Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Mortgage Loan Officer – Inbound Calls
Senior Lending Corporation
Tampa, FL
Great opportunity for experienced bilingual MLO who is tired of the market instability and rising interest rates and wants to work in a stable and busy reverse mortgage market. FHA has now made the reverse mortgage one of the most secure and safe financial options for seniors. Our commitment to seniors and providing them with financial security in their retirement has allowed us tremendous growth.
Senior Lending is Florida’s largest FHA Reverse Mortgage Company. We will provide the hands-on training needed to be very successful in this market. Our continued growth has brought us to seek a highly motivated Inside Licensed Mortgage Loan Officer.
Facts – Senior Market:
· Reverse Mortgages are projected to double
· Currently there are over 54 million Americans over the age of 65
· 10,000 people a day are turning 65 years old
· Over 67% of seniors are carrying mortgage debt into retirement
· Living expenses are increasing while retirement savings, pensions, 401k’s are declining
· Life expectancy is at an all-time high
· Nearly 90% of seniors wish to remain in their homes
Inside Loan Officer:
· Responsible for converting inbound calls into applications – No Cold Calling
What You Can Expect:
· Never have to worry again about searching for leads, we take care of all that for you!
· Incredible support which will allow you to concentrate on what you do best, building rapport and relationships with your clients.
· Work in a professional yet friendly office environment overlooking Tampa Bay. Each Loan Officer has their own Private Office.
· Easily earn a minimum $118,000 - $165,000 your first year
· Work Monday - Friday 9:00 - 5:30, no evenings or weekends required.
· In-house processing with incentives to assist on closing your loans on time.
· Incredible hands-on support for all stages of your loans from pre-sale guidance, product placement, processing, underwriting and finally to closing.
What You Must Have:
· NMLS Mortgage Originator License
· Mortgage Origination experience
· Excellent verbal & written communication skills
· Positive attitude and motivation to succeed
· The highest level of professionalism and integrity
If you want to make a difference and become part of a well-established and growing company, then please submit your resume in confidence.
Job Type: Full-time
Pay: $118,000.00 - $165,000.00 per year
Schedule:
Work setting:
Work Location: In person