Investment Portfolio Manager, Sr. jobs in Monterey, CA

Pacific Valley Bank is proud to carry on the tradition of locally owned and managed community banking. The Bank was founded in 2004 by Salinas Valley and Monterey Peninsula business owners and individuals based in Monterey County. We provide a full range of banking products and services, including loan and deposit services for small and medium size businesses, agricultural operations, non-profit organizations, professionals and individuals.

BASIC FUNCTION:

Pacific Valley Bank has an opening for a fulltime Portfolio Manager at our corporate office in Salinas. The Portfolio Manager provides primary customer service and relationship management to an existing portfolio of Business Banking clients. Maintain a high level of client contact to develop a working relationship and increased knowledge of client businesses, thereby improving cross-sell and referral activities. Ensure that assigned clients, principals and their employees are provided a premier level of customer service relative to all bank products. Coordinate the collection of applicant financial data and provide solutions to cater to individual businesses. Manage assigned loan portfolio with respect to loan renewals, covenants and financial collection. Negotiate structure and pricing of new and renewed loans in consultation with the Chief Operating Officer and/or Market President.

ESSENTIAL FUNCTIONS INCLUDE, BUT ARE NOT LIMITED TO:

· Regularly call on existing client base to maintain, enhance and effectively manage business relationships on an on-going basis. Develop an understanding of client businesses to provide relevant counsel to customers, as appropriate, regarding business management and financial matters.

· Expand established business relationships through administration of cross-sell opportunities of other loan and deposit products and seek referrals for new business relationships.

· Gather and review monthly, quarterly and/or annual financial information on assigned clients to facilitate active monitoring of financial condition. Gather and review information required for assigned asset-based loans, including required Borrowing Base Certificates, Agings and other information.

KNOWLEDGE & EXPERIENCE:

· College degree in accounting, finance, business or related field preferred.

· 5 years banking experience with a minimum of 3 years in commercial lending is preferred.

· Computer proficiency, including MS Outlook, Word, and Excel.

· Excellent verbal and written communication skills.

SALARY RANGE:

Annual salary range of $65,000 to $85,000 dependent upon experience.

Job Type: Full-time

Pay: $65,000.00 - $75,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Application Question(s):

• How many years of Commercial Lending experience?

Experience:

• Banking: 4 years (Required)

Work Location: In person