Mortgage Credit Analyst jobs in Fairfield, CA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Market Analytics Analyst II
  • Redwood Credit Union
  • Napa, CA FULL_TIME
  • Redwood Credit Union is a not-for-profit financial institution that believes in people over profits. Our mission is to passionately serve the best interests of our Members, team members, and communities. Sticking to that vision has made us one of the most loved financial partners in the many communities we serve. In fact, RCU is the 8th largest credit union in California—and growing. Due to this growth, we recently completed construction on our new, 8-acre campus in Napa and are ready to welcome more than 500 valued team members!


    Since 1950, Redwood Credit Union has been helping people reach their financial goals and dreams with a focus on helping others. That people-first approach holds true for our employees, too. Our work environment is built on service and trust. It's all possible with a leadership team committed to hiring talented people and helping them develop their careers.


    If this sounds like a place you’d like to be, we’re eager to meet you!


    Redwood Credit Union is looking for a Market Analytics Analyst II that wants something more. Are you passionate about designing, creating, leading and maintaining the strategic vision of business analytics and intelligence? Wanting to work at a place that refers to “Service” as a daily motto and mission? Look no further!


    The Job (the big stuff):

    - Converting data into useful insights used to drive decision-making.

    - Developing segmentation strategies to contribute to the expansion of relationships.

    - Providing information from the data warehouse and/or MCIF and/or works with other departments/vendors to retrieve, review, analyze and communicate key data, results, trends and providing market share data and analysis.

    - Collecting and analyzing data on Member demographics, preferences, needs, and buying habits to identify potential markets and factors affecting product.

    - Working with Marketing and Communications/PR Department staff to assist with pre and post data and results analysis for marketing campaigns to determine effectiveness & Return on Investment (ROI), including developing ROI templates. Reviews regional and national economic data, prior promotional results and suggests strategies for enhanced target marketing and results.

    - Acting as key resource to support market research efforts. This may include running reports and analyzing data to make recommendations. Resources include Callahan, S&P, CUNA or other sources that include economic or competitor data, Member surveys, focus groups or other quantitative and qualitative research needed by the organization.

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    What's Needed From You
    • Advanced knowledge of a data warehouse, MCIF, Customer Relationship Management (CRM) or similar database.
    • Experience working with large datasets. Ability to query, aggregate, and manipulate data.
    • Reporting experience through BI applications. Power BI and/or Board preferred.
    • Analytical aptitude to explain why through data. Able to analyze, describe, and explore Member behavior.
    • Predictive modeling experience a plus.
    • Knowledge of statistical packages and/or data mining applications. Experience with R a plus.
    • Knowledge of survey methods, tools, resources and
    • Translate business requirements into technical solutions.
    • Proficient in computer skills including Word, Excel, PowerPoint, mapping software and MCIF systems or similar database
    • Excellent organizational skills and ability to prioritize and successfully manage multiple tasks and deadlines
    • Ability to analyze situations and make
    • Ability to effectively research, analyze and report Also has ability to make recommendations based on data findings.
    • Strong communication skills, including verbal, written and presentation
    • Ability to establish and maintain effective working relationships with a diverse group of people.


    \n

    Education/Experience:

    - Qualified candidates will have a combination of education and experience equivalent to:

    Bachelor’s Degree in Economics, Business Administration, Data Analysis, Math, Statistics or related field.

    - 3-5 years of related experience.

    - Knowledge of SQL and either R or Python

    - Strong excel skillset

    - PowerBI a plus

     

    Compensation: Base starting range: $35.00 to $46.00 hourly, commensurate with experience. 

    Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity.


    Redwood Credit Union offers a robust benefits package to our eligible employees including:

    ·         Competitive medical, dental, and vision insurance, mental health offerings

    ·         Employee performance incentive plan

    ·         Salary Advancement– Merit increase based on performance

    ·         401(k) program with employer match

    ·         Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off!

      RCU Discounts and Perks-

    RCU employees are eligible for a .75% discount off RCU standard collateral auto loans

    - RCU employees are eligible for a 1% discount on all recreational or boat loan products

    - 2% discount off Visas and LOC Loans through RCU

    - 0% interest on garment, fitness, or home office equipment loan of up to $500

    - 100% financing for employee purchased homes!

     

    Why work for Redwood Credit Union?

    ·         Local financial institution, providing unparalleled service since 1950

    · Recognized by Newsweek as one of "America's Best Credit Unions 2024"

    ·         Top 5 Healthiest Credit Union in the USA, rated by Glatt Consulting

    ·         Voted Best Places to Work in the North Bay 18 years in a row

    ·         World-class employee engagement scores

    ·         Rated Superior in Service by more than 90% of Members, surveyed by SF Gate

    ·         Recognized by Forbes as one of “America’s Best Small Employers 2023"

     

    Internal Team Members

    If you are a current Team Member, please apply through the internal careers page located in RCUNET.

     

                                          

                                            We are an Equal Opportunity Employer


  • 7 Days Ago

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Mortgage Loan Originator
  • USA Mortgage
  • Vallejo, CA FULL_TIME
  • DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
  • 3 Days Ago

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Loan Officer - Outside
  • PANORAMA MORTGAGE GROUP
  • VACAVILLE, CA OTHER
  • Job Details Job Location: 200118 - VACAVILLE, CA Salary Range: Undisclosed Job Category: Sales DescriptionJob Summary: The Outside Loan Officers primary role is to source, qualify and originate mortga...
  • 1 Month Ago

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Credit and Collections Specialist
  • Royalty Staffing
  • Fairfield, CA FULL_TIME
  • Hybrid after a six month period: two days from home, three days in office!The Credit and Collection Specialists is responsible for managing and controlling the collections activities of the company.Th...
  • Just Posted

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Mortgage Loan Officer
  • Citizens Financial
  • Vacaville, CA FULL_TIME
  • Experienced Mortgage Loan Officer specializing in REVERSE MORTGAGES wanted! Join our team at Citizens Financial, where we empower you with support, and direct access to credit agency data for leads. S...
  • Just Posted

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Mortgage loan originator
  • U.S. Bank
  • Concord, CA FULL_TIME
  • At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succee...
  • Just Posted

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0 Mortgage Credit Analyst jobs found in Fairfield, CA area

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Early Careers | Sales | San Francisco
  • Goldman Sachs
  • San Francisco, CA
  • Please note division and function examples are representative of opportunities common for this skill-set. The list is no...
  • 4/24/2024 12:00:00 AM

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Assistant Treasurer
  • CivicMinds, Inc
  • Fairfield, CA
  • Roles and responsibilities: 1. Manage the liquidity condition of the Bank to provide adequate liquidity, including perio...
  • 4/24/2024 12:00:00 AM

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Internal Revenue Agent (Senior Employee Plans Agent-Examiner) 12-MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Fairfield, CA
  • Duties WHAT IS THE TAX EXEMPT/GOVERNMENT ENTITIES (TEGE) DIVISION? A description of the business units can be found at: ...
  • 4/24/2024 12:00:00 AM

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Supervisory Internal Revenue Agent (12 month roster) AMENDED
  • Department Of The Treasury
  • Fairfield, CA
  • Duties WHAT IS THE LBI - LARGE BUSINESS AND INTERNATIONAL DIVISION? A description of the business units can be found at:...
  • 4/24/2024 12:00:00 AM

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Internal Revenue Agent (Excise Tax Specialist - Examiner) 12 MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Fairfield, CA
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 4/22/2024 12:00:00 AM

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Internal Revenue Agent (Examination Analyst - Examiner) 12 MONTH ROSTER - AMENDED
  • Department Of The Treasury
  • Fairfield, CA
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 4/22/2024 12:00:00 AM

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Internal Revenue Agent Senior Revenue Agent (Examiner) (12 MONTH ROSTER)
  • Department Of The Treasury
  • Fairfield, CA
  • Duties WHAT IS THE LARGE BUSINESS AND INTERNATIONAL ACTIVITIESDIVISION? A description of the business units can be found...
  • 4/22/2024 12:00:00 AM

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Supervisory Internal Revenue Agent - MSP, 12 Month Roster, Temp Prom NTE 1 Year, MBE, MBMP
  • Department Of The Treasury
  • Fairfield, CA
  • Duties WHAT IS THE SMALL BUSINESS/SELF-EMPLOYED (SB/SE) DIVISION? A description of the business units can be found at: h...
  • 4/22/2024 12:00:00 AM

Fairfield is a city in, and the county seat of, Solano County, California, in the North Bay sub-region of the San Francisco Bay Area. It is generally considered the midpoint between the cities of San Francisco and Sacramento, approximately 40 miles (64 km) from the city center of both cities, approximately 40 miles (64 km) from the city center of Oakland, less than 19 miles (31 km) from Napa Valley, 16 miles (26 km) from the Carquinez Bridge, and 14 miles (23 km) from the Benicia Bridge. Fairfield was founded in 1856 by clippership captain Robert H. Waterman, and named after his former hometow...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$58,669 to $83,808
Fairfield, California area prices
were up 2.5% from a year ago

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Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
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Become an expert on our internal credit and cash flow models.
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