Lending Officer jobs in Missouri

Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Commercial Lending Officer
  • Career Opportunities
  • Kansas, MO FULL_TIME
  • Commercial Lending Officer

     

    Job Function:  Responsible for the development of new business and broadening existing customer base with an emphasis in providing traditional bank credit and depository services.  Also responsible to promote and sell other fee based financial services offered by the organization.

     

    Essential Duties and Responsibilities: 

     

    Individual responsibilities include calling on existing and prospective customers in effort to retain and develop business for the organization. Structure and price credits in an appropriate fashion that creates value for the customer while adhering to the organization’s underwriting standards, policies, and pricing objectives.  Responsible for the performance of individual loan portfolio in all aspects including but not limited to growth and quality.   Maintain current knowledge and comply with regulatory and bank standards, policies, and procedures related to depository and lending activities along with other areas of the organization as required by management.  For further clarity Individual Credit Duties and Responsibilities are as follows:

     

    • Prepare loan and sales proposals.
    • Spread Financial Statements – analyze and monitor financial information as required for loan presentation worksheets (LPWs) and narrative.
    • Maintain assigned loan portfolio.
    • Sell additional products and services to customers.
    • Actively participate in Credit Committee meetings and make complete and accurate presentations to the loan committee. 
    • Follow up specific leads offering business development opportunities among customers and prospects.
    • Maintain a very high asset quality.
    • Must be able to define problems, collect data, establish facts and draw conclusions.  
    • Fully accountable for loan risk rating recommendations.
    • Develop periodic “action plans” for loan customers demonstrating a weakening financial condition.
    • Credit portfolio management will include processing new loan requests, annual and periodical credit reviews, modifications, renewals, market research, short term asset analysis (accounts receivables and inventory), appraisal order coordination, appraisal reviews, loan closings, commercial and construction draw approval and processing, project inspection coordination as required,  payment collection, accountability for loan documentation and other loan matters as required to maintain loan portfolio.
    • Prepare summary memos for members of Executive Management as required.

     

     

    Job Qualifications/ Required Skills and Abilities:   

     

    • Proven ability to underwrite complex credits and negotiate terms and conditions with sophisticated borrowers.
    • Minimum of 5 or more years of experience in financial institution lending exhibiting increased level of responsibility and performance.
    • Knowledge of lending compliance, policies, and procedures is essential
    • Broad understanding of other Bank products and services.
    • Maintain a substantial and growing loan portfolio with regard to quantity and quality. 
    • Must be properly licensed and meet requirements with respect to National Mortgage Licensing System and Registry (NMLS). 
    • Bachelor’s degree in business, finance or related field or equivalent experience.
    • Superior written and verbal communication skills
    • Exhibit and maintain high degree of professionalism
    • Maintain high degree of confidentiality and integrity
    • Ability to communicate effectively and professionally at all levels of the organization
    • Excellent follow through and time management skills
    • Excellent attention to detail
    • Strong PC, web, database/Excel knowledge as required.
    • MUST exhibit good business acumen
    • MUST possess a “can do” customer-service attitude/philosophy

     

    Community Leadership

     

    Represents the bank and provides leadership in key community activities that may include business, charitable, civic and other social organizations to maintain a proper responsible citizen stature for the bank.

     

     

  • 25 Days Ago

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Community Bank Lending Officer
  • Investors Community Bank
  • Chillicothe, MO FULL_TIME
  • ABOUT US ICB is a community-focused financial institution dedicated to empowering our local economy by providing personalized financial solutions. Our mission is to build lasting relationships with in...
  • Just Posted

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Loan Officer Assistant - Commercial RE Lending
  • North American Savings Bank
  • Kansas, MO FULL_TIME
  • Loan Officer Assistant – Commercial RE Lending Our mission is to create exceptional experiences for our customers that help them achieve their dreams, and we are looking for exceptional people who hav...
  • 2 Days Ago

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Debt Collection Specialist
  • Internet Lending
  • Florrisant, MO FULL_TIME
  • LOCAL CANDIDATES PREFERRED! QUALIFICATIONS: Upbeat- energetic personality, excellent verbal communication skills, customer service skills, computer skills, ability to navigate multiple screens at once...
  • Just Posted

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Customer Service Representative
  • Internet Lending
  • Florrisant, MO FULL_TIME
  • LOCAL CANDIDATES PREFERRED! QUALIFICATIONS: Upbeat- energetic personality, excellent verbal communication skills, customer service skills, computer skills, ability to navigate multiple screens at once...
  • 1 Day Ago

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Deputy Juvenile Officer
  • Seventeenth Judicial Circuit of Missouri - Office of the Juvenile Officer
  • Harrisonville, MO FULL_TIME
  • The Juvenile Officer of the Seventeenth Judicial Circuit of Missouri has an immediate opening in the Cass County Juvenile Center for a Juvenile Officer I-II. The position is a full-time, state-paid po...
  • 13 Days Ago

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Chief Lending Officer
  • LHH
  • Jacksonville, FL
  • LHH is partnering with a Real Estate entity in the South Jacksonville Area who is looking for a Chief Lending Officer to...
  • 3/29/2024 12:00:00 AM

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Retail Lending Officer, Hamilton,ON - (Casual, no garanteed hours) 1
  • Scotia
  • Broken Arrow, OK
  • Title: Retail Lending Officer, Hamilton,ON - (Casual, no garanteed hours) 1 The Retail Lending Officer is responsible fo...
  • 3/28/2024 12:00:00 AM

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Commercial Lender
  • Insight Global
  • Jackson, MS
  • We are currently seeking Commercial Lenders to join our team. This role requires a proven track record of consistent, hi...
  • 3/28/2024 12:00:00 AM

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Residential Lender
  • SmartBank
  • Birmingham, AL
  • At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and dis...
  • 3/28/2024 12:00:00 AM

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Chief Lending Officer
  • Sovereign Bank
  • Oklahoma City, OK
  • Come join our growing team and be a part of the largest Tribal Owned Bank in the nation! We offer an excellent benefits ...
  • 3/27/2024 12:00:00 AM

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Chief Lending Officer
  • Cornerstone Resources
  • Fort Leonard Wood, MO
  • COMPANY DETAIL Chartered in 1954 by their founders with $325 among them and a mission of caring people delivering incred...
  • 3/25/2024 12:00:00 AM

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Senior Commercial Lending Officer
  • Smith & Wilkinson
  • Sanford, ME
  • Reporting to the EVP Chief Operating Officer, the Senior Commercial Lending Officer will be responsible for overseeing t...
  • 3/25/2024 12:00:00 AM

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Community Home Lending Officer
  • First Merchant's Bank
  • Columbus, OH
  • Position Goals: A successful employee will have the passion and commitment of making possible the homeownership dream. T...
  • 3/25/2024 12:00:00 AM

Missouri is landlocked and borders eight different states as does its neighbor, Tennessee. No state in the U.S. touches more than eight. Missouri is bounded by Iowa on the north; by Illinois, Kentucky, and Tennessee across the Mississippi River on the east; on the south by Arkansas; and by Oklahoma, Kansas, and Nebraska (the last across the Missouri River) on the west. Whereas the northern and southern boundaries are straight lines, the Missouri Bootheel protrudes southerly into Arkansas. The two largest rivers are the Mississippi (which defines the eastern boundary of the state) and the Misso...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Lending Officer jobs
$45,849 to $60,731

Lending Officer in Roanoke, VA
A loan officer can describe either a mortgage broker OR a mortgage banker, so be sure to ask when seeking out the right professional for you.
November 15, 2019
Lending Officer in Benton Harbor, MI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
November 19, 2019
Lending Officer in Somerset, NJ
So once a lender has funded your loan (given you the money), they'll sell it to the investor for cash at a small profit.
November 21, 2019