Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
MORTGAGE PROCESSOR
Northwoods Credit Union (NCU) of Cloquet is looking to hire a full-time Mortgage Processor. As a Mortgage Processor, you play a crucial role in ensuring mortgage files are organized and contain the proper documents to close on time. You are responsible for setting up mortgages in our internal computer system, paying loan fees, performing general loan maintenance, and disbursing escrow accounts. Are you a detail-oriented person who would enjoy a fast-paced office environment? If so, apply today!
BENEFITS
POSITION DUTIES AND RESPONSIBILITIES
ABOUT NORTHWOODS CREDIT UNION (NCU)
Our credit union started back in 1936 in a small trailer on paper mill property. There were 5 paper mill employees with a vision of offering fairly priced products and excellent service to their hard-working coworkers. Today, we continue to serve the employees of select employer groups as well as anyone who lives, works, goes to school, volunteers, or attends church in Carlton, Pine, or St. Louis Counties along with several more cities and towns. Over the years we've changed names and locations, but we still focus on providing exceptional member service and fairly priced products to our members. Our vision is to build life-long relationships, one member at a time. In order to hire and retain employees who share our servant mentality, progressive thinking, integrity, and empathy, we offer competitive compensation and a positive work culture.
JOB QUALIFICATIONS
WORK SCHEDULE
This full-time Mortgage Processor position typically works between 8:30 AM - 5:00 PM on Monday - Friday. Hours may vary when needed.
READY TO JOIN OUR CREDIT UNION TEAM?
We understand your time is valuable and that is why we have a very quick and easy application process. If you feel that you would be right for this credit union Mortgage Processor position, please fill out our initial 3-minute, mobile-friendly application. We look forward to meeting you!