Mortgage Credit Analyst jobs in New Mexico

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • New Mexico Finance Authority
  • Santa Fe, NM FULL_TIME
  • Credit Analyst

    The New Mexico Finance Authority (NMFA) in Santa Fe is seeking a Commercial Credit Analyst to join our team responsible for public and private lending activities as legislated by the State. The credit analysis varies by program, but typically involves working in concert with NMFA’s lending team to analyze historical financials (audits and where appropriate, tax returns), and to calculate the relevant debt service coverage ratios and other elements of the policies and underwriting processes, including preparing a credit summary narrative and assisting in assigning a risk rating to each transaction.

    Reporting to the Managing Director of Credit, the commercial credit analyst works collaboratively with regional finance managers, other credit analysts, internal and external legal counsel, and NMFA client services to support the underwriting, structuring, approval, and monitoring of a variety of commercial (public and private) loan products and programs.

    The NMFA is a government instrumentality whose mission is to advance New Mexico by financing impactful, well-planned projects. This is an exceptional opportunity for candidates motivated by the mission of NMFA. Credit analysts work with a variety of issuers throughout the state, from public municipalities to private businesses, and across a multitude of sectors including infrastructure, education, water and wastewater infrastructure, utilities, healthcare, hospitality, retail, and agriculture. This position offers excellent transaction experience and opportunities to contribute to enhancing NMFA’s approach to commercial credit risk management.

    The ideal candidate will possess a bachelor’s degree in business, finance, or accounting and 3- 5 years’ professional experience in investment and/or commercial banking, public accounting, finance or asset management. The candidate must possess strong technical skills particularly in the areas of cash flow analysis and the interpretation of a variety of financial reports and statements. The successful candidate must demonstrate attention to detail and must be able to effectively prioritize across multiple projects while meeting deadlines. In addition to performing financial analyses, the successful candidate will be expected to draft written reports and to effectively communicate, verbally and in writing, analytically based findings and conclusions to team members and in Committee/Board presentations.

    Interested and qualified candidates are invited to submit a cover letter and resume to the attention of the HR Director, New Mexico Finance Authority, 207 Shelby St., Santa Fe, NM 87501. Thank you.

    Job Type: Full-time

    Pay: $70,000.00 - $75,000.00 per year

    Benefits:

    • 401(k) matching
    • Dental insurance
    • Employee assistance program
    • Flexible schedule
    • Flexible spending account
    • Health insurance
    • Life insurance
    • Paid time off
    • Professional development assistance
    • Retirement plan
    • Tuition reimbursement
    • Vision insurance

    Schedule:

    • 8 hour shift
    • Monday to Friday
    • Overtime

    Application Question(s):

    • Will you now or in the future require sponsorship for employment visa status.

    Education:

    • Bachelor's (Preferred)

    Experience:

    • Finance: 4 years (Preferred)
    • Commercial banking: 4 years (Preferred)
    • Investment banking: 4 years (Preferred)
    • Cash flow analysis: 4 years (Preferred)
    • Financial report interpretation: 4 years (Preferred)

    License/Certification:

    • Driver's License (Preferred)

    Work Location: Hybrid remote in Santa Fe, NM 87501

  • 3 Days Ago

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Credit Analyst
  • WestStar Bank
  • Las Cruces, NM FULL_TIME
  • SummaryResponsible for analyzing financial information, communicating findings through concise, well-written analysis reports as well as verbal recommendations to management. Essential FunctionsPerfor...
  • 1 Month Ago

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Sr Credit Analyst
  • Century Bank
  • Albuquerque, NM FULL_TIME
  • REPORTS TO:SVP, Commercial Credit Underwriting DirectorMAJOR DUTIES AND RESPONSIBILITIES:1. Develops credit information for use by lending officers or committees in making lending decisions on new, re...
  • 5 Days Ago

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Mortgage Loan Officer
  • Keypath Mortgage
  • Farmington, NM FULL_TIME
  • About the jobWork with an Independent Mortgage Brokerage built for Experienced Originators.Build your BRAND with us and escape the corporate time-punch world, as you grow your business.We have an amaz...
  • 19 Days Ago

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Mortgage Loan Originator
  • DHI Mortgage
  • Albuquerque, NM FULL_TIME
  • D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality ...
  • 15 Days Ago

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Mortgage Processor
  • FINANCIAL MORTGAGE SOLUTIONS
  • Albuquerque, NM FULL_TIME
  • Are you an experienced, detail-oriented mortgage loan processor who can successfully aid applicants in navigating the mortgage lending process? If so, we are looking for you!We are currently seeking a...
  • 1 Day Ago

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Sr. System Analyst
  • AVM Consulting Inc
  • Sr. System Analyst In this role, you'll help shape the future of forecasting for one of the largest mortgage industry co...
  • 3/29/2024 12:00:00 AM

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Technical Business Data Analyst - Banking - W2 Only
  • Mitchell Martin Inc.
  • Plano, TX
  • Technical Business Data Analyst - Banking - W2 Only Location: Plano, TX Duration: 12-24 Months HYBRID ONLY in Dallas Met...
  • 3/29/2024 12:00:00 AM

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Commercial Banking Manager
  • Arizona Financial Credit Union
  • Lake Havasu City, AZ
  • Position Summary: The Commercial Banking Manager is responsible for managing the team responsible for the origination, u...
  • 3/29/2024 12:00:00 AM

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Junior Analyst (Commercial Mortgage Insurance)
  • Ultimate Staffing
  • Bloomington, MN
  • Analyze insurance coverage for commercial loans in accordance with Investor guidelines. Assist borrowers in acquiring ap...
  • 3/29/2024 12:00:00 AM

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Vice President Finance
  • HireLevel.
  • Edwardsville, IL
  • HireLevel is seeking a Vice President of Finance for a credit union in Edwardsville, Illinois. The VP of Finance will be...
  • 3/29/2024 12:00:00 AM

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Sr. Special Loans Analyst
  • Cornerstone Servicing
  • Englewood, CO
  • As a Sr. Special Loans Analyst you will be responsible for the setup and/or processing activities related to Special Pro...
  • 3/29/2024 12:00:00 AM

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Loan Analyst
  • We Lend
  • New York, NY
  • We Lend is a New York City based private money lender. We Lend has been changing the landscape of real estate lending by...
  • 3/29/2024 12:00:00 AM

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Quantitative Risk Analyst
  • Insight Global
  • Cincinnati, OH
  • This Sr Quantitative Risk Analyst will be joining a team of eight at a bank in Cincinnati, OH. They will be provides adv...
  • 3/29/2024 12:00:00 AM

New Mexico (Spanish: Nuevo México Spanish pronunciation: [ˈnweβo ˈmexiko] (listen), Navajo: Yootó Hahoodzo pronounced [jòːtxó xɑ̀xʷòːtsò]) is a state in the Southwestern region of the United States of America; its capital and cultural center is Santa Fe, which was founded in 1610 as capital of Nuevo México (itself established as a province of New Spain in 1598), while its largest city is Albuquerque with its accompanying metropolitan area. It is one of the Mountain States and shares the Four Corners region with Utah, Colorado, and Arizona; its other neighboring states are Oklahoma to the north...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$48,117 to $68,727

Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019