and Verbal)
    • Detail-oriented
    • Exceptional time management & organizational skills
    • Windows (98, 2000, XP, Vista)
    • Microsoft Office Suite (Word, Excel, Power point, Outlook)
    • Quickly analyze situations and make decisions
    • Ability to multi-task and excel in a fast-paced environment

     

    Education Requirements:

    • College Degree preferred
    • The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable.

     

     

    FULL TIME BENEFITS

    • Medical, Dental, and Vision benefits 
    • Life Insurance and Long-term disability plans 
    • Flexible Spending Account 
    • 401K matching 
    • Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching 
    • Wellness Programs 
    • Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only) 
    • Career Path Opportunities 
    • Discounts on Parks, Museums, Movie Tickets, and Attractions 
    • Employee Loan Assistance  
    • Annual Flu Shot
    • Paid Vacations Days 
    • Paid Sick days 
    • Paid holidays 
    • HGym (available in our Los Angeles, CA & Dallas,TX office) 
    • Rental Car Discounts, Dell Member Purchase Program 
    • UKG Wallet 

     

    ACKNOWLEDGMENTS
    We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.
    We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.

  • 24 Days Ago

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Credit Analyst
  • Commonwealth Business Bank
  • Los Angeles, CA FULL_TIME
  • LOCATION: HQ (Los Angeles, CA - On-site) POSITION OVERVIEWEntry level credit position to underwrite and process new loan request; Servicing existing portfolio and its management POSITION RESPONSIBILIT...
  • 1 Day Ago

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Credit Analyst
  • Heilind/DB Roberts/Mil-Aero
  • Calabasas, CA FULL_TIME
  • Summary - Administers established credit policies and standards, collects accounts receivable through telephone contact and correspondence, prepares analysis of customer accounts, resolves disputed ac...
  • 26 Days Ago

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Credit Analyst
  • Robert Half
  • Los Angeles, CA OTHER
  • Robert Half is currently supporting a long-term contract opportunity with a large financial services client. This role will be focused on drafting/re-drafting credit policies to conform to current sta...
  • 9 Days Ago

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Credit Analyst
  • Golden State Bank
  • Glendale, CA FULL_TIME
  • Job SummaryThe Credit Analyst with an emphasis in loan portfolio monitoring is skilled in both credit and data analysis. The Analyst uses the data they collect to understand trends, solve business pro...
  • 12 Days Ago

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Credit Analyst
  • Westlake Services, LLC
  • Agoura Hills, CA FULL_TIME
  • Credit Analyst Los Angeles, CA | On-site role Job Description: Responsible for all aspects of underwriting in the Originations unit to affect maximum possible profitability on a Westlake Direct deal. ...
  • 14 Days Ago

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0 Mortgage Credit Analyst jobs found in Palmdale, CA area

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Analyst/Associate, Hotel Investment Banking
  • Jones Lang LaSalle SAS
  • Los Angeles, CA
  • **About JLL** Were JLLa leading professional services and investment management firm specializing in real estate. We hav...
  • 3/28/2024 12:00:00 AM

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Financial Representative
  • Modern Woodmen of America
  • Palmdale, CA
  • The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
  • 3/28/2024 12:00:00 AM

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Cost Price Analyst
  • American Fruits & Flavors
  • San Fernando, CA
  • Job Description Job Description GENERAL DESCRIPTION OF DUTIES: This position is required to regularly review and update ...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) - (Temp NTE 1 Year, MBE, MBMP) 12 MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SB/SE)DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Fed State Local Gvmt Spec - Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE TAX EXEMPT & GOVERNMENT ENTITIES (TE/GE) DIVISION? A description of the business units can be found a...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Examination Analyst - Examiner) 12 MONTH ROSTER - AMENDED
  • Department Of The Treasury
  • Valencia, CA
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

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Digital Systems Business Analyst
  • Premier America Credit Union
  • Chatsworth, CA
  • Job Title: DIGITAL SYSTEMS BUSINESS ANALYST At Premier America Credit Union, our Core Purpose is to serve our members by...
  • 3/26/2024 12:00:00 AM

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Core Systems Business Analyst
  • Premier America Credit Union
  • Chatsworth, CA
  • Job Title: CORE BUSINESS SYSTEMS ANALYST At Premier America Credit Union, our Core Purpose is to serve our members by ma...
  • 3/26/2024 12:00:00 AM

Palmdale is located in Los Angeles County, and the urbanized centers of Palmdale and Los Angeles are separated by the San Gabriel mountain range, which is about 40 miles (64 km) wide. This range forms the southern edge of the Antelope Valley portion of the Mojave Desert. Palmdale is the second-most populous city in the Antelope Valley, and fifth overall in the Mojave Desert, after Las Vegas, Henderson, North Las Vegas, Nevada; and Lancaster. Palmdale is part of a twin-city complex with its northern neighbor Lancaster and together they are the principal cities within the Antelope Valley region ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$57,966 to $82,795
Palmdale, California area prices
were up 3.2% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020