Mortgage Credit Analyst jobs in Manhattan, KS
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Credit Analyst
- HR Partners
-
Topeka, KS
FULL_TIME
-
Company: Kaw Valley Bank
Title: Credit Analyst
Job Classification: Non-Exempt, Full-Time
Primary Accountabilities:
The Credit Analyst is responsible for administering Kaw Valley Bank’s (“Bank’s”) entire loan portfolio by ensuring sound credit practices, proper documentation, analysis and adherence to credit policies. Position will provide ongoing credit training and development.
Major Duties:- Provides credit analysis for the lending activities of the Bank by analyzing financial information on borrowers and guarantors. Performs global cash flow analysis when necessary
- Underwrites, analyzes and prepares loan presentations for Commercial and Business banking loans.
- Analyzes the credit and collateral aspects of business and individual loans both secured and unsecured.
- Ensures overall bank loan documentation and credit file administration is complete and consistent with loan policy. Directs and oversees processes to ensure loans comply with contractual and legal terms of the credit (i.e. financial covenant tracking, borrowing base certification, lien/collateral perfection, and related terms.)
- Monitors loans to ensure proper documentation with respect to items such as periodic calculation of ratios to determine financial compliance. Provides accurate financial analysis.
- Conducts financial analyses to support lending guidelines (i.e. LTV, Debt Service Coverage, Credit Ratios) for impact on credit quality and efficiency, or other analytical projects as assigned.
- Validates credit risk ratings and loan structure (i.e. pricing, credit compliance & appropriate accounting treatment such as TDR/Non-Accrual).
- Ensures credit systems are designed based on current credit risk profile and ensure confirmations are delivered and analyzed for Asset-Based (Account Receivable) loans.
- Performs additional duties as assigned.
- Undergraduate degree in a business or finance related field. In lieu of degree, equivalent experience may be accepted.
- Three (3) to five (5) years of experience in credit risk management, internal/external loan review, and/or previous credit analyst experience. One (1) to three (3) years previous lending experience is preferred but not required.
- Experience with quantitative analysis methods such as stress testing, regression, loss forecasting, global cash flow analysis, etc.
- Knowledge of loan documentation, appraisal analysis.
- Must possess discretion, good judgment, and organizational and analytical skills and able to make reliable and prompt decisions using available information.
- Must have strong experience with Excel, Word, and KVB core systems.
- Must have thorough understanding of financial data such as tax returns, accountant prepared documents, cash flow, balance sheet, profit & loss, and collateral dynamics of customer’s properties and geographic area.
- Excellent communications skills, both written and verbal and must be able to read, write, speak, and otherwise communicate with customers in English.
- Must demonstrate good work habits, maintain a professional appearance and attitude, and follow policies and procedures.
- Ability to sit for extended periods of time.
- Work normally requires finger dexterity and eye-hand coordination to operate computer keyboard at a moderate skill level.
- Ability to read computer screens and email, mail and talk on the phone.
- Ability to lift up to twenty-five (25) pounds.
- Professional and deadline-oriented environment in an office setting.
- Interacts frequently with senior management, customers, prospects, operations and technical staff. When needed and in conjunction with loan officers will meet with current and potential customers to obtain information needed for loan requests.
- Potential exposure to dangerous criminal activity.
Employee Benefits Include: Paid Sick/Vacation Time, Paid Holidays, Health & Dental Insurance, Short- & Long-Term Disability, 401(K) with a Match plus more.
Please apply at: https://www.kawvalleybank.com/about/careers We are an Equal Opportunity Employer. - 25 Days Ago
Senior credit analyst
- Career 1 Source
-
Topeka, KS
FULL_TIME
- Senior Commercial Credit Analyst Opportunity Career 1 Source is looking for an experienced commercial credit analyst or underwriter to join one of the best banks in Northeast Kansas! What’s in it for ...
- Just Posted
Reverse Mortgage Originator Development Program
- Mutual of Omaha Mortgage
-
Topeka, KS
FULL_TIME
- This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.Come join the winning team, with over 100 years of success and stability. We ...
- 7 Days Ago
Occupancy Field inspector
- Mortgage Bankers Field Services
-
Lyon, KS
CONTRACTOR
- COMPANY OVERVIEWMortgage Bankers Field Services is a property inspection company serving the real estate, mortgage and insurance industries. We provide our clients timely and accurate information rega...
- 11 Days Ago
Occupancy Field inspector
- Mortgage Bankers Field Services
-
Shawnee, KS
CONTRACTOR
- COMPANY OVERVIEWMortgage Bankers Field Services is a property inspection company serving the real estate, mortgage and insurance industries. We provide our clients timely and accurate information rega...
- 12 Days Ago
Occupancy Field inspector
- Mortgage Bankers Field Services
-
Shawnee, KS
CONTRACTOR
- COMPANY OVERVIEWMortgage Bankers Field Services is a property inspection company serving the real estate, mortgage and insurance industries. We provide our clients timely and accurate information rega...
- 12 Days Ago
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0 Mortgage Credit Analyst jobs found in Manhattan, KS area
Financial Representative
- Modern Woodmen of America
-
Manhattan, KS
- The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
- 5/9/2024 12:00:00 AM
CAD Drafter / Designer
- Aero Mod Inc
-
Manhattan, KS
- Aero-Mod is an established company that has been manufacturing waste water treatment systems at the same location in Man...
- 5/9/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
Junction City, KS
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 5/9/2024 12:00:00 AM
Help Desk Technician
- CDW
-
Manhattan, KS
- Desktop Support / Help Desk Analyst Manhattan, Kansas CDW has an excellent opportunity for a Desktop Support Technician ...
- 5/9/2024 12:00:00 AM
Help Desk Technician
- CDW
-
Manhattan, KS
- Seeking Help Desk Technicians with work with a reputable, high-education client. This is a 6 month contract, onsite oppo...
- 5/9/2024 12:00:00 AM
Staff Engineer
- Insight Global
-
Manhattan, KS
- Day-To-Day: Insight Global is recruiting an entry/associate level Staff Engineer for a prominent engineering consulting ...
- 5/9/2024 12:00:00 AM
Financial Services Professional
- Bankers Life
-
Manhattan, KS
- Bankers Life®, one of the most respected brands in the Financial Services industry, is seeking ambitious individuals to ...
- 5/7/2024 12:00:00 AM
Associate Financial Advisor
- Edward Jones
-
Manhattan, KS
- Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
- 3/28/2024 12:00:00 AM
About Manhattan, Kansas
Manhattan is a city in northeastern Kansas in the United States at the junction of the Kansas River and Big Blue River. It is the county seat of Riley County, although it extends into Pottawatomie County. As of the 2010 census, the city population was 52,281.
The city was founded by settlers from the New England Emigrant Aid Company as a Free-State town in the 1850s, during the Bleeding Kansas era. Nicknamed "The Little Apple" as a play on New York City's "Big Apple", Manhattan is best known as the home of Kansas State University and has a distinct college town atmosphere.
Fort Riley, a United...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$47,975 to $68,523
Manhattan, Kansas area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020