Health Underwriter, Sr. jobs in Stratford, CT

Partners General Insurance Agency, LLC, a subsidiary of K2 Insurance Services, LLC, is seeking a full-time Senior Underwriter to join their underwriting team in the Shelton, CT area. This is an office hybrid position. The successful candidate will reside in or near Shelton, CT. 

Founded in 2001, Partners General is a managing underwriter for general liability and excess liability programs offered in all 50 states. Acquired by San Diego-based K2 Insurance Services in 2018, Partners General continues to expand its product offerings by developing new insurance programs for national distribution.

Partners General offers the opportunity to join an established company in growth mode.  Our compensation package includes competitive pay; bonus plan; medical, dental, and vision insurance with no waiting period; unlimited paid time-off (PTO) in year of hire; and 401(k) with employer match. 

Senior Underwriter Role: 

• Work directly with Brokers (“Clients”) and to collect, review and analyze an applicant to determine the liability / level of risk of insuring, coverage needs and appropriate pricing
• This candidate will be responsible for their own client base (of PGIA’s existing longstanding relationships) and build their own book of business.
• Solicit new business from Brokers, negotiate terms, conditions and pricing to ensure profitability 
• Offer management recommendations on whether or not to approve an application
• Keep detailed records / notes of policies underwritten and decisions made
• Review Binders, endorsements, inspections, and follow up with Brokers to obtain documentation and outstanding items when assistants are unable to obtain 
• Develop a comprehensive understanding of all PGIA carrier coverage forms and endorsements
• Develop a comprehensive understanding of PGIA carrier guidelines
• Work within a team-oriented environment to collaborate on risk and strategy
• Assist management in developing and maintaining a profitable book of business
• Confidently make educated decisions on behalf of PGIA and our carriers

Ideally, the Senior Underwriter will have:

• Strong work ethic
• Strong organizational skills
• Strong analytical skills
• Personability or willingness to speak with clients via phone call and / or in person.
• Desire to learn and grow and hunger for career growth – embrace an entrepreneurial culture.
• Willingness to take on Ad Hoc projects
• Willingness to travel when / if needed
• Team player / team-oriented mentality
• Sensible judgement and attention to detail

Technical Skills:

• 5 years of prior experience underwriting Commercial General Liability and / or Excess Liability
• Comprehensive understanding of insurance policies and ability to relate policy provisions to loss exposure
• College Degree Not Required (Highly Preferred)
• Ability to be in the Shelton, CT office 1-2x a week (Highly Preferred)
• Institute designations not required, but advantageous and preferred.

Pay Range - 100,000k - 130,000k USD annually