Mortgage Credit Analyst jobs in Apple Valley, CA
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
- Global Credit Union
-
Victorville, CA
FULL_TIME
-
Overview
Reports To: Varies by location
Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.
Duties and Responsibilities:
- Market mortgage loan programs to the real estate sales industry and to personal contacts.
- Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
- Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
- Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
- Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
- If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
- Conduct sales presentations for Realtors as necessary to enhance business relations.
- Perform other duties as assigned.
- Short-term and long-term incentives
- Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
- 401(k) plan with a 5% match
- Employee Assistance Program (EAP)
- Life and disability coverage
- Voluntary cash benefits for accident, hospitalization and critical illness
- Tuition Reimbursement
- Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
- Click here to view Global’s comprehensive Benefits Programs.
- 1 Month Ago
Qualifications
Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.
Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.
Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.
Tenure: Not Applicable
Compensation
Mortgage Loan Originator (Category 19)
Salary Pay Range: $22,000 - $33,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
Equal Opportunity Employer
- Casaluna Credit
-
Palm Desert, CA
PART_TIME
- We are growing and looking to add an amazing consultant to join our team! Our clients are the heart of our business and we are looking for someone that can nurture them and communicate with them effec...
- 24 Days Ago
- Paramount Residential Mortgage Group
-
Palm Springs, CA
FULL_TIME
- Paramount Residential Mortgage Group, INC Mortgage Loan Originator Overview: With over 240 locations and well over 2,700 employees, PRMG is one of the largest independently owned Mortgage Banks in the...
- 25 Days Ago
- FBC Mortgage LLC
-
Victorville, CA
FULL_TIME
- FBC is hiring seasoned Mortgage Loan Originators in our Victorville, CA branch! Job Requirements:Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network ...
- 1 Month Ago
- Mission San Jose Mortgage
-
Rialto, CA
FULL_TIME,PART_TIME
- Responsibilities: Loan Officers who can advise borrowers on their financial status and payment methods. Create a good relationship with their clients, to be able to guide them through the process of t...
- 1 Day Ago
- Paramount Residential Mortgage Group
-
Highland, CA
FULL_TIME
- Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and hav...
- 1 Month Ago
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0 Mortgage Credit Analyst jobs found in Apple Valley, CA area
About Apple Valley, California
were up 3.0% from a year ago