Mortgage Credit Analyst jobs in Palm Bay, FL

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Servicer
  • Launch Credit Union
  • Merritt, FL FULL_TIME
  • Position Summary

    The Mortgage Servicer is responsible for ensuring the servicing of mortgage and home equity lines of credit are completed according to Launch Credit Union procedures and within Federal and State regulations relating to the mortgage loan servicing operations. The Mortgage Servicer meets with members in person or by phone. This person must demonstrate Launch Credit Union’s Core Values. This person is not required to have a NMLS number.

    Primary Responsibilities

    1. Assists members with questions/errors on all mortgage loan and escrow accounts.

    2. Posts mortgage and escrow payments. Sets up auto pay on mortgages at member’s request.

    3. Works with third party vendors to ensure proper payment of Homeowner and Flood Insurance payments. Force places homeowner’s insurance as needed.

    4. Balances and monitors PMI insurance coverage.

    5. Completes Escrow Analysis and Year End Process annually. Is able to explain and educate the escrow analysis to members.

    6. Maintains appraisal-ordering rotation for mortgage loan origination. Processes payments for all appraisals.

    7. Assists members with homeowner’s insurance damage claims. Pays out funds when needed.

    8. Prepares payoff statements for members and third-party requests. Ensures the Satisfaction of Mortgage is executed accurately.

    9. Audits and reviews new loan files. Ensures new mortgages are executed accurately.

    10. Audits and balances Mortgage General Ledger accounts.

    11. Works closely with Closing/Funding, Quality Control Processor to ensure a quality member experience during the transition from loan origination to loan servicing.12. Scans closing package to member file. Creates paper file for document vault.13. Maintains Collateral Tracking Report and follows up on recorded mortgages and final title policies.

    14. Supports Launch CU’s vision to be the first choice for financial services in the counties we serve, and to serve as the primary financial institution for our members. Is knowledgeable about other credit union products and services and actively refers these to our members.

    15. Stays abreast of real estate servicing rules and regulations.

    16. Adheres to email and telephone etiquette guidelines, including prompt replies.

    Other Responsibilities

    1. Makes corrections for escrow shortages and overdrafts.

    2. Orders supplies and pay bills for the Real Estate Loan Servicing.

    3. Cancels PMI insurance as needed.

    4. Follows all Launch Credit Union policies and procedures.

    5. Completes assigned compliance training in a timely manner. 

    6. Attends meeting and training sessions as required. 

    7. Performs other duties as assigned.

    Supervisory Responsibilities

    None.

    Education, Experience, and Skills Required

    1. High school diploma or GED.

    2. Minimum of one year of similar experience or one year of experience in a customer service role whereby attention to detail was paramount to the position. Strong mathematical/accounting skills preferred.

    3. Displays courtesy, tact, and diplomacy during personal contact with others inside and/or outside of the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation. Strong organizational, verbal, and interpersonal skills.4. Ability to utilize and learn a variety of specialized computer software programs necessary to mortgage loan servicing including but not limited to basic Credit Union business software and document preparation, with a proficient knowledge of Word and Excel programs.

    5. Detail oriented, accurate, able to work under pressure, ability to change, and problem-solving skills.

    6. Analytical, decision making, time management skills.

    7. Has an understanding of the paperwork required for each mortgage type.

    8. Must have the ability to use a computer and calculator.

  • 5 Days Ago

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Mortgage Servicing Specialist
  • Community Credit Union of Florida
  • Viera, FL FULL_TIME
  • The primary purpose of this position is to assist Community Credit Union of Florida in living out our Mission, “Always improve the financial well-being of our members and make a positive difference in...
  • 13 Days Ago

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Mortgage loan officer
  • Churchill Mortgage
  • Melbourne, FL FULL_TIME
  • Why Churchill Mortgage? Want to take your production to the next level? Closing one loan a month and want to go to three? We help you achieve this! We provide our Loan Officers the systems and process...
  • 4 Days Ago

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Mortgage Loan Officer
  • Keypath Mortgage
  • Palm, FL FULL_TIME
  • About the jobWork with an Independent Mortgage Brokerage built for Experienced Originators.Build your BRAND with us and escape the corporate time-punch world, as you grow your business.We have an amaz...
  • 10 Days Ago

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Mortgage loan officer
  • Churchill Mortgage
  • Vero Beach, FL FULL_TIME
  • Why Churchill Mortgage? Want to take your production to the next level? Closing one loan a month and want to go to three? We help you achieve this! We provide our Loan Officers the systems and process...
  • 17 Days Ago

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Mortgage Consultant
  • Prosperity Home Mortgage, LLC
  • Vero Beach, FL FULL_TIME
  • Job Summary: Under the general supervision of the Regional Sales Leader the Mortgage Consultant is responsible for advising new and existing clients on residential mortgage programs obtained from vari...
  • Just Posted

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0 Mortgage Credit Analyst jobs found in Palm Bay, FL area

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Internal Revenue Agent (Fed State Local Gvmt Spec - Examiner) 12 MONTH ROSTER AMENDED
  • Department Of The Treasury
  • Melbourne, FL
  • Duties WHAT IS THE TAX EXEMPT & GOVERNMENT ENTITIES (TE/GE) DIVISION? A description of the business units can be found a...
  • 3/28/2024 12:00:00 AM

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Internal Revenue Agent - 12 Month Roster
  • Department Of The Treasury
  • Melbourne, FL
  • Duties WHAT IS THE LARGE BUSINESS AND INTERNATIONAL(LB&I)DIVISION? A description of the business units can be found at: ...
  • 3/28/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) - (Temp NTE 1 Year, MBE, MBMP) 12 MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Melbourne, FL
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SB/SE)DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) 12 MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Melbourne, FL
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I) DIVISION? A description of the business units can be found at: ...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Special Enforcement Program - Examiner) 12 MONTH ROSTER (Amended)
  • Department Of The Treasury
  • Melbourne, FL
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) - 12 MONTH ROSTER
  • Department Of The Treasury
  • Melbourne, FL
  • Duties WHAT IS THE SMALL BUSINESS/SELF-EMPLOYED (SB/SE) DIVISION? A description of the business units can be found at: h...
  • 3/27/2024 12:00:00 AM

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Personal Banker - [Roving] Space Coast District
  • WELLS FARGO BANK
  • Indialantic, FL
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/27/2024 12:00:00 AM

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Personal Banker - [Roving] Space Coast District
  • WELLS FARGO BANK
  • Melbourne, FL
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/27/2024 12:00:00 AM

Palm Bay is a city in Brevard County, Florida. The city's population was 103,190 at the 2010 United States Census, making it the most populous city in the county. It developed at Turkey Creek at its mouth at Indian River, which flows into the Atlantic Ocean. Palm Bay is a principal city of the Palm Bay−Melbourne−Titusville Metropolitan Statistical Area, which had a population of 543,376 at the 2010 census. According to the United States Census Bureau, the city has a total area of 68.8 square miles (178.3 km2), of which 65.7 square miles (170.2 km2) is land and 3.1 square miles (8.1 km2), or 4...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$47,647 to $68,057
Palm Bay, Florida area prices
were up 1.5% from a year ago

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