Mortgage Credit Analyst jobs in Ogden, UT

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit/Treasury Analyst
  • Malouf Companies
  • Logan, UT FULL_TIME
  • Malouf is hiring a detail-oriented Credit/Treasury Analyst who will be responsible for preparing daily/weekly/monthly reports and analyzing credit data and financial information of individuals or companies to determine the risk involved in lending money to them. In this position, you will evaluate creditworthiness, develop credit scoring models, and approve or reject credit applications.  You will also work in large data sets to produce reports used by management.

    This is a full-time in-office position, M-F. 

    Duties and responsibilities:
    • Daily/Weekly/Monthly cash and other reports
    • Customer setup and account maintenance, including credit references, contact name and address changes, etc.
    • Develop and implement credit policies and procedures to ensure customer creditworthiness and minimize risk of financial loss
    • Analyze financial data and credit reports to evaluate the creditworthiness of potential and existing customers
    • Establish credit limits and payment terms for customers based on their creditworthiness and payment history
    • Establish and maintain company credit and collection policies
    • Monitor customer accounts to ensure payments are made on time and in accordance with established terms
    • Communicate with customers to address any credit-related issues and resolve disputes
    • Work closely with sales, customer service, and accounts receivable teams to ensure efficient and effective credit management
    • Manage collections efforts with collection agencies/attorneys
    • Stay up-to-date with industry trends and best practices in credit management
    • Preparing weekly and monthly reports, including credit hold reports, bad debt reports, new credit application reports, and accounts receivable summaries
    • Other related duties

    Qualifications:
    • Possesses superior communication, analytical, and organizational skills
    • Exhibits goal-oriented behaviors and time management principles
    • Exudes a customer-focused attitude
    • Ability to develop and implement credit policies and procedures
    • Ability to work under pressure and meet deadlines
    • Ability to work with large data sets
    • Applies extensive attention to detail to all tasks
    • Toggles between projects and responsibilities with ease
    • Works well in a team environment
    • Demonstrates proficiency in Microsoft Office programs, especially Excel
    • Bachelor's Degree in accounting, finance, or related field


    Benefits:

    • Insurance premiums paid 100% by Malouf
      • HSA Eligible Health Plan
      • Dental w/ orthodontics
      • Vision Plan
      • Basic Life insurance
      • Short-term Disability Insurance-Voluntary
      • Long-term Disability Insurance
    • Company-matched 401K
    • Free daily gourmet lunch provided by our company chef
    • Paid maternity and paternity leave
    • Onsite fitness center
    • Onsite salon/barbershop
    • Product discounts
    • Learn more at www.maloufcompanies.com


    We are an EOE/Affirmative Action employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other status protected by law.

    We are an EOE/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, veteran status, or any other status protected by law.

  • 13 Days Ago

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Corporate Credit Analyst
  • TAB Bank
  • OGDEN, UT FULL_TIME
  • Job Summary: Come join a rapidly-innovating bank located at the base of the beautiful Wasatch Mountains. As a Corporate Credit Analyst, you will have the benefit of being exposed to businesses in many...
  • 8 Days Ago

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Database Analyst
  • America First Credit Union
  • Riverdale, UT FULL_TIME
  • Overview Maintains and documents procedures for ensuring the integrity of the company databases. Designs data models and flow chart diagrams identifying the flow of relevant data with an emphasis on d...
  • Just Posted

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Commercial Loan Analyst
  • Goldenwest Credit Union
  • Ogden, UT FULL_TIME
  • WHO WE AREGoldenwest Credit Union is a premier non-profit financial cooperative providing exceptional member service to our members in Utah and Idaho. Our employees earn a guaranteed base wage, annual...
  • 14 Days Ago

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Product Analyst I
  • America First Credit Union
  • Roy, UT FULL_TIME
  • Overview Responsible for assisting in creating, designing, and executing product research and analysis to facilitate Credit Union strategic plans and goals. Conducts product research, analysis, projec...
  • 1 Month Ago

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Mortgage Loan Officer
  • Security National Mortgage Company
  • Layton, UT FULL_TIME
  • DescriptionAs one of the nation’s leading mortgage lenders, Security National is proud to help homeowners every day. Our employees are the bedrock of what we do, and their determination and expertise ...
  • 7 Days Ago

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0 Mortgage Credit Analyst jobs found in Ogden, UT area

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Acquisitions Analyst Intern
  • TruAmerica Multifamily
  • Salt Lake City, UT
  • About TruAmerica Founded in July 2013, TruAmerica Multifamily is a partnership between industry veteran Robert E. Hart a...
  • 4/19/2024 12:00:00 AM

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Acquisitions Analyst
  • TruAmerica Multifamily
  • Salt Lake City, UT
  • About TruAmerica Founded in July 2013, TruAmerica Multifamily is a partnership between industry veteran Robert E. Hart a...
  • 4/19/2024 12:00:00 AM

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Title Curative Analyst
  • Select Portfolio Servicing, Inc.
  • Salt Lake City, UT
  • Job Description Job Description Summary: Determine completeness of assignment of mortgage chains, and promissory note en...
  • 4/18/2024 12:00:00 AM

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Acquisitions Analyst Intern
  • Truamerica Multifamily
  • Salt Lake City, UT
  • About TruAmerica Founded in July 2013, TruAmerica Multifamily is a partnership between industry veteran Robert E. Hart a...
  • 4/16/2024 12:00:00 AM

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Acquisitions Analyst
  • Truamerica Multifamily
  • Salt Lake City, UT
  • About TruAmerica Founded in July 2013, TruAmerica Multifamily is a partnership between industry veteran Robert E. Hart a...
  • 4/16/2024 12:00:00 AM

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Title Curative Analyst
  • SPS
  • Salt Lake City, UT
  • Job Description Summary: Determine completeness of mortgage chain-of-title and promissory note endorsements. Work with c...
  • 4/16/2024 12:00:00 AM

Ogden /ˈɒɡdən/ is a city and the county seat of Weber County, Utah, United States, approximately 10 miles (16 km) east of the Great Salt Lake and 40 miles (64 km) north of Salt Lake City. The population was 84,316 in 2014, according to the US Census Bureau, making it Utah's 7th largest city. The city served as a major railway hub through much of its history, and still handles a great deal of freight rail traffic which makes it a convenient location for manufacturing and commerce. Ogden is also known for its many historic buildings, proximity to the Wasatch Mountains, and as the location of Web...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,100 to $70,139
Ogden, Utah area prices
were up 2.3% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020