Mortgage Credit Analyst jobs in Goose Creek, SC

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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External Mortgage Loan Originator
  • AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY
  • Charleston, SC OTHER
  • Job Details

    Level:    Experienced
    Job Location:    Undisclosed
    Position Type:    Full Time
    Education Level:    High School
    Salary Range:    Undisclosed
    Travel Percentage:    Road Warrior
    Job Category:    Sales

    Description

    AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following:

    • Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgage’s places of business. Work done at AnnieMac Home Mortgage’s offices is related and supplemental to outside sales.
    • Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
    • Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
    • Take information from the borrower and fill out the loan application.
    • Develop relationships with referral partners such as realtors to generate new customers.
    • Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
    • Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
    • Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
    • Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
    • Counsel and advise the borrower in understanding and clearing credit problems.
    • Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
    • Order legal documents.
    • Review HUDS prior to closing.

    Qualifications


    • Must have appropriate state license or certificate (varies by state).
    • Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
    • Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.
    • Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
    • Must have excellent communication skills and the ability to analyze financial information.
    • Must be a sales-oriented self-starter.

    Work Environment/Physical Demands: Travel is required 80% of the time.

    ***AnnieMac Home Mortgage is an Equal Opportunity Employer***

  • 15 Days Ago

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Reverse Mortgage Inside Sales Loan Officer
  • Mutual of Omaha Mortgage
  • Charleston, SC FULL_TIME
  • Join a winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years!Inspired by hometown values and a commitment to being responsible and caring for each ...
  • 24 Days Ago

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Credit Advisor
  • Pinnacle Bank
  • Charleston, SC FULL_TIME
  • At Pinnacle, our goal is to create an atmosphere where associates are fully engaged, enjoy what they're doing and are successful. We work to ensure that every associate embraces what makes Pinnacle di...
  • 21 Days Ago

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Credit Manager
  • Rent-A-Center
  • Charleston, SC FULL_TIME
  • Rent A Center Ready to do your best work? Interested in a minimum starting hourly rate of $18? Why should I apply in just a few clicks? Paid Time Off and Sundays Off -- We are Closed! Full-Time Employ...
  • 10 Days Ago

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Mortgage Advisor
  • Pinnacle Bank
  • Charleston, SC FULL_TIME
  • At Pinnacle, our goal is to create an atmosphere where people become fully engaged, enjoy what they're doing and be successful. We work to ensure that every associate embraces what makes Pinnacle diff...
  • 21 Days Ago

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Mortgage Banker
  • Renasant Bank
  • Mount Pleasant, SC OTHER
  • Overview The Mortgage Banker will be responsible for establishing and maintaining relationships with Renasant Bank Branch Managers, Realtors, and Builders throughout a designated service area for the ...
  • 1 Month Ago

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0 Mortgage Credit Analyst jobs found in Goose Creek, SC area

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Financial Services Representative
  • PFS - Frisco, TX
  • Summerville, SC
  • About the job NO PREVIOUS EXPERIENCE NECESSARY. WE WILL TRAIN THE RIGHT PERSON. This position can be fully remote. Great...
  • 3/28/2024 12:00:00 AM

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Advisor | Wealth Management
  • FORVIS
  • Summerville, SC
  • Description & Requirements FORVIS is seeking to add a Wealth Management professional to serve as an Associate Advisor wh...
  • 3/28/2024 12:00:00 AM

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Financial Representative
  • Modern Woodmen of America
  • Goose Creek, SC
  • The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
  • 3/27/2024 12:00:00 AM

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Financial Representative
  • Modern Woodmen of America
  • Summerville, SC
  • The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
  • 3/27/2024 12:00:00 AM

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Financial Advisor
  • Commonwealth Financial Group
  • Summerville, SC
  • -This Financial Advisor position is based in our Summerville office- 20 years strong and still growing, there has never ...
  • 3/26/2024 12:00:00 AM

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CashierSales Advisor
  • Office Depot, Inc.
  • Charleston, SC
  • **CashierSales Advisor** Stores 1812 Sam Rittenberg Blvd, Charleston , SC Feb 23, 2022 52787 **Overview** At Office Depo...
  • 3/26/2024 12:00:00 AM

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Codes Enforcement Officer
  • County of Berkeley South Carolina
  • Moncks Corner, SC
  • This position typically provides enforcement of codes related to high grass and weeds, trash and debris and abandoned ve...
  • 3/24/2024 12:00:00 AM

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Financial Representative
  • Northwestern Mutual
  • Summerville, SC
  • Financial Representatives at Northwestern Mutual help their clients live more and worry less through our personalized ap...
  • 3/24/2024 12:00:00 AM

Goose Creek is a city in Berkeley County in the U.S. state of South Carolina. The population was 35,938 at the 2010 census. Most of the Naval Weapons Station Charleston is in Goose Creek. As defined by the U.S. Office of Management and Budget, and used only by the U.S. Census Bureau and other Federal agencies for statistical purposes, Goose Creek is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area. Goose Creek is located in southern Berkeley County at 33°0′N 80°2′W / 33.000°N 80.033°W / 33.000; -80.033 (32.9955,...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,465 to $70,653
Goose Creek, South Carolina area prices
were up 1.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
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