Mortgage Credit Analyst jobs in Auburn, WA
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
- Global Credit Union
-
Tacoma, WA
FULL_TIME
-
Overview
Reports To: Varies by location
Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.
Duties and Responsibilities:
- Market mortgage loan programs to the real estate sales industry and to personal contacts.
- Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
- Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
- Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
- Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
- If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
- Conduct sales presentations for Realtors as necessary to enhance business relations.
- Perform other duties as assigned.
- Short-term and long-term incentives
- Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
- 401(k) plan with a 5% match
- Employee Assistance Program (EAP)
- Life and disability coverage
- Voluntary cash benefits for accident, hospitalization and critical illness
- Tuition Reimbursement
- Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
- Click here to view Global’s comprehensive Benefits Programs.
- 22 Days Ago
Qualifications
Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.
Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.
Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.
Tenure: Not Applicable
Compensation
Mortgage Loan Originator (Category 19)
Salary Pay Range: $22,000 - $33,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
Equal Opportunity Employer
- Petrocard
-
Kent, WA
FULL_TIME
- SUMMARY Our innovative and growing fuel company is looking for a Credit Analyst. While this is our ideal list of attributes and experience, we will consider candidates that do not necessarily have all...
- 25 Days Ago
- Sound Credit Union
-
Tacoma, WA
OTHER
- Job Details Level: Experienced Job Location: Corporate Office Extension - Tacoma, WA Position Type: Full Time Education Level: High School Diploma or equivalent. Salary Range: $25.00 - $37.50 Hourly T...
- 1 Month Ago
- Sound Credit Union
-
Tacoma, WA
OTHER
- Job Details Level: Experienced Job Location: Corporate Office - Tacoma, WA Position Type: Full Time Education Level: High School Diploma or equivalent. Salary Range: $76,000.00 - $114,000.00 Salary Tr...
- 1 Month Ago
- GO Mortgage
-
Federal Way, WA
FULL_TIME
- Mortgage Loan Originators As a Loan Originator at GO, you’ll have everything you need to succeed and unlimited opportunities. Why Join GO- We live by our Values- Courageous, Collaborative, Considerate...
- 25 Days Ago
- First Continental Mortgage, Ltd
-
Puyallup, WA
FULL_TIME
- First Continental Mortgage (FCM) is currently seeking an experienced, highly motivated Mortgage Loan Originator to assist home buyers in financing their new home with our affiliated home builder partn...
- 1 Day Ago
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- Auburn, WA
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0 Mortgage Credit Analyst jobs found in Auburn, WA area
- SitusAMC
-
Olympia, WA
- SitusAMC is where the best and most passionate people come to transform our client's businesses and their own careers. W...
- 4/19/2024 12:00:00 AM
- Lennar Homes
-
Federal Way, WA
- Overview Welcome Home! Build your career with Lennar: As one of the nation’s largest builders, Lennar has built over one...
- 4/19/2024 12:00:00 AM
- Under Armour
-
Auburn, WA
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/19/2024 12:00:00 AM
- LHH
-
Federal Way, WA
- Email your word document resume to Courtney.Fenner@LHH.com and reference the subject as Director of Finance Title: Direc...
- 4/18/2024 12:00:00 AM
- Lennar Homes
-
Federal Way, WA
- Overview Welcome Home! Build your career with Lennar: As one of the nation’s largest builders, Lennar has built over one...
- 4/16/2024 12:00:00 AM
- Lennar Homes
-
Federal Way, WA
- Overview Welcome Home! Build your career with Lennar: As one of the nation’s largest builders, Lennar has built over one...
- 4/15/2024 12:00:00 AM
- Edward Jones
-
Auburn, WA
- Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
- 3/22/2024 12:00:00 AM
- Edward Jones
-
Federal Way, WA
- Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
- 2/21/2024 12:00:00 AM
About Auburn, Washington
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