Mortgage Closer jobs in Louisiana

Mortgage Closer reviews all submitted material and prepares closing documents for mortgage loans. Maintains loan files and verifies information is correct, accurate, and complete. Being a Mortgage Closer gathers missing information as needed and acquires necessary signatures. Performs final closing calculations and coordinates the closing of loans and disbursement of loan funds. Additionally, Mortgage Closer ensures all documents are sent to appropriate departments and are in compliance with all regulations. Requires a high school diploma. Typically reports to a supervisor. The Mortgage Closer works independently within established procedures associated with the specific job function. Has gained proficiency in multiple competencies relevant to the job. To be a Mortgage Closer typically requires 3-5 years of related experience. (Copyright 2024 Salary.com)

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Loan Closer-Mortgage
  • First Federal Bank of Louisiana
  • Charles, LA FULL_TIME
  • First Federal Bank of Louisiana is currently seeking a Loan Closer – Mortgage in the Loan Processing and Closing Department.  The position is located at the Main Office in Lake Charles, Louisiana. 


    About Us

    First Federal Bank of Louisiana is a full-service, locally owned, community bank that has helped build the communities we serve for 70 years. With 17 branches serving 11 communities in Louisiana, we are proud to offer our customers a wide variety of products and services to meet all of their financial needs. We offer Personal and Business Checking Accounts, Savings and CDs, multiple Retirement options, Home Equity Lines of Credit, as well as Mortgages and Consumer Loans. Our established Investment and Insurance divisions also offer a full line of products. Over the years, First Federal Bank has established a reputation for fast, professional service. We believe our customers expect and deserve nothing less.


    Position Summary

    Gathers required documentation from point of approval to closing by communicating and working with realtors, sellers, abstractors, attorneys, surveyors, and lenders. Prepares legal documents for closings and disclosures as needed.


    Essential Duties & Responsibilities include, but are not limited to, the following: 

    • Processes all originated real estate loans including, interim, mobile-home, mobile-home and land, lot loans, bridge, home equity and HELOC loans
    • Orders, receives and reviews all title work - title opinions, title commitments, and mortgage and conveyance certificates/searches; orders title pre-search
    • Requests payoffs for loans; requests tax amounts from tax assessor, as appropriate
    • Prepares appropriate closing documents for the appropriate loan type; indexes documents 
    • Requests invoices from attorneys, realtors commissions, payoffs, property tax information, and seller information in order to prepare closing disclosure
    • Ensures all invoices are shown on closing disclosure and credits are accounted for payoffs
    • Answers inquiries concerning loan closing information
    • Requests flood and homeowner’s insurance with minimum amount required, maximum deductible allowed and mortgage clause; requests it be bound once closing date is determined; determines if insurance company rating is acceptable
    • Prepares and/or obtains legal curative documents, as needed
    • Processes interim draws to include calculation of completion and deposit of funds
    • Prepares and reviews legal and closing documents for loan closing; coordinates preparation of closing disclosure with attorney; coordinates closing appointment with lender and attorney
    • Orders appropriate surveys for interim construction closings; assigns loans to processors 
    • Renews and extends interim construction loans 
    • Ensures closing disclosures and GL accounts balance before closing disclosure is initially issued for both the buyers and sellers; issues initial and final closing disclosures 
    • Calculates and includes prorated taxes, as appropriate
    • Prepares authority to cancel and affidavits of distinction
    • Processes adverse action documents for loans approved not accepted and secondary review, including paying bills and requesting funds due from client
    • Sends home equity and HELOC mortgages to abstractor to record and close out the mortgage/conveyance certificate, as needed
    • Prepares reports for expiring interim rate locks and intermission with no rates locked
    • Runs, reviews, and corrects issues in the compliance report for all loans prior to closing
    • Compliance training is assigned to all Bank personnel based on their position with the Bank. Employees are required to complete all assigned training timely and in accordance with Bank policy.
    • Contributes to team effort by accomplishing related duties, as assigned


    Minimum Qualifications 

    • High school diploma or GED, 
    • One (1) year of real estate loan processing experience and/or training
    • Experience working with legal documents, specifically titles, mortgages, and powers of attorneys is required.

    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are a basic summary of the knowledge, skill, and/or ability required. The full job description is attached as a pdf to this job posting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.  


    Other Duties & Responsibilities

    This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job.  Duties, responsibilities and activities may change at any time with or without notice. 


    Equal Opportunity Employer

    The employment policy of First Federal Bank and its subsidiaries is to provide an equal employment opportunity for all employees and job applicants without regard to race, color, religion, sex, national origin, age, individuals with disabilities, protected veteran status, sexual orientation, gender identity, genetic information, or any other legally protected characteristics or activities in accordance with applicable laws.

     

  • 3 Days Ago

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Mortgage Loan Processor/Closer
  • Jefferson Financial Federal Credit Union
  • Metairie, LA FULL_TIME
  • **This is not a remote position.** Only applicants who reside within a 100 mile radius of the New Orleans area will be considered. The Mortgage Loan Processor/Closer has the primary responsibility of ...
  • 4 Days Ago

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Mortgage Marketing Assistant
  • Canopy Mortgage
  • Gonzales, LA FULL_TIME
  • We are in need of a motivated Marketing Assistant to join our fast-paced, high-volume team. Your primary responsibility will be to assist and promote the loan officer by managing successful marketing ...
  • 1 Month Ago

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Mortgage Loan Originator
  • Motto Mortgage Matters
  • Gonzales, LA FULL_TIME
  • We are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new h...
  • 16 Days Ago

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Mortgage Loan Originator Assistant
  • The Mortgage Firm, Inc.
  • Baton Rouge, LA FULL_TIME
  • We're searching for a detail-oriented mortgage loan officer assistant. This position will play a vital part in communicating with referral partners, current and past clients, real estate agents, lende...
  • 2 Months Ago

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External Mortgage Loan Originator
  • AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY
  • Orleans, LA OTHER
  • Job Details Level: Experienced Job Location: 4669 New Orleans - New Orleans, LA Position Type: Full Time Education Level: High School Salary Range: Undisclosed Travel Percentage: Road Warrior Job Cate...
  • 1 Month Ago

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Table Funding Mortgage Closer
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is seeking a highly skilled and experienced Table Funding Mortgage Closer. The ideal candidate...
  • 3/28/2024 12:00:00 AM

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Mortgage Closer
  • Michigan Mutual
  • Southfield, MI
  • About the Company MiMutual Mortgage (noun) [my-mutual mortgage]: a national mortgage lender operating by the philosophy ...
  • 3/28/2024 12:00:00 AM

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Mortgage Operations
  • Tata Consultancy Services
  • Cincinnati, OH
  • Mortgage back-office operations is a department which deals with various sub-processes within the Mortgage Originations ...
  • 3/28/2024 12:00:00 AM

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Mortgage Loan Processor
  • The Parker Law Office PLLC
  • Rocky Mount, NC
  • This candidate will be responsible for processing real estate loan closing paperwork for pre and post-close in a Real Es...
  • 3/28/2024 12:00:00 AM

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Customer Support Specialist (40)
  • Uhlig LLC
  • Overland Park, KS
  • **Customer Support Specialist (40)** * 8455 Lenexa Dr, Overland Park, KS 66214, USA * Full-time * Department: HOA Operat...
  • 3/28/2024 12:00:00 AM

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Mortgage Closer
  • Mortgage Resource Plus
  • Southfield, MI
  • Job Description Job Description Mortgage Resource Plus (MRP) is a full-service mortgage broker with an experienced staff...
  • 3/27/2024 12:00:00 AM

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Mortgage Closer
  • Zillion Technologies
  • Pensacola, FL
  • Job Description Job Description Zillion Technologies is seeking Mortgage Closers to join the Real Estate Lending departm...
  • 3/24/2024 12:00:00 AM

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Mortgage Closer
  • Zillion Technologies
  • Winchester, VA
  • Job Description Job Description Zillion Technologies is seeking Mortgage Closers to join the Real Estate Lending departm...
  • 3/24/2024 12:00:00 AM

Louisiana is bordered to the west by Texas; to the north by Arkansas; to the east by Mississippi; and to the south by the Gulf of Mexico. The state may properly be divided into two parts, the uplands of the north, and the alluvial along the coast. The alluvial region includes low swamp lands, coastal marshlands and beaches, and barrier islands that cover about 20,000 square miles (52,000 km2). This area lies principally along the Gulf of Mexico and the Mississippi River, which traverses the state from north to south for a distance of about 600 mi (970 km)) and empties into the Gulf of Mexico; ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Closer jobs
$50,334 to $65,996

Mortgage Closer in San Diego, CA
The Mortgage Loan Closer is responsible for viewing loan approval conditions, insurance policies, title commitments, surveys, sales contracts, and all other related documentation to ensure that the loan will be closed in accordance with all legal requirements and investor guidelines.
January 21, 2020
Mortgage Closer in Durham, NC
They also work with processing agents to obtain private mortgage insurance, or PMI, which the loan applicant pays to protect the loan in case of default.
February 01, 2020
Mortgage Closer in Fargo, ND
Ordered title, verifications of deposit, employment, rent and mortgage, and payoffs and other general administrative tasks related to the loans as needed.
November 30, 2019