Middle Market Lending Manager makes and services middle market loans and lines of credit. Performs analysis of applicant's financial data to evaluate risk and creditworthiness. Being a Middle Market Lending Manager develops loan structures that maximize profitability and meet the needs of the client. Establishes good client relationships and potential for future referrals or cross-sell opportunities. Additionally, Middle Market Lending Manager monitors loan portfolios and compliance with lending terms and policies. Requires a bachelor's degree. Typically reports to a director. The Middle Market Lending Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. To be a Middle Market Lending Manager typically requires 5 years experience in the related area as an individual contributor. 1 - 3 years supervisory experience may be required. Extensive knowledge of the function and department processes. (Copyright 2024 Salary.com)
BASIC FUNCTION:
Directs and supervises the business development, marketing, and public relations for their Region.
REPORTS TO: Chief Executive Officer
SUPERVISES: All Branch Office Personnel
MINIMUM QUALIFICATION:
EDUCATION: Bachelor's Degree in Business Administration, Ag Economics, Agriculture,
Finance or related field
EXPERIENCE: Five to eight years experience in agricultural lending/loan administration, servicing, collateral
valuations, loan portfolio analysis, prior approval and reporting. Preferred
experience should include two years in administrative management.
SENSORY AND PHYSICAL REQUIREMENTS:
Must have ability to read documents from many sources.
Must be able to communicate audibly in and with staff, customers and general public.
DESIRABLE QUALIFICATIONS:
- Knowledge of laws, regulations, principles and procedures in credit practices in the Farm Credit
System;
- Knowledge of management principles and procedures;
- Knowledge of credit training principles and practices;
- Excellent skills in judgement, leadership, initiative and organization
- Complex problem solving and decision making skills desired.
RESPONSIBILITIES (the essential responsibilities of the position include, but are not limited to):
"Employees have the responsibility to comply with Standards of Conduct, Privacy, IT Security, etc."
50% 1. RETENTION, BUSINESS DEVELOPMENT AND FEE INCOME
25% 2. SOUND, QUALITY LOAN ORIGINATION AND EFFECTIVE LOAN ADMINISTRATION