Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
National Capital Bank (NCB) is currently seeking a Full-Time Senior Credit Analyst for our Headquarters location on Capitol Hill. There is a strong opportunity for growth in this position and at the National Capital Bank! This is a hybrid in-office and remote work position. Our Senior Credit Analyst is a critical position on NCB’s Credit Team working to ensure sound loan quality and support our “customers come first” philosophy. This position looks for opportunities to exceed our customers’ expectations and deliver exceptional service with a focus on financial analysis and underwriting.
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If you are a personable and reliable professional who possesses the above experience and qualifications, please apply to join our team! National Capital Bank is a growing Community Bank with exciting plans, a great, inclusive team atmosphere, and wonderful benefits! Our tradition of recognizing and rewarding our employees, supporting our neighborhoods, and contributing to the community has made us an employer of choice. We invite you to become part of our growing and dynamic team.
The National Capital Bank is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.