Lending Officer jobs in California

Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Loan Officer
  • Summit Lending
  • Huntington, CA FULL_TIME
  • We're seeking a seasoned mortgage loan officer who is both service-oriented and detail-focused to become a valuable member of our team. Our ethos revolves around eliminating barriers and fostering a nurturing atmosphere for your success. If you possess a demonstrated history of crafting effective lending solutions for clients, we eagerly invite you to apply and join our team. Don't hesitate, apply today!

    Compensation:

    $100,000 - $125,000 at plan yearly

    Responsibilities:
    • Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions
    • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
    • Maintain and build relationships through networking and prospecting with bankers, realtors, builders, and your community to attract new business
    • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision
    • Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies and other related industry professionals

    Key Responsibilities:

    • Work with warm transfers and fresh leads, averaging 8 to 10 leads daily
    • Take applications
    • Pitch qualified borrowers
    • Once loans are sold, our processing staff takes over the file which allows you to concentrate on selling the next borrower
    • Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them
    • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines
    • Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters
    • Manage a large pipeline of loans to ensure your production meets our requirements
    • Work closely with industry-related professionals to gather and prepare all necessary information to complete underwriting requirements
    Qualifications:
    • Bachelor's degree in business, finance, banking, real estate, or a related field
    • Maintain current registration with the National Mortgage Licensing System Registry
    • Familiarity with multiple types of loans such as conventional, fixed/ adjustable, FHA, VA, USDA, bridge, non-conforming, FNMA and FHLMC, and Home Equity Lines of Credit
    • Requires compliance with lending regulations and bank underwriting guidelines and lending policies
    • Exceptional decision-making ability, superior written and verbal communication skills, and superb interpersonal and customer service skills required

    • Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability
    • Strong understanding of HELOC/HELOAN guidelines and structuring
    About Company

    Why Choose Summit Lending?

    We're not merely a lending team; we stand as the premier lending force in California. In this pivotal moment of our journey, we're inviting passionate individuals to join and contribute to our illustrious legacy. We take pride in providing not just a job, but an enduring, secure career path for those who share our unwavering dedication to our mission.


    How to Join Us:

    Your interest is invaluable, but we kindly request no phone inquiries. To become a part of the Summit Lending family, simply submit your application, along with a resume and a well-crafted cover letter expressing your alignment with the role.

    Let's forge the future of lending, hand in hand!


    About the Company:
    Summit Lending



  • 1 Month Ago

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Junior Mortgage Loan Officer
  • Summit Lending
  • Huntington, CA FULL_TIME
  • Our organization is currently seeking a talented and service-oriented Junior Loan Officer. The successful candidate will have some experience in sales, exceptional communication and relationship-build...
  • 1 Day Ago

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Junior Loan Officer
  • Summit Lending
  • Huntington, CA FULL_TIME
  • Join Our Dynamic Lending Team: Seeking an Aspiring Junior Loan Officer!Do you have a passion for assisting others and thrive in a lively environment? We're on the hunt for you!Position: Junior Loan Of...
  • 3 Days Ago

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Lending Officer
  • Commonwealth Business B
  • Los Angeles, CA FULL_TIME
  • OSITION OVERVIEW The Lending Officer is responsible for the bank’s overall credit quality of the SBA loan portfolio. POSITION RESPONSIBILITIESPerforms credit review of SBA loan packages submitted for ...
  • 16 Days Ago

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Lending Officer
  • Working Solutions CDFI
  • San Francisco, CA FULL_TIME
  • Position: Lending Officer Reports to: Director of Lending Department: Lending Location: Remote with preference for CA residents or those with past experience in CA Position Type: Full-time, Exempt Sta...
  • 1 Month Ago

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Mortgage Loan Officer (FT)
  • American Heritage Lending, Inc.
  • Irvine, CA FULL_TIME
  • American Heritage Lending located in Irvine, CA is experiencing tremendous growth. We were recently acquired by a publicly-traded Hedge Fund allowing access to portfolio loan programs.Why American Her...
  • 24 Days Ago

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Chief Lending Officer
  • LHH
  • Jacksonville, FL
  • LHH is partnering with a Real Estate entity in the South Jacksonville Area who is looking for a Chief Lending Officer to...
  • 3/29/2024 12:00:00 AM

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Retail Lending Officer, Hamilton,ON - (Casual, no garanteed hours) 1
  • Scotia
  • Broken Arrow, OK
  • Title: Retail Lending Officer, Hamilton,ON - (Casual, no garanteed hours) 1 The Retail Lending Officer is responsible fo...
  • 3/28/2024 12:00:00 AM

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Commercial Lender
  • Insight Global
  • Jackson, MS
  • We are currently seeking Commercial Lenders to join our team. This role requires a proven track record of consistent, hi...
  • 3/28/2024 12:00:00 AM

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Residential Lender
  • SmartBank
  • Birmingham, AL
  • At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and dis...
  • 3/28/2024 12:00:00 AM

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Chief Lending Officer
  • Sovereign Bank
  • Oklahoma City, OK
  • Come join our growing team and be a part of the largest Tribal Owned Bank in the nation! We offer an excellent benefits ...
  • 3/27/2024 12:00:00 AM

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Chief Lending Officer
  • Cornerstone Resources
  • Fort Leonard Wood, MO
  • COMPANY DETAIL Chartered in 1954 by their founders with $325 among them and a mission of caring people delivering incred...
  • 3/25/2024 12:00:00 AM

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Senior Commercial Lending Officer
  • Smith & Wilkinson
  • Sanford, ME
  • Reporting to the EVP Chief Operating Officer, the Senior Commercial Lending Officer will be responsible for overseeing t...
  • 3/25/2024 12:00:00 AM

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Community Home Lending Officer
  • First Merchant's Bank
  • Columbus, OH
  • Position Goals: A successful employee will have the passion and commitment of making possible the homeownership dream. T...
  • 3/25/2024 12:00:00 AM

California is a state in the Pacific Region of the United States. With 39.6 million residents, California is the most populous U.S. state and the third-largest by area. The state capital is Sacramento. The Greater Los Angeles Area and the San Francisco Bay Area are the nation's second and fifth most populous urban regions, with 18.7 million and 9.7 million residents respectively. Los Angeles is California's most populous city, and the country's second most populous, after New York City. California also has the nation's most populous county, Los Angeles County, and its largest county by area, S...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Lending Officer jobs
$53,074 to $70,301

Lending Officer in Roanoke, VA
A loan officer can describe either a mortgage broker OR a mortgage banker, so be sure to ask when seeking out the right professional for you.
November 15, 2019
Lending Officer in Benton Harbor, MI
After the underwriting software produces a recommendation, loan officers review the output of the software and consider any additional information to make a final decision.
November 19, 2019
Lending Officer in Somerset, NJ
So once a lender has funded your loan (given you the money), they'll sell it to the investor for cash at a small profit.
November 21, 2019