Mortgage Credit Analyst jobs in Kent, WA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

G
Mortgage Loan Originator
  • Global Credit Union
  • Tacoma, WA FULL_TIME
  • Overview

    Reports To: Varies by location

     

    Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.

     

    Duties and Responsibilities:

  • Market mortgage loan programs to the real estate sales industry and to personal contacts.
  • Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
  • Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
  • Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
  • Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
  • If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
  • Conduct sales presentations for Realtors as necessary to enhance business relations.
  • Perform other duties as assigned.
  • Qualifications

    Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.

     

    Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.

     

    Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.

     

    Tenure: Not Applicable

    Compensation

    Mortgage Loan Originator (Category 19)

     

    Salary Pay Range: $22,000 - $33,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission. 

     

    In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.

    Benefits

    • Short-term and long-term incentives
    • Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
    • 401(k) plan with a 5% match
    • Employee Assistance Program (EAP)
    • Life and disability coverage
    • Voluntary cash benefits for accident, hospitalization and critical illness
    • Tuition Reimbursement
    • Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
    • Click here to view Global’s comprehensive Benefits Programs.

    Equal Opportunity Employer

  • 1 Day Ago

P
Credit Analyst - Credit Risk & Collections
  • Petrocard
  • Kent, WA FULL_TIME
  • SUMMARY Our innovative and growing fuel company is looking for a Credit Analyst. While this is our ideal list of attributes and experience, we will consider candidates that do not necessarily have all...
  • 4 Days Ago

S
Work Force Management Analyst
  • Sound Credit Union
  • Tacoma, WA OTHER
  • Job Details Level: Experienced Job Location: Corporate Office Extension - Tacoma, WA Position Type: Full Time Education Level: High School Diploma or equivalent. Salary Range: $25.00 - $37.50 Hourly T...
  • 10 Days Ago

T
Technical Product Analyst
  • TAPCO Credit Union
  • Tacoma, WA FULL_TIME
  • DescriptionPosition SummaryTechnical Product Analyst are at the heart of product planning and development, helping teams create products by delivering data-driven insights about customers and markets,...
  • 1 Month Ago

S
Enterprise Project Management Business Analyst
  • Sound Credit Union
  • Tacoma, WA OTHER
  • Job Details Level: Experienced Job Location: Corporate Office - Tacoma, WA Position Type: Full Time Education Level: High School Diploma or equivalent. Salary Range: $76,000.00 - $114,000.00 Salary Tr...
  • 15 Days Ago

G
Mortgage Loan Originator
  • GO Mortgage
  • Federal Way, WA FULL_TIME
  • Mortgage Loan Originators As a Loan Originator at GO, you’ll have everything you need to succeed and unlimited opportunities. Why Join GO- We live by our Values- Courageous, Collaborative, Considerate...
  • 4 Days Ago

Filters

Clear All

  • Filter Jobs by companies
  • More

0 Mortgage Credit Analyst jobs found in Kent, WA area

T
Workday Consultant
  • Tata Consultancy Service Limited
  • Renton, WA
  • UseWorkday expertise and technical proficiency to gather requirements, design, develop,test and implement Workday Core H...
  • 3/29/2024 12:00:00 AM

T
Work Day Consultant
  • Tata Consultancy Service Limited
  • Renton, WA
  • Technical/Functional SkillsWorkday Integration •Integration Consultant/Lead role on at least 2 end-to-end deployments fo...
  • 3/29/2024 12:00:00 AM

A
Sr. Risk Control Manager- Auburn, WA
  • Albertsons
  • Pacific, WA
  • Job Description Distribution Center Sr. Risk Manager Auburn, WA About the company Albertsons Companies is at the forefro...
  • 3/29/2024 12:00:00 AM

C
Regulatory Affairs Specialist III
  • Careerbuilder
  • Seattle, WA
  • BIO RAD LABORATORIES - 390 Regulatory Affairs Specialist III Seattle , Washington Apply Now As a Regulatory Affairs Spec...
  • 3/29/2024 12:00:00 AM

I
Financial Planning Consultant
  • Insight Global
  • Tukwila, WA
  • We are looking for a Planning Consultant to join one of our top Financial Services clients. This person will help create...
  • 3/28/2024 12:00:00 AM

M
FINANCIAL CONSULTANT
  • Manning & Napier
  • Summary As a Financial Consultant, you will collaborate with our current clients while simultaneously developing new rel...
  • 3/28/2024 12:00:00 AM

K
Regional Finance Manager
  • Kustom US Inc
  • Auburn, WA
  • Job Description Job Description Kustom US is looking for a Regional Finance Manager. The role is responsible for oversee...
  • 3/28/2024 12:00:00 AM

M
Financial Representative
  • Modern Woodmen of America
  • Tukwila, WA
  • The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
  • 3/25/2024 12:00:00 AM

Kent is a city located in King County, Washington, United States. It is the sixth largest city in the state. Kent is in the heart of the Seattle–Tacoma metropolitan area, located 19 miles south of Seattle and 19 miles northeast of Tacoma. Incorporated in 1890, it is the second oldest incorporated city in King County, after Seattle. Kent's population as of April 2010 was 92,411 according to the 2010 census. The total grew to an estimated 128,458 as of July 1, 2017, owing primarily to annexation. Kent is divided into three major regions: East Hill, the Valley, and West Hill. Downtown Kent is loc...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$55,988 to $79,969
Kent, Washington area prices
were up 2.8% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020