Mortgage Credit Analyst jobs in Minnesota

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Processor
  • Northwoods Credit Union
  • Cloquet, MN FULL_TIME
  • MORTGAGE PROCESSOR

    Northwoods Credit Union (NCU) of Cloquet is looking to hire a full-time Mortgage Processor. As a Mortgage Processor, you play a crucial role in ensuring mortgage files are organized and contain the proper documents to close on time. You are responsible for setting up mortgages in our internal computer system, paying loan fees, performing general loan maintenance, and disbursing escrow accounts. Are you a detail-oriented person who would enjoy a fast-paced office environment? If so, apply today!

    BENEFITS

    • Competitive hourly wage
    • Incentives earned per closed loan file
    • 401(k) 6% match
    • Health & dental insurance
    • Life insurance
    • Generous paid time off

    POSITION DUTIES AND RESPONSIBILITIES

    • Process first and second mortgages.
    • Order and review various reports such as appraisals, flood certificates, and title work.
    • Complete loan closing packages.
    • Submit closed files and supporting documents to correspondent partners to ensure funding of secondary market loans is not delayed.
    • Complete post-closing items on mortgage files including filing of recorded mortgages and final title policies.
    • Responsible for escrow accounts including daily processing of insurance payments, bi-annual payments of property taxes, and yearly escrow analysis.
    • Monitor adjustable rate mortgages and notify the member of any rate adjustments.
    • Run monthly paid loan report, complete satisfactions, and scan paid off files.
    • Communicate, verbally and in writing, professionally and effectively throughout the organization and with members.
    • Maintain a high level of member service by answering department phone calls, assisting with scheduling new appointments for originators, and addressing existing member concerns.

    ABOUT NORTHWOODS CREDIT UNION (NCU)

    Our credit union started back in 1936 in a small trailer on paper mill property. There were 5 paper mill employees with a vision of offering fairly priced products and excellent service to their hard-working coworkers. Today, we continue to serve the employees of select employer groups as well as anyone who lives, works, goes to school, volunteers, or attends church in Carlton, Pine, or St. Louis Counties along with several more cities and towns. Over the years we've changed names and locations, but we still focus on providing exceptional member service and fairly priced products to our members. Our vision is to build life-long relationships, one member at a time. In order to hire and retain employees who share our servant mentality, progressive thinking, integrity, and empathy, we offer competitive compensation and a positive work culture.

    JOB QUALIFICATIONS

    • High school diploma or equivalent. Prior mortgage experience is desired but not required.
    • Proficiency with Word, Excel, Outlook, and other commonly used office software
    • Ability to become proficient with our Software Systems
    • Customer service skills
    • Ability to meet deadlines and attention to detail
    • Position requires the ability to work flexible hours and to travel between all of our facilities as needed.

    WORK SCHEDULE

    This full-time Mortgage Processor position typically works between 8:30 AM - 5:00 PM on Monday - Friday. Hours may vary when needed.

    READY TO JOIN OUR CREDIT UNION TEAM?

    We understand your time is valuable and that is why we have a very quick and easy application process. If you feel that you would be right for this credit union Mortgage Processor position, please fill out our initial 3-minute, mobile-friendly application. We look forward to meeting you!

  • 7 Days Ago

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Credit Analyst
  • Produce State Bank
  • Albert, MN FULL_TIME
  • Benefits: 401(k) Health insurance Paid time off Profit sharing POSITION TITLE: Credit Analyst REPORTS TO: Chief Credit Officer STATUS: Exempt LAST REVISED: February 2024 POSITION SUMMARY: The Credit A...
  • 4 Days Ago

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Credit Analyst
  • Citizens Alliance Bank
  • Clara, MN FULL_TIME
  • Position Summary: The Credit Analyst’s primary function will be to provide credit analysis assistance to the lenders. This position will monitor incoming financial statements for covenant requirements...
  • 10 Days Ago

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Credit Analyst
  • Devcare Solutions
  • Hopkins, MN FULL_TIME
  • Job Description :TECHNICAL SKILLSMust HaveCash Application ExperienceNice To HaveExcel; Vlookups; pivot tablesJOB SUMMARYImplement Operations ProcedureResponsible for accurate and timely processing of...
  • 11 Days Ago

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Credit Analyst
  • GULF COAST BANK & TRUST
  • Minnetonka, MN FULL_TIME
  • DescriptionSummaryThe credit analyst, in a larger exposure underwriting role, has a critically important function to review and process transactions within their authority and present transactions to ...
  • 15 Days Ago

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Credit Analyst
  • Bank Midwest
  • Fairmont, MN FULL_TIME
  • Bank Midwest is seeking a Credit Analyst to provide all aspects of credit risk analysis to lenders and committees for support in making lending decisions on new, renewal, and extensions of various typ...
  • 1 Month Ago

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Senior Data Architect
  • Clayton
  • About The Team This role will work within our Vanderbilt Mortgage & Finance business unit, consisting of the Origination...
  • 3/28/2024 12:00:00 AM

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Technical System Analyst
  • Technology Ventures
  • McLean, VA
  • Must Haves: 5-7 Years of professional experience. This is a technical Product Analyst position requiring least some work...
  • 3/28/2024 12:00:00 AM

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Financial Analyst
  • PHOENIX
  • Denver, CO
  • Essential Duties & Responsibilities: Perform mortgage servicing portfolio modeling and analysis Communicate directly wit...
  • 3/28/2024 12:00:00 AM

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Counterparty Credit Risk Analyst
  • Taurus Search
  • New York, NY
  • My client is a brokerage firm seeing a Credit Risk Analyst at the VP level. This position involves overseeing credit ris...
  • 3/28/2024 12:00:00 AM

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Finance Operations Analyst
  • Cantor Fitzgerald
  • Jacksonville, FL
  • Job Title: Operations Analyst Location: Jacksonville, Florida, in office 3 days a week Firm Overview: Cantor Fitzgerald ...
  • 3/28/2024 12:00:00 AM

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Commercial Insurance Analyst II - Commercial Real Estate Finance
  • Northmarq
  • Minneapolis, MN
  • Commercial Insurance Analyst II - Commercial Real Estate Finance Northmarq - Minneapolis, MN (Bloomington, MN) At Northm...
  • 3/28/2024 12:00:00 AM

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IT Controls Analyst (onsite; contract-to-hire)
  • Peyton Resource Group
  • Arlington, TX
  • 3 Month Contract-to-Hire Salary Conversion $60-80K, DOE Arlington, TX (onsite to begin) SUMMARY: The IT Controls Analyst...
  • 3/28/2024 12:00:00 AM

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Loan Processing Support Analyst
  • Insight Global
  • Dallas, TX
  • Client is looking for a Loan Processing Support Analyst in Dallas, TX. On site M-F Must-haves 3+ years experience in mor...
  • 3/28/2024 12:00:00 AM

Minnesota (/ˌmɪnɪˈsoʊtə/ (listen)) is a state in the Upper Midwest and northern regions of the United States. Minnesota was admitted as the 32nd U.S. state on May 11, 1858, created from the eastern half of the Minnesota Territory. The state has a large number of lakes, and is known by the slogan the "Land of 10,000 Lakes". Its official motto is L'Étoile du Nord (French: Star of the North). Minnesota is the 12th largest in area and the 22nd most populous of the U.S. states; nearly 60% of its residents live in the Minneapolis–Saint Paul metropolitan area (known as the "Twin Cities"). This area i...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$53,459 to $76,357

Mortgage Credit Analyst in Lancaster, PA
Provide analytical support to residential mortgage loan trading and management team.
January 17, 2020
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019