Lending Officer jobs in West Virginia

Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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VP Specialty Lending Officer
  • MVB Brand
  • Remote, WV FULL_TIME
  • ABOUT US

    Here at MVB, our company culture defines the environment in which Team Members thrive. Our culture impacts a wide range of elements, including our purpose, values, expectations and goals that support growth and engagement – it is the secret sauce of our organization!

    Our values live at the core of all that we do – Trust, Commitment, Teamwork, Adaptive, Respect, Love and Caring are our foundation for success. We are committed to fostering an environment focused on diversity, equity and inclusion, and we welcome Team Members from all walks of life. Join Team MVB today!

    MVB Financial Corp. (“MVB Financial” or “MVB”), the innovative financial holding company of MVB Bank, Inc., is publicly traded on The Nasdaq Capital Market® under the ticker “MVBF.” Through its subsidiary, MVB Bank, Inc., (“MVB Bank”) and the bank’s subsidiaries, MVB provides services to individuals and corporate clients in the Mid-Atlantic region, as well as to Fintech, Payment and Gaming clients throughout the United States. For more information about MVB, please visit www.mvbbanking.com.

     This role can be based remotely.

    Candidates must reside in one of the following states: West Virginia, Virginia, Texas, Florida, Ohio, Pennsylvania, Maryland, Washington D.C., New York, New Jersey, Arkansas, Alabama, Arizona, Delaware, Indiana, North Carolina, Georgia. 

    ABOUT THE ROLE

    Specialty Lending is responsible for cultivating and maintaining relationships in government contracting and strategic lending partnerships. The Officer will manage an existing portfolio of specialized commercial clients and field new loan requests from strategic partners while ensuring compliance with lending policy, processes, and regulatory requirements.  A variety of credit facilities will be considered for these relationships, including asset base lines of credit, commercial term loans, warehouse lines of credit, portfolio purchases, and master participation agreements. This position will coordinate with other areas of the bank, such as the Credit and Loan Operation Departments, to provide safe and sound banking services.

    WHAT YOU’LL DO

    • Manage a large and complex specialized commercial loan portfolio.
    • Participate in Commercial Lending area meetings including, executive and board loan approval committees, and pipeline management meetings.
    • Ensure compliance with lending policy and processes and compliance with regulatory requirements
    • Attend industry and professional meetings related to potential commercial lending opportunities
    • Assist the commercial lending team in underwriting and structuring their credits in preparation for the respective approving authority.
    • Collaborate with Regional President and Credit Officers in underwriting the commercial loan portfolio according to the loan policies of the bank.
    • Interact with bank clients to adhere to all loan requirements, including covenant and financial reporting requirements.
    • Provide technical assistance to internal partners regarding any aspect of commercial loan package development, approval, or related processes through closing.
    • Assist, when requested, the CoRe and Regional President in his commercial portfolio reporting.
    • Track and monitor borrowing bases, in conjunction with portfolio manager and / or credit analysts to ensure compliance and provide, when warranted, intervention recommendations to bring them into compliance.
    • Assist, as requested, in other data analysis and reporting regarding the total commercial loan portfolio.
    • Assist in quality control review and continuous quality improvement within commercial lending.
    • Manage past due, loan exceptions, and renewals for loans within Officer’s portfolio.
    • Undertake special assignment internal projects related to any aspects of commercial lending to support its business planning and execution.
    • Complete all required MVB education on a quarterly basis.

      EDUCATION & WORK EXPERIENCE

      • Bachelor’s degree in accounting, finance, economics, or related field, or equivalent work experience
      • 7 years of experience in commercial banking or equivalent work experience,
      • Extensive knowledge of credit administration, policy and procedures
      • Extensive knowledge of economics, accounting, and finance
      • Extensive knowledge of risk analysis and mitigation, with an emphasis on loan structuring, and problem loan work-out options
      • Strong analytical thinking and problem-solving skills
      • Ability and willingness to work and manage projects effectively under tight deadlines
      • Excellent technical report writing skills and knowledge
      • Excellent verbal and written communication skills
      • Proficiency in Excel
      • Possesses a working knowledge of all industries to which the Bank extends credit

      BENEFITS AT MVB

      MVB Financial Corp., (“MVB”) offers an excellent selection of benefits for regular, part-time and full-time Team Members, including:

      • Medical, Dental and Vision Insurance
      • Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
      • Short- and Long-Term Disability Plan
      • Group Life Insurance
      • 401K Salary Deferral Plan
      • Wellness Program
      • Education & Tuition Expense Reimbursement
      • PTO and Unique Vacation Purchase Program
      • Nationwide Pet Insurance Coverage

      #LI-Remote

      We encourage you to submit an application even if you haven’t performed every job duty listed above, as your skills may be transferrable. MVB is looking for ambitious individuals with related knowledge, understanding and abilities who are willing to learn and grow. What we care about most is allowing you to develop and, in return, you help us become a stronger, more diverse and well-rounded organization.  

       

    • 1 Month Ago

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    Regional Sales and Lending Manager
    • Farm Credit Network
    • Romney, WV FULL_TIME
    • Farm Credit of the Virginias is seeking to hire a Regional Sales and Lending Manager in our West Virginia (oversees Ripley, Moorefield, Romney, Bridgeport and Oakland branches) region. Location Option...
    • 18 Days Ago

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    Regional Sales and Lending Manager
    • Farm Credit Council
    • Romney, WV FULL_TIME
    • Farm Credit of the Virginias is seeking to hire a Regional Sales and Lending Manager in our West Virginia (oversees Ripley, Moorefield, Romney, Bridgeport and Oakland branches) region. Location Option...
    • 1 Month Ago

    F
    Correctional officer
    • Federal Bureau of Prisons
    • Arthurdale, WV FULL_TIME
    • Why work for the Federal Bureau of Prisons? To protect society and positively change the lives of those in our care. You have a vital role in that mission. You are valued and trained to be prepared. Y...
    • 19 Days Ago

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    Security Officer
    • Cramer Security
    • Mammoth, WV FULL_TIME
    • NOW HIRING: Cramer Security & Investigations Inc. has immediate openings in the Mammoth area in Southern West Virginia. Full-time positions are available and part-time welcome to apply! Positions open...
    • 19 Days Ago

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    Security Officer
    • The Greenbrier Hotel
    • White Sulphur Springs, WV FULL_TIME
    • Essential Job Functions Position: Lieutenant Security and Security Officer Department: Security Date Updated: 02 / 2021Primary Responsibilities: (guest interaction, ordering responsibilities, clean up...
    • 19 Days Ago

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    Chief Lending Officer
    • LHH
    • Jacksonville, FL
    • LHH is partnering with a Real Estate entity in the South Jacksonville Area who is looking for a Chief Lending Officer to...
    • 3/29/2024 12:00:00 AM

    S
    Retail Lending Officer, Hamilton,ON - (Casual, no garanteed hours) 1
    • Scotia
    • Broken Arrow, OK
    • Title: Retail Lending Officer, Hamilton,ON - (Casual, no garanteed hours) 1 The Retail Lending Officer is responsible fo...
    • 3/28/2024 12:00:00 AM

    I
    Commercial Lender
    • Insight Global
    • Jackson, MS
    • We are currently seeking Commercial Lenders to join our team. This role requires a proven track record of consistent, hi...
    • 3/28/2024 12:00:00 AM

    S
    Residential Lender
    • SmartBank
    • Birmingham, AL
    • At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and dis...
    • 3/28/2024 12:00:00 AM

    S
    Chief Lending Officer
    • Sovereign Bank
    • Oklahoma City, OK
    • Come join our growing team and be a part of the largest Tribal Owned Bank in the nation! We offer an excellent benefits ...
    • 3/27/2024 12:00:00 AM

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    Chief Lending Officer
    • Cornerstone Resources
    • Fort Leonard Wood, MO
    • COMPANY DETAIL Chartered in 1954 by their founders with $325 among them and a mission of caring people delivering incred...
    • 3/25/2024 12:00:00 AM

    S
    Senior Commercial Lending Officer
    • Smith & Wilkinson
    • Sanford, ME
    • Reporting to the EVP Chief Operating Officer, the Senior Commercial Lending Officer will be responsible for overseeing t...
    • 3/25/2024 12:00:00 AM

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    Community Home Lending Officer
    • First Merchant's Bank
    • Columbus, OH
    • Position Goals: A successful employee will have the passion and commitment of making possible the homeownership dream. T...
    • 3/25/2024 12:00:00 AM

    West Virginia (/vərˈdʒɪniə/ (listen)) is a state located in the Appalachian region in the Southern United States and is also considered to be a part of the Middle Atlantic States. It is bordered by Pennsylvania to the north, Maryland to the east and northeast, Virginia to the southeast, Kentucky to the southwest, and Ohio to the northwest. West Virginia is the 41st largest state by area, and is ranked 38th in population. The capital and largest city is Charleston. West Virginia became a state following the Wheeling Conventions of 1861, after the American Civil War had begun. Delegates from so...
    Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
    Income Estimation for Lending Officer jobs
    $43,329 to $57,393

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