Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
About us
At Legacy Lending U.S.A., our mission is rooted in service, honesty, integrity, and competence. We aim to provide our clients with the best home loan solutions, featuring the lowest interest rates and minimal closing costs. Our commitment extends beyond just offering loans; we are dedicated to assisting our clients in overcoming any obstacles they may encounter while securing a loan. Join us and be a part of a team that makes a real difference in the mortgage industry, and strive to build your own Legacy
Loan Officer
Responsibilities:
Effectively communicate and explain diverse loan programs and closing costs to prospective clients.
Collaborate closely with borrowers, loan officers, title companies/attorneys, and insurance companies to prepare and gather all necessary documents for underwriting.
Build and maintain relationships with realtors, bank officers, builders, and the community to retain existing clients and attract new business.
Ensure adherence to all company and regulatory processes throughout the mortgage process.
Maintain an active pipeline and exceed our production standards.
This is a challenging yet rewarding position that requires attention to detail, strong analytical skills, and the ability to work well with customers. If you have a passion for helping people achieve their financial goals, we invite you to apply for this exciting opportunity.
Note: This job description is intended to provide a general overview of the position. It is not an exhaustive list of responsibilities, skills, or qualifications associated with the role.
Job Type: Full-time
Pay: $60,000.00 - $500,000.00 per year
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Work Location: Hybrid remote in Henderson, NV